No insurance carriers on this filing. Self-funded welfare plans typically pay TPAs and PBMs through Schedule C, not Schedule A.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IRON CAPITAL ADVISORS INC. NONE | Investment advisory (plan); Consulting (general); Consulting fees Service code 16 | 3355 LENOX ROAD SUITE 925 ATLANTA, GA 30326 | $41K |
| CROWE LLP EIN 35-0921680 NONE | Direct payment from the plan; Consulting (general); Accounting (including auditing) Service code 10 | — | $26K |
| T. ROWE PRICE RPS INC. NONE | Securities brokerage; Other services; Participant loan processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Securities brokerage commissions and fees; Trustee (bank, trust company, or similar financial institution); Other commissions Service code 15 | 100 EAST PRATT STREET BALTIMORE, MD 21202 | $19K |
| RETIREMENT MANAGEMENT SERVICES, LLC NONE | Direct payment from the plan; Consulting (general); Consulting fees Service code 16 | 905 LILY CREEK ROAD LOUISVILLE, KY 40243 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 292 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 136 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 1 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 429 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Self-funded plan with no stop-loss carrier attached. Catastrophic-risk exposure; stop-loss specialist sales target.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.