| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REISERT & ASSOCIATES INC3 Filed as: REISERT & ASSOC INC | 1700 UPS DRIVE STE 206 LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KY,INC. | $36K | — | $36K | 3.29% |
| REISERT & ASSOCIATES INC3 Filed as: REISERT & ASSOC INC | 1700 UPS DRIVE STE 206 LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KY,INC. | $2K | — | $2K | 3.29% |
| REISERT & ASSOCIATES INC3 Filed as: REISERT & ASSOC INC | 1700 UPS DRIVE STE 206 LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KY,INC. | $531 | — | $531 | 3.29% |
| REISERT & ASSOCIATES INC3 | 1700 UPS DR STE 105 LOUISVILLE, KY 40223 | HARTFORD LIFE AND ACCIDENT | $1K | — | $1K | 14.99% |
| REISERT & ASSOCIATES INC3 Filed as: REISERT & ASSOC INC | 1700 UPS DRIVE STE 206 LOUISVILLE, KY 40223 | STANDARD INSURANCE COMPANY | $811 | — | $811 | 12.84% |
| REISERT & ASSOCIATES INC3 Filed as: REISERT & ASSOC INC | 1700 UPS DRIVE STE 206 LOUISVILLE, KY 40223 | ANTHEM LIFE INSURANCE COMPANY | $220 | — | $220 | 12.81% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF KY,INC. | 0 | $1.1M |
| Dental | ANTHEM HEALTH PLANS OF KY,INC. | 0 | $73K |
| Vision | ANTHEM HEALTH PLANS OF KY,INC. | 0 | $16K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 0 | $8K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 0 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.