| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS4 Filed as: SHEPHERD INSURANCE LLC | 111 CONGRESSIONAL BLVD #100 CARMEL, IN 46032 | ANTHEM HEALTH PLAN OF KENTUCKY | $437 | — | $437 | — |
| LOGAN LAVELLE HUNT INSURANCE AGENCY4 | 11420 BLUEGRASS PKWY LOUISVILLE, KY 40299 | ANTHEM HEALTH PLAN OF KENTUCKY | $430 | $0 | $430 | — |
| NELSON INSURANCE AGENCY4 | 2000 ENVOY CIR LOUISVILLE, KY 40299 | METROPOLITAN LIFE INSURANCE CO | $32K | $0 | $32K | — |
| NELSON INSURANCE AGENCY3 | 2000 ENVOY CIR LOUISVILLE, KY 40299 | METROPOLITAN LIFE INSURANCE CO | $6K | — | $6K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 977 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 977 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | METROPOLITAN LIFE INSURANCE CO | 139 | $0 |
| Dental | METROPOLITAN LIFE INSURANCE CO | 977 | $0 |
| Vision | ANTHEM HEALTH PLAN OF KENTUCKY | 492 | $0 |
| Life insurance | METROPOLITAN LIFE INSURANCE CO | 977 | $0 |
| Short-term disability | METROPOLITAN LIFE INSURANCE CO | 977 | $0 |
| Long-term disability | METROPOLITAN LIFE INSURANCE CO | 977 | $0 |
| Stop-loss / reinsurancereinsurance | ANTHEM HEALTH PLAN OF KENTUCKY | 492 | $0 |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE CO | 977 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 977 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.