See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IRON CAPITAL ADVISORS INC. NONE | Consulting fees; Consulting (general) Service code 16 | 3355 LENOX ROAD SUITE 925 ATLANTA, GA 30326 | $25K |
| T. ROWE PRICE TRUST COMPANY EIN 52-1481931 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication; Participant loan processing; Investment management fees paid directly by plan; Other services Service code 15 | — | $23K |
| CROWE HORWATH LLP EIN 35-0921680 NONE | Accounting (including auditing); Consulting (general); Direct payment from the plan Service code 10 | — | $13K |
| RETIREMENT MANAGEMENT SERVICES, LLC NONE | Consulting (general); Consulting fees Service code 16 | 905 LILY CREEK ROAD LOUISVILLE, KY 40243 | $7K |
| E.S. BARR & COMPANY NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | 1999 RICHMOND ROAD SUITE 1B LEXINGTON, KY 40502 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 325 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 158 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 1 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 487 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | MONY LIFE INSURANCE COMPANY | 1 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.