| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WLA INSURANCE LLC3 | 1246 S THIRD ST LOUISVILLE, KY 402033905 | HUMANA HEALTH PLAN, INC. | $32K | $7K | $40K | 2.04% |
| WLA INSURANCE LLC3 | 1246 S THIRD ST LOUISVILLE, KY 402033905 | AMERICAN UNITED LIFE INSURANCE COMPANY | $30K | — | $30K | 14.35% |
| WLA INSURANCE LLC3 | 1246 S THIRD ST LOUISVILLE, KY 40203 | DELTA DENTAL OF KENTUCKY | — | — | $0 | 0.00% |
| MARGARET C TERRY3 | 1505 CASPER CT LEXINGTON, KY 40511 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $644 | $6K | 5.73% |
| WLA INSURANCE LLC3 | 1246 S THIRD ST LOUISVILLE, KY 402033905 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 3.38% |
| MIKE TERRY3 | 1505 CASPER CT LEXINGTON, KY 40511 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $200 | $2K | 1.54% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES M BENNETT | PO BOX 573 FRANKFORT, KY 40602 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 0.98% |
| COURTLANN M ATKINSON3 | 618 FAIRWAY ST BOWLING GREEN, KY 42103 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $157 | — | $157 | 0.15% |
| DEE ANN SLADE3 | 104 POTOMAC COURT FRANKFORT, KY 40601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $85 | — | $85 | 0.08% |
| MARSHA CLARKSON3 | 6311 FAIRPLAY RD COLUMBIA, KY 42728 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $78 | — | $78 | 0.07% |
| LISA GRAVES3 | 1400 GLENNS CREEK RD FRANKFORT, KY 40601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $39 | — | $39 | 0.04% |
| MARK CHRISTOPHER HOLLAND3 | PO BOX 38366 GERMANTOWN, TN 38183 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| BENEFIT SOLUTIONS INC3 Filed as: BENEFIT SOLUTIONS GROUP INC | 4021 ST GERMAINE CT LOUISVILLE, KY 40207 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| WLA INSURANCE LLC3 | 1246 S THIRD ST LOUISVILLE, KY 40203 | NEW BENEFITS, LTD. | $6K | — | $6K | 23.05% |
| WLA INSURANCE LLC3 | 1246 S THIRD ST LOUISVILLE, KY 402033905 | MANHATTANLIFE | $2K | — | $2K | 11.94% |
| WLA INSURANCE LLC3 Filed as: WLA INSURANCE LLC DBA ALTMAN INSURA | 1246 S THIRD ST LOUISVILLE, KY 40203 | METLIFE LEGAL PLANS | $335 | — | $335 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 336 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 57 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 393 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 299 | $1.9M |
| Dental | DELTA DENTAL OF KENTUCKY | 502 | $145K |
| Vision | HUMANA HEALTH PLAN, INC. | 299 | $1.9M |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 373 | $208K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 373 | $208K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 373 | $208K |
| Other(5 contracts, 5 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 373 | $362K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 502 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.