| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 | 2443 SIR BARTON WAY, SUITE 400 LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC. | $21K | $0 | $21K | 2.38% |
| ASSUREDPARTNERS3 | 2305 RIVER ROAD LOUISVILLE, KY 40206 | HUMANA HEALTH PLAN, INC. | $0 | $6K | $6K | 0.65% |
| ASSUREDPARTNERS3 | 2305 RIVER ROAD LOUISVILLE, KY 40206 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $0 | $7K | 10.00% |
| ARCORO HOLDINGS CORP5 Filed as: ARCORO HOLDINGS CORPORATION | 27001 AGOURA ROAD, SUITE 280 CALABASAS, CA 91301 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 3.08% |
| ASSUREDPARTNERS3 | 2305 RIVER ROAD LOUISVILLE, KY 40206 | DELTA DENTAL OF KENTUCKY | $3K | $0 | $3K | 6.77% |
| ASSUREDPARTNERS3 | 200 INTERNATIONAL CIRCLE HUNT VALLEY, MD 21030 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14K | $0 | $14K | 58.68% |
| ASSUREDPARTNERS3 | 5905 EAST GALBRAITH ROAD, SITE 5000 CINCINNATI, OH 45236 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 113 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 113 | $902K |
| Dental | DELTA DENTAL OF KENTUCKY | 184 | $43K |
| Vision | DELTA DENTAL OF KENTUCKY | 184 | $43K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 124 | $72K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 124 | $72K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 124 | $72K |
| Prescription drug | HUMANA HEALTH PLAN, INC. | 113 | $902K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 124 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 184 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.