| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY3 Filed as: THE SEGAL COMPANY MIDWEST | 7701 FRANCE AVE S, STE 225 EDINA, MN 554355288 | HUMANA INSURANCE COMPANY | $65K | — | $65K | 3.18% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC EIN 38-2383171 NONE | Contract Administrator; Other services; Direct payment from the plan Service code 13 | — | $627K |
| PROACTIVE MD EIN 82-1095675 NONE | Direct payment from the plan; Other services Service code 49 | — | $605K |
| ANTHEM HEALTH PLANS OF KENTUCKY INC EIN 61-1237516 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Direct payment from the plan; Claims processing; Other services Service code 12 | — | $571K |
| NATIONAL INVESTMENT SERVICES EIN 84-3937993 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $80K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $74K |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Claims processing; Contract Administrator Service code 12 | — | $72K |
| JOHNSON & KROL LLC EIN 36-4342024 NONE | Legal; Direct payment from the plan Service code 29 | — | $70K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $48K |
| STRATEGIC CAPITAL INVESTMENT ADVISO EIN 36-4268991 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $25K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $21K |
| COMMONWEALTH BANK AND TRUST NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 4350 BROWNSBORO ROAD, SUITE 210 LOUISVILLE, KY 40207 | $20K |
| PNC BANK NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | P.O. BOX 609 PITTSBURGH, PA 15230 | $12K |
| AMERICAN GRAPHICS PRINTING COMPANY EIN 38-2090931 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $8K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE | Insurance brokerage commissions and fees Service code 53 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,378 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 548 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,926 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KENTUCKY | 4,424 | $1.4M |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,730 | $194K |
| Stop-loss / reinsurancereinsurance | AMALGAMATED LIFE INSURANCE COMPANY | 1,466 | $714K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 1,730 | $194K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,424 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.