| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: ASSURED NEACE LUKENS INSURANCE AGCY | 4000 SMITH DR STE 400 CINCINNATI, OH 45209 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $52K | — | $52K | 12.09% |
| MEDLINK INC4 | PO BOX 23570 LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $11K | — | $11K | 2.48% |
| NOLA L KIMBROUGH3 | 2323 HOLLAND CIRCLE MORRISTOWN, TN 37814 | AFLAC | $9K | $2K | $11K | 4.59% |
| ROSIE REBECCA WOLFE3 Filed as: ROSIE WOLFE | 310 SULPHUR SPRINGS ROAD MORRISTOWN, TN 37813 | AFLAC | $8K | $2K | $10K | 4.07% |
| EMMETT HAWKINS4 Filed as: EMMETT M HAWKINS | PO BOX 322 ABINGDON, VA 24212 | AFLAC | $8K | $1K | $9K | 3.81% |
| LAWRENCE FUGATE3 | 2352 HARTLAND PARKSIDE DR LEXINGTON, KY 40515 | AFLAC | $8K | $88 | $8K | 3.39% |
| JACKSON D RHODES3 Filed as: JACKSON RHODES | 525 W OAKLAND AVE STE 7 JOHNSON CITY, TN 37604 | AFLAC | $5K | $1K | $6K | 2.60% |
| RICHARD R KIMBROUGH3 Filed as: RICHARD KIMBROUGH | 246 LAUREL ST MORRISTOWN, TN 37813 | AFLAC | $3K | $854 | $4K | 1.71% |
| LORI KIMBROUGH3 | 246 LAUREL ST MORRISTOWN, TN 37813 | AFLAC | $2K | $755 | $3K | 1.14% |
| BRIAN BROYLES3 | 1551 E JACKSON BLVD JONESBOROUGH, TN 37659 | AFLAC | $2K | — | $2K | 0.77% |
| JAMES C FARMER JR3 Filed as: JAMES FARMER JR | 641 OLD HICKORY BLVD UNIT 60 BRNETWOOD, TN 37027 | AFLAC | $956 | — | $956 | 0.40% |
| RUTH HOBBS FARMER3 Filed as: RUTH FARMER | 641 OLD HICKORY BLVD UNIT 60 BRENTWOOD, TN 37027 | AFLAC | $357 | — | $357 | 0.15% |
| JAY OLEARY3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $80 | $131 | $211 | 0.09% |
| LESLIE T CUMPTAN3 Filed as: LESLIE CUMPTAN | 320 9TH ST STE 200 HUNTINGTON, WV 25701 | AFLAC | $139 | $23 | $162 | 0.07% |
| ALAN W MARTIN3 Filed as: ALAN MARTIN | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $41 | $98 | $139 | 0.06% |
| VBTN, INC3 Filed as: VBTN INC | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $69 | — | $69 | 0.03% |
| JOANNA G MATHERLY3 Filed as: JOANNA MATHERLY | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $24 | $33 | $57 | 0.02% |
| ROBERT D. COMMONS3 Filed as: ROBERT COMMONS | 3050 SERENADE CT ALPHARETTA, GA 30004 | AFLAC | $21 | $11 | $32 | 0.01% |
| CHRISTOPHER SMITH3 | 19 OLD CROW DR BARBOURSVILLE, WV 25504 | AFLAC | $24 | $5 | $29 | 0.01% |
| DONNA GLASS3 | 904 BLUEBIRD DR AUGUSTA, GA 30904 | AFLAC | $18 | $11 | $29 | 0.01% |
| BRANDON L MILLER3 Filed as: BRANDON MILLER | 320 9TH ST STE 200 HUNTINGTON, WV 25701 | AFLAC | $19 | $5 | $24 | 0.01% |
| LAUREL A SEGER3 Filed as: LAUREL SEGER | 902A MAIN ST JASPER, IN 47546 | AFLAC | $22 | — | $22 | 0.01% |
| TARA SCHNAUS3 | 3060 N WALNUT RIDGE CT JASPER, IN 47546 | AFLAC | $21 | — | $21 | 0.01% |
| CHERYL SEGER3 | 2935 N CELESTINE RD N DUBOIS, IN 47527 | AFLAC | $21 | — | $21 | 0.01% |
| ANDREW LAMAR3 | 9200 SHELBYVILLE RD STE 605 LOUISVILLE, KY 40222 | AFLAC | $17 | — | $17 | 0.01% |
| BRANDEE L JUSTUS3 Filed as: BRANDEE JUSTUS | 5700 VICTORIA BLUFFS DR NEWBURGH, IN 47630 | AFLAC | $11 | — | $11 | 0.00% |
| JAMES D U SRY3 Filed as: JAMES USRY | PO BOX 393 THOMSON, GA 30824 | AFLAC | $7 | $4 | $11 | 0.00% |
| DANIEL FITZGERALD INC3 Filed as: DANIEL FITZGERALD | 3672 BAY PT AUGUSTA, GA 30907 | AFLAC | $3 | $4 | $7 | 0.00% |
| DALE I DAVIS3 Filed as: DALE DAVIS | 350 E SHORT ST #416 LEXINGTON, KY 40507 | AFLAC | $5 | — | $5 | 0.00% |
| DANIEL FITZGERALD INC3 | 3672 BAY PT AUGUSTA, GA 30907 | AFLAC | $4 | — | $4 | 0.00% |
| MARK C LAMAR3 Filed as: MARK LAMAR | 1006 APPLE BLOSSOM DR FLORENCY, KY 41042 | AFLAC | $2 | — | $2 | 0.00% |
| PAMELA ROWSEY LARSON3 Filed as: PAMELA LARSON | 4101 TATES CREEK CENTRE DR STE 150 LEXINGTON, KY 40517 | AFLAC | $2 | — | $2 | 0.00% |
| NAVILLE & ASSOCIATES3 | 14220 OVERBROOK DR CARMEL, IN 46074 | AFLAC | $2 | — | $2 | 0.00% |
| SCOTT A SMITH3 Filed as: SCOTT SMITH | 5300 OAKBROOK PKWY BLDG 300 STE 350 NORCROSS, GA 30093 | AFLAC | $1 | — | $1 | 0.00% |
| RICHARD SMITHSON3 | 449 TIMBER PL MILTON, GA 30004 | AFLAC | $1 | — | $1 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY, INC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | $11K | $24K | 10.93% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | — | $9K | 4.13% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: ASSURED NEACE LUKENS INSURANCE AGCY | 2305 RIVER ROAD LOUISVILLE, KY 40206 | DELTA DENTAL OF KENTUCKY | $5K | — | $5K | 2.48% |
| NOLA L KIMBROUGH3 Filed as: NOLA KIMBROUGH | 2323 HOLLAND CIRCLE MORRISTOWN, TN 37814 | AFLAC | $5K | $2K | $7K | 4.85% |
| EMMETT HAWKINS3 | PO BOX 322 ABINGDON, VA 24212 | AFLAC | $5K | $832 | $5K | 3.94% |
| ROSIE REBECCA WOLFE3 | 310 SULPHUR SPRINGS ROAD MORRISTOWN, TN 37813 | AFLAC | $4K | $1K | $5K | 3.61% |
| LAWRENCE FUGATE3 | 2352 HARTLAND PARKSIDE DR LEXINGTON, KY 40515 | AFLAC | $4K | $140 | $4K | 3.03% |
| JACKSON D RHODES3 Filed as: JACKSON RHODES | 525 W OAKLAND AVE STE 7 JOHNSON CITY, TN 37604 | AFLAC | $3K | $832 | $3K | 2.53% |
| RICHARD R KIMBROUGH3 Filed as: RICHARD KIMBROUGH | 246 LAUREL ST MORRISTOWN, TN 37813 | AFLAC | $2K | $522 | $2K | 1.59% |
| BRIAN BROYLES3 | 1551 E JACKSON BLVD JONESBOROUGH, TN 37659 | AFLAC | $1K | — | $1K | 1.06% |
| LORI KIMBROUGH3 | 246 LAUREL ST MORRISTOWN, TN 37813 | AFLAC | $761 | $480 | $1K | 0.91% |
| JAMES C FARMER JR3 | 641 OLD HICKORY BLVD UNIT 60 BRENTWOOD, TN 37027 | AFLAC | $285 | — | $285 | 0.21% |
| JAY OLEARY3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $37 | $93 | $130 | 0.09% |
| RUTH HOBBS FARMER3 Filed as: RUTH FARMER | 641 OLD HICKORY BLVD UNIT 60 BRENTWOOD, TN 37027 | AFLAC | $106 | — | $106 | 0.08% |
| ALAN W MARTIN3 Filed as: ALAN MARTIN | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $19 | $64 | $83 | 0.06% |
| PAMELA BELSER3 | 1002 CHAMBERS LN MOUNT PLEASANT, SC 29464 | AFLAC | $46 | — | $46 | 0.03% |
| REGINA CALDWELL3 | 2046 SINKING CREEK RD LONDON, KY 40741 | AFLAC | $45 | — | $45 | 0.03% |
| JOANNA G MATHERLY3 Filed as: JOANNA MATHERLY | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $11 | $29 | $40 | 0.03% |
| VBTN, INC3 Filed as: VBTN INC | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $31 | — | $31 | 0.02% |
| AMY EDWARDS3 | 1555 JACKSON GROVE RD COLUMBUS, NC 28722 | AFLAC | $22 | — | $22 | 0.02% |
| PAMELA ROWSEY LARSON3 Filed as: PAMELA LARSON | 4101 TATES CREEK CENTRE DR STE 150 LEXINGTON, KY 40517 | AFLAC | $19 | — | $19 | 0.01% |
| JANET R WATERS3 Filed as: JANET WATERS | 1878 FOREST GLEN WAY SAINT AUGUSTINE, FL 32092 | AFLAC | $13 | — | $13 | 0.01% |
| ERIC CICERO WOLFE3 Filed as: ERIC WOLFE | 433 MCCONNELLS TRCE LEXINGTON, KY 40511 | AFLAC | $10 | — | $10 | 0.01% |
| JOSHUA C BURTON3 Filed as: JOSHUA BURTON | 4550 MARSHALL RUN CIRCLE APT 308 GLEN ALLEN, VA 23059 | AFLAC | $7 | — | $7 | 0.01% |
| DENNIS A SZCZESNY3 Filed as: DENNIS SZCZESNY | 165 INVERNESS DR LEXINGTON, KY 29072 | AFLAC | $4 | — | $4 | 0.00% |
| RUEANN EMERSON3 | 4820 LAKE BROOK DR STE 125 GLEN ALLEN, VA 23060 | AFLAC | $2 | — | $2 | 0.00% |
| DEBORAH B SMITH3 Filed as: DEBORAH SMITH | 4720 TWIN OAKS DR NW KENNESAW, GA 30152 | AFLAC | $1 | — | $1 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY INC | 2305 RIVER ROAD LOUISVILLE, KY 40206 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $5K | $7K | 6.80% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 2.72% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY, INC. | 2305 RIVER ROAD LOUISVILLE, KY 40206 | UNITED OF OMAHA LIFE INSURACE COMPANY | $5K | $3K | $8K | 10.59% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURACE COMPANY | $3K | — | $3K | 4.28% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: NEACH LUKENS INC DBA NEACE LUKENS | 2305 RIVER RD LOUISVILLE, KY 40206 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 8.09% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 52406 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 6.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,001 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,001 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 398 | $432K |
| Dental | DELTA DENTAL OF KENTUCKY | 971 | $204K |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 398 | $432K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 892 | $298K |
| Short-term disability(2 contracts) | AFLAC | 367 | $374K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 892 | $108K |
| Stop-loss / reinsurancereinsurance | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 398 | $432K |
| Other(5 contracts, 4 carriers) | AFLAC | 892 | $687K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 971 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.