| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP, INC. | 1750 SCOTTSVILLE ROAD, SUITE 4 BOWLING GREEN, KY 42103 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $25K | $6K | $31K | 4.05% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE ROAD, SUITE 4 BOWLING GREEN, KY 42104 | ANTHEM LIFE INSURANCE COMPANY | $2K | $160 | $2K | 11.65% |
| WILLIAM JONES3 | 958 COLLETT AVE STE 200 BOWLING GREEN, KY 42101 | AFLAC | $751 | $76 | $827 | 7.32% |
| NICOLE L JONES3 | 958 COLLETT AVENUE, SUITE 200 BOWLING GREEN, KY 42101 | AFLAC | $248 | — | $248 | 2.20% |
| JOHN E PORTER3 | 200 MCGLOCKLIN WAY BOWLING GREEN, KY 42101 | AFLAC | $217 | — | $217 | 1.92% |
| TYLER M TRAVIS3 | 707 LESLIE AVENUE GLASGOW, KY 42141 | AFLAC | $110 | — | $110 | 0.97% |
| PHILLIP D BLAKEMAN3 | 217 REMBRANDT DRIVE ELIZABETHTOWN, KY 42701 | AFLAC | $109 | — | $109 | 0.97% |
| DARRYL J YOUNG3 | 3820 GOLD CITY ROAD FRANKLIN, KY 42134 | AFLAC | $92 | $13 | $105 | 0.93% |
| TASHA W DOSSETT3 | 581A HEARDTOWN ROAD TUPELO, MS 38804 | AFLAC | $72 | — | $72 | 0.64% |
| WILLIAM L DOZIER JR3 | 351 PASCOE BLVD, SUITE 100 BOWLING GREEN, KY 42104 | AFLAC | $54 | — | $54 | 0.48% |
| DEBORAH BIGGERS3 Filed as: DEBORAH K BIGGERS | 126 LONGHUNTERS TRAIL GLASGOW, KY 42141 | AFLAC | $31 | — | $31 | 0.27% |
| R AARON WRIGHT3 | 9505 TRUSCOTT COURT PROSPECT, KY 40059 | AFLAC | $31 | — | $31 | 0.27% |
| MURPHY M DEMUNBRUN JR3 | 93 ARNOLD DRIVE GLASGOW, KY 42141 | AFLAC | $17 | — | $17 | 0.15% |
| CLIFFORD FRANKLIN BROOKS3 | 9200 SHELBYVILLE ROAD, SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $12 | — | $12 | 0.11% |
| DENNIS HARTIN3 | 3115 PHOENIX AVENUE OLDSMAR, FL 34677 | AFLAC | $5 | — | $5 | 0.04% |
| BRADLEY L ELLIS3 | 11226 JORDAN COURT PARKER, CO 80134 | AFLAC | $5 | — | $5 | 0.04% |
| KRISTIANNA J FLY3 | P.O. BOX 206 NORTH MIDDLETOWN, KS 40357 | AFLAC | $2 | — | $2 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 128 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 128 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 128 | $770K |
| Dental | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 128 | $770K |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 128 | $770K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 87 | $16K |
| Short-term disability | AFLAC | 11 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 128 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.