| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: PHIL BROWN INSURANCE AGENCY INC | 9300 SHELBYVILLE RD LOUISVILLE, KY 40222 | DELTA DENTAL OF KENTUCKY | $3K | — | $3K | 5.00% |
| JOHN WHITTY3 | 6216 INNES TRACE RD LOUISVILLE, KY 40222 | AFLAC | $636 | $18 | $654 | 4.10% |
| AKERS ENTERPRISES LLC3 | 362 WILLOWBROOK DRIVE FISHERVILLE, KY 40023 | AFLAC | $338 | — | $338 | 2.12% |
| MARK GALVIN LLC3 | 204 DEERFIELD HILLS RD ELIZABETHTOWN, KY 42701 | AFLAC | $263 | — | $263 | 1.65% |
| AMBER NICOLE RICHARDSON3 Filed as: AMBER NICOLE SMITH | 9927 DANIEL DR APT 7 FAIRDALE, KY 40118 | AFLAC | $167 | — | $167 | 1.05% |
| POWELL ENTERPRISES LLC3 | 107 SOUTHERN BLVD STE 103A SAVANNAH, GA 31405 | AFLAC | $59 | — | $59 | 0.37% |
| R AARON WRIGHT3 | 9200 SHELBYVILLE ROAD STE 605 LOUISVILLE, KY 40222 | AFLAC | $45 | — | $45 | 0.28% |
| NATHANIEL Y HAGGARD3 | 1602 HELMRIDGE CT LOUISVILLE, KY 40222 | AFLAC | $40 | — | $40 | 0.25% |
| JOHN B MORRISON3 | 1622 TREVILIAN WAY LOUISVILLE, KY 40205 | AFLAC | $34 | — | $34 | 0.21% |
| LARRY A SHIPMAN3 | 3214 RUNNING DEER CIR LOUISVILLE, KY 40241 | AFLAC | $31 | — | $31 | 0.19% |
| TIFFANY ANN AKERS3 | 362 WILLOWBROOK DR FISHERVILLE, KY 40023 | AFLAC | $23 | — | $23 | 0.14% |
| REBECCA ANN DOEPKE3 | 10733 WORTHINGTON LN PROPSECT, KY 40207 | AFLAC | $15 | — | $15 | 0.09% |
| LAMIEKA HOUSE3 | 2307 PLANTATION DR LOUISVILLE, KY 40216 | AFLAC | $14 | — | $14 | 0.09% |
| CLIFFORD FRANKLIN BROOKS3 | 9200 SHELBYVILLE RD STE 605 LOUISVILLE, KY 40222 | AFLAC | $13 | — | $13 | 0.08% |
| BROCK POWELL3 | 107 SOUTHERN BLVD STE 103A SAVANNAH, GA 31405 | AFLAC | $11 | — | $11 | 0.07% |
| BROCK POWELL3 | 3944 MURPHY CANYON RD STE C203 SAN DIEGO, CA 92123 | AFLAC | $11 | — | $11 | 0.07% |
| AMBER NICOLE RICHARDSON3 Filed as: AMBER NICOLE SMITH | 127 OLDE ENGLISH CT LOUISVILLE, KY 40272 | AFLAC | $11 | — | $11 | 0.07% |
| SEAN TIMOTHY WHIPKEY SR3 | 1323 HAMILTON CREEK DR NW KENNESAW, GA 30152 | AFLAC | $9 | — | $9 | 0.06% |
| MARK L STANLEY3 | 93 FAIRVIEW AVE N PLAINFIELD, NJ 07060 | AFLAC | $7 | — | $7 | 0.04% |
| MICHAEL L MCDONALD3 | 329 S EUCLID AVE OAK PARK, IL 60302 | AFLAC | $5 | — | $5 | 0.03% |
| STACEY LYN CASTELLANETA3 | 276 MONTEREY DRIVE STE 4 NEW LENOX, IL 60451 | AFLAC | $5 | — | $5 | 0.03% |
| MICHAEL L MCDONALD3 | 329 S EUCLID AVE OAK PARK, IL 60302 | AFLAC | $5 | — | $5 | 0.03% |
| DENNIS HARTIN3 | 3115 PHOENIX AVE OLDSMAR, FL 34677 | AFLAC | $5 | — | $5 | 0.03% |
| BRADLEY L ELLIS3 | 1500 BEVILLE RD STE 606 #327 DAYTONA BEACH, FL 32114 | AFLAC | $5 | — | $5 | 0.03% |
| REBECCA ANN DOEPKE3 | 418 WALLACE AVE LOUISVILLE, KY 40207 | AFLAC | $4 | — | $4 | 0.03% |
| CHUCK ANDREW WILSON3 | 6710 CROSSWAYS PL LOUISVILLE, KY 40241 | AFLAC | $4 | — | $4 | 0.03% |
| STEPHANIE RINGER3 | 411 WALNUT ST 5859 GREEN COVE SPRINGS, FL 32043 | AFLAC | $2 | — | $2 | 0.01% |
| PATRICK WEISHAAR3 | 1701 WICKHAM WAY LOUISVILLE, KY 40223 | AFLAC | $2 | — | $2 | 0.01% |
| PATRICK WEISHAAR3 | 13509 ROCK BAY CT LOUISVILLE, KY 40245 | AFLAC | $0 | — | $0 | 0.00% |
| DAVID HUGHES3 Filed as: DAVID BRENT HUGHES | 2806 SATSUMA DR SARASOTA, FL 34239 | AFLAC | $0 | — | $0 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: PHIL BROWN INSURANCE AGENCY INC | 9300 SHELBYVILLE ROAD SUITE 1004 LOUISVILLE, KY 40222 | ANTHEM LIFE INSURANCE COMPANY | $691 | — | $691 | 13.83% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM HEALTH PLANS OF KENTUCKY, IN EIN 61-1237516 CLAIMS PROCESSING | Other fees; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Other services; Float revenue Service code 12 | — | $151K |
| PHIL BROWN INSURANCE AGCY INC INSURANCE AGENT/BROKERS | Other commissions; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 10300 LINN STATION RD STE 250 LOUISVILLE, KY 40223 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 203 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 203 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KENTUCKY | 243 | $53K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 196 | $21K |
| Stop-loss / reinsurancereinsurance | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 330 | $362K |
| Other | AFLAC | 27 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 330 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.