| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP, INC. | 200 GALLERIA PARKWAY SE STE 1950 ATLANTA, GA 30339 | HAWAII DENTAL SERVICE | $358K | — | $358K | 4.00% |
| GUY TANIOKA | 220 SOUTH KING ST 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $17K | — | $17K | 0.20% |
| GRACE BEYMER | 220 SOUTH KING ST 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $5K | — | $5K | 0.06% |
| STANTON SAIKI | 220 SOUTH KING ST 1200 HONO, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $3K | — | $3K | 0.03% |
| CHUCK TONDA | 220 SOUTH KING ST 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $3K | — | $3K | 0.03% |
| PSH INSURANCE, INC. Filed as: PSH INSURANCE INC | 737 SOUTH BISHOP ST 2120 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $2K | — | $2K | 0.02% |
| PACIFIC BENEFIT SOLUTIONS LLC Filed as: PACIFIC BENEFIT SOLUTIONS | PO BOX 240655 HONOLULU, HI 96824 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $609 | — | $609 | 0.01% |
| HI INSURANCE & FINANCIAL SERVICES Filed as: HI INSURANCE FINANCIAL SERVICES INC | 1009 KAPIOLANI BLVD 2804 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $607 | — | $607 | 0.01% |
| MARKHAM INSURANCE SERVICES, INC. Filed as: MARKHAM INSURANCE SERVICES INC | 338 KILAUEA AVE HILO, HI 96720 | USABLE LIFE | $42K | — | $42K | 10.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 30,490 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 30,490 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 22,976 | $166.9M |
| Dental(2 contracts, 2 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 24,490 | $154.2M |
| Vision(3 contracts, 3 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 22,976 | $166.9M |
| Life insurance | USABLE LIFE | 23,274 | $383K |
| Prescription drug(3 contracts, 3 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 22,976 | $166.9M |
| Other(3 contracts, 3 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 23,274 | $158.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 24,490 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.