| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 200 E. RANDOLPH STREET CHICAGO, IL 60601 | DELTA DENTAL OF KENTUCKY | $403K | — | $403K | 6.02% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $171K | $55 | $171K | 4.20% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $63K | $63K | 1.54% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $8K | $8K | 0.21% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $82K | $55 | $82K | 2.84% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $40K | $40K | 1.37% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5K | $5K | 0.17% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. IL | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN INC. | $59K | — | $59K | 2.32% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. - IL | 29840 NETWORK PL CHICAGO, IL 606731298 | KAISER FOUNDATION HEALTH PLAN INC. | $24K | — | $24K | 1.41% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $253K | $55 | $253K | 23.12% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606740001 | METROPOLITAN LIFE INSURANCE COMPANY | — | $14K | $14K | 1.26% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.19% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | MSC#17382 PO BOX 1447 LINCOLNSHIRE, IL 600690069 | BLUECROSS BLUESHIELD OF MICHIGAN | $32K | — | $32K | 3.05% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES | 304 PONCE DE LEON AVE. SUITE 1000 SAN JUAN, PR 00918 | FIRST MEDICAL HEALTH PLAN, INC. | $34K | — | $34K | 4.89% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. SEATTLE | 1420 FIFTH AVE. SUITE 1200 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $12K | — | $12K | 1.85% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | UNITED HEALTHCARE INSURANCE COMPANY | $152K | — | $152K | 26.86% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | RELIASTAR LIFE INSURANCE COMPANY | $90K | $10K | $100K | 21.36% |
| EMPYREAN INSURANCE SERVICES, INC.3 | 9009 WEST LOOP S., STE 600 HOUSTON, TX 77096 | RELIASTAR LIFE INSURANCE COMPANY | — | $46K | $46K | 9.89% |
| BAILEY INSURANCE GROUP3 Filed as: BAILEY INSURANCE SERVICES | 4 MERIDIAN COURT SUITE B KALLISPELL, MT 59901 | ALLEGIANCE LIFE & HEALTH INSURANCE COMPANY | $10K | — | $10K | 5.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 606731299 | METLIFE LEGAL PLANS | $19K | $3K | $22K | 12.48% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 200 E. RANDOLPH ST. STE 900 CHICAGO, IL 60601 | METLIFE LEGAL PLANS | — | $206 | $206 | 0.12% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METLIFE LEGAL PLANS | — | $55 | $55 | 0.03% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.93% |
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 200 E. RANDOLPH STREET CHICAGO, IL 60601 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $4K | — | $4K | 4.56% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | ANTHEM LIFE INSURANCE COMPANY | $5K | — | $5K | 12.62% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES COMMISSION REV. | 39340 TREASURY CENTER COMMISSION REVENUE CHICAGO, IL 606949300 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 20.00% |
| BAILEY INSURANCE GROUP3 Filed as: BAILEY INSURANCE SERVICES | 4 MERIDIAN COURT SUITE B KALLISPELL, MT 59901 | BEST LIFE AND HEALTH INSURANCE COMPANY | $955 | — | $955 | 10.00% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES COMMISSION REVV | 39340 TREASURY CENTER COMMISSION REVENUE CHICAGO, IL 606949300 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 20.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731299 | METROPOLITAN LIFE INSURANCE COMPANY | — | $55 | $55 | 1.53% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | -$3 | -$3 | -0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 45,402 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 152 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 45,554 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 9 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 617 | $7.8M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF KENTUCKY | 21,248 | $7.4M |
| Vision(2 contracts, 2 carriers) | FIRST MEDICAL HEALTH PLAN, INC. | 10,635 | $1.3M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 35,375 | $2.9M |
| Short-term disability(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 15,462 | $4.2M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 15,462 | $4.1M |
| Prescription drug(5 contracts, 5 carriers) | BLUECROSS BLUESHIELD OF MICHIGAN | 220 | $2.7M |
| Other(7 contracts, 5 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 45,402 | $5.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 45,402 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.