| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALIUM LLC3 | 137 BRECKENRIDGE LANE LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC | $29K | $1K | $30K | 1.38% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | SUITE 300 435 NORTH WHITTINGTON PARKWAY LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $242 | — | $242 | 0.01% |
| ALIUM LLC3 | 137 BRECKENRIDGE LANE LOUSIVILLE, KY 40207 | THE DENTAL CONCERN, INC. | $5K | — | $5K | 0.22% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | SUITE 300 435 NORTH WHITTINGTON PARKWAY LOUISVILLE, KY 40222 | THE DENTAL CONCERN, INC. | $24 | — | $24 | 0.00% |
| ALIUM LLC3 | 1801 FRANKFORT AVENUE LOUISVILLE, KY 40206 | RELIASTAR LIFE INSURANCE COMPANY | $18K | — | $18K | 20.00% |
| PAYCOR INC3 Filed as: PAYCOR, INC. | 4811 MONTGOMERY ROAD CINCINNATI, OH 45212 | RELIASTAR LIFE INSURANCE COMPANY | — | $2K | $2K | 2.00% |
| ALIUM INSURANCE PARTNERS, LLC3 | 1801 FRANKFORT AVENUE LOUISVILLE, KY 40206 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | — | $10K | 15.00% |
| ALIUM INSURANCE PARTNERS, LLC3 | 1801 FRANKFORT AVENUE LOUISVILLE, KY 40206 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | — | $9K | 15.00% |
| ALIUM INSURANCE PARTNERS, LLC3 | 1801 FRANKFORT AVENUE LOUISVILLE, KY 40206 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| ALIUM INSURANCE PARTNERS, LLC3 | 1801 FRANKFORT AVENUE LOUISVILLE, KY 40206 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| ALIUM INSURANCE PARTNERS, LLC3 | 1801 FRANKFORT AVENUE LOUISVILLE, KY 40206 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| ALIUM INSURANCE PARTNERS, LLC3 | 1801 FRANKFORT AVENUE LOUISVILLE, KY 40206 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $658 | — | $658 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 342 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 342 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC | 302 | $2.2M |
| Dental | THE DENTAL CONCERN, INC. | 303 | $2.2M |
| Vision | THE DENTAL CONCERN, INC. | 303 | $2.2M |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 342 | $14K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 230 | $43K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 79 | $13K |
| Other(5 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 429 | $234K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 429 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.