| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES,INC. | 414 GALLIMORE ROAD SUITE F GREENSBORO, NC 27409 | DELTA DENTAL OF KENTUCKY | $6K | — | $6K | 1.84% |
| BB&T INSURANCE SERVICES, INC.3 | 414 GALLIMORE DAIRY ROAD SUITE F GREENSBORO, NC 27409 | HARTFORD LIFE AND ACCIDENT | $6K | $2K | $8K | 8.40% |
| BB&T CROMWELL INSURANCE AGENCY3 | 38 ROUSS AVENUE WINCHESTER, VA 22601 | COMPBENEFITS | $4K | — | $4K | 7.10% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY, INC. | 2305 RIVER ROAD LOUISVILLE, KY 40206 | COMPBENEFITS | $4 | — | $4 | 0.01% |
| JAMES M MALONE JR3 | PO BOX 616 FAYETTEVILLE, TN 37334 | COMPBENEFITS | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,117 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KENTUCKY | 1,209 | $318K |
| Vision | COMPBENEFITS | 364 | $56K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,117 | $93K |
| Other | HARTFORD LIFE AND ACCIDENT | 1,117 | $93K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,209 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.