See 4 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 5 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| 90 DEGREE BENEFITS CONTRACT ADMINISTRATOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication; Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | 2145 FORD PKWY, STE 200 ST. PAUL, MN 55116 | $62K |
| 6 DEGREE BENEFITS RBP ADMINISTRATOR | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 5800 N.E. PINEFARM CT, STE 200 HILLSBORO, OR 97124 | $37K |
| LEIF CLARKE WEALTH MANAGEMENT BROKER | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 2165 CARTER AVE ASHLAND, KY 41101 | $36K |
| STOP LOSS BROKERAGE INC. BROKER | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 12700 TOWNEPARK WAY, STE 105 LOUISVILLE, KY 40243 | $22K |
| SAWGRASS BENEFITS CAPTIVE UNDERWRITER | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 2468 FOUNTAINTOWN ROAD CHINQUAPIN, NC 28521 | $11K |
| ALITHIAS INC. HEALTH ADVOCACY PRGM | Participant communication; Direct payment from the plan Service code 38 | 1001 N. MARKET STREET, STE 2M MILWAUKEE, WI 53202 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 185 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 186 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KENTUCKY | 227 | $41K |
| Vision | VISION SERVICE PLAN | 168 | $14K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 182 | $84K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 182 | $84K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 182 | $84K |
| Other | AMERICAN HERITAGE LIFE IINSURANCE COMPANY DBA ALLSTATE | 12 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 227 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.