| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GREEN & HALLIBURTON INC3 Filed as: GREEN AND HALLIBURTON INC. | 521 BARRET AVENUE LOUISVILLE, KY 40204 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 3.36% |
| GREEN & HALLIBURTON INC3 Filed as: GREEN AND HALLIBURTON INC. | 521 BARRET AVENUE LOUISVILLE, KY 40204 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 5.75% |
| GREEN & HALLIBURTON INC3 Filed as: GREEN AND HALLIBURTON INC. | 521 BARRET AVENUE LOUISVILLE, KY 40204 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 5.28% |
| GREEN & HALLIBURTON INC3 Filed as: GREEN AND ASSOCIATES INC. | 521 BARRET AVENUE LOUISVILLE, KY 40204 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8K | — | $8K | 14.24% |
| DRURY GROUP, INC3 Filed as: DRURY AND COMPANY INC. | P.O. BOX 869 FRANKLIN, TN 370650869 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $71 | — | $71 | 0.13% |
| GREEN & HALLIBURTON INC3 Filed as: GREEN AND HALLIBURTON INC. | 521 BARRET AVENUE LOUISVILLE, KY 40204 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 13.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 409 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 413 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 236 | $55K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 408 | $122K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 136 | $69K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 409 | $84K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 408 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 409 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.