| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARY JO LEFEVRE3 | 2401 WEST BIG BEAVER, SUITE 400 TROY, MI 480848084 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $40K | — | $40K | 1.05% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 2401 WEST BIG BEAVER, SUITE 400 TROY, MI 480848084 | BLUE CROSS BLUE SHIELD OF MICHIGAN | — | $4K | $4K | 0.11% |
| MARY JO LEFEVRE3 | 2401 WEST BIG BEAVER, SUITE 400 TROY, MI 480848084 | BLUE CARE NETWORK OF MICHIGAN | $16K | — | $16K | 0.90% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 2401 WEST BIG BEAVER, SUITE 400 TROY, MI 480848084 | BLUE CARE NETWORK OF MICHIGAN | — | $2K | $2K | 0.13% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVENUE TOLEDO, OH 436045864 | METROPOLITAN LIFE INSURANCE COMPANY | $62K | $515 | $63K | 10.34% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVENUE, 8TH FLOOR TOLEDO, OH 436045864 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $34K | $13K | $47K | 18.03% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVENUE, 8TH FLOOR TOLEDO, OH 436045864 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $25K | $11K | $36K | 17.40% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVENUE, 8TH FLOOR TOLEDO, OH 436045864 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $14K | $6K | $20K | 17.33% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVENUE TOLEDO, MI 436045864 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $11K | — | $11K | 10.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVENUE, 8TH FLOOR TOLEDO, OH 436045864 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | $6K | $12K | 11.30% |
| MICHIGAN CHAMBER SERVICES, INC.3 Filed as: MICHIGAN CHAMBER SERVICES | 600 SOUTH WALNUT STREET LANSING, MI 489332209 | VISION SERVICE PLAN | $16K | — | $16K | 18.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVENUE TOLEDO, OH 436045864 | VISION SERVICE PLAN | $4K | — | $4K | 5.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVENUE TOLEDO, OH 436045864 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVENUE, 8TH FLOOR TOLEDO, OH 436045864 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $2K | $6K | 18.05% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP, INC. | 811 MADISON AVENUE, P.O. BOX 1687 TOLEDO, OH 43604 | ARAG INSURANCE COMPANY | $2K | — | $2K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 565 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 25 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 590 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 775 | $5.7M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,071 | $716K |
| Vision | VISION SERVICE PLAN | 421 | $86K |
| Life insurance(3 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 928 | $410K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 899 | $207K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 775 | $5.6M |
| Other(5 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 928 | $614K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,071 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.