| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: PEEL AND HOLLAND INC | PO BOX 427 BENTON, KY 42025 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $23K | $3K | $25K | 4.51% |
| ASSUREDPARTNERS3 Filed as: PEEL AND HOLLAND INC | PO BOX 427 BENTON, KS 42025 | AFLAC | $5K | — | $5K | 7.09% |
| TERRY D TURNER3 | PO BOX 306 GILBERTSVILLE, KY 42044 | AFLAC | $2K | $26 | $2K | 2.40% |
| CANDICE K PHILLIPS3 | PO BOX 846 MADISONVILLE, KY 42431 | AFLAC | $1K | $120 | $1K | 1.90% |
| KANSAS DAWN RAY3 | 1695 WOLF HOLLOW ROAD MANITOU, KY 42436 | AFLAC | $922 | $121 | $1K | 1.54% |
| FRANK ANTHONY LAIRD3 | 333 BROADWAY STREET SUITE 804 PADUCAH, KY 42001 | AFLAC | $978 | $64 | $1K | 1.54% |
| TYLER M TRAVIS3 | 707 LESLIE AVENUE GLASGOW, KY 42141 | AFLAC | $812 | — | $812 | 1.20% |
| ANGELA KAYE DOWDY3 | 18837 CANOEBROOK LANE TONEY, AL 35773 | AFLAC | $668 | — | $668 | 0.99% |
| DENNIS HARTIN3 Filed as: DENNIS SCOTT HARTIN | 3115 PHOENIX AVENUE OLDSMAR, FL 34677 | AFLAC | $321 | — | $321 | 0.47% |
| BRANDY ANN HARTIN3 | 3115 PHOENIX AVENUE OLDSMAR, FL 34677 | AFLAC | $308 | — | $308 | 0.45% |
| KAREN M STONE3 | 567 LAKE SCENE DRIVE EDDYVILLE, KY 42038 | AFLAC | $141 | $16 | $157 | 0.23% |
| JOSEPH L EAMES3 | 2624 SOUTH GRIFFITH AVENUE OWENSBORO, KY 42301 | AFLAC | $155 | — | $155 | 0.23% |
| R AARON WRIGHT3 | 9200 SHELBYVILLE ROAD SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $148 | — | $148 | 0.22% |
| CLIFFORD FRANKLIN BROOKS3 | 9200 SHELBYVILLE ROAD SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $73 | — | $73 | 0.11% |
| APRIL MARIE BRUCE3 | 600 EAST SONTERRA BOULEVARD APARTMENT 5408 SAN ANTONIO, TX 78258 | AFLAC | $55 | — | $55 | 0.08% |
| HEATHER L ELLIOTT3 Filed as: HEATHER ELLIOTT | PO BOX 427 BENTON, KY 42025 | AFLAC | $41 | — | $41 | 0.06% |
| DENNIS HARTIN3 | 3115 PHOENIX AVENUE OLDSMAR, FL 34677 | AFLAC | $40 | — | $40 | 0.06% |
| BRADLEY L ELLIS3 | 1500 BEVILLE ROAD SUITE 606 #327 DAYTONA BEACH, FL 32114 | AFLAC | $33 | — | $33 | 0.05% |
| TASHA W DOSSETT3 Filed as: TASHA W DOZIER | 581 HEARDTOWN ROAD TUPELO, MS 38804 | AFLAC | $31 | — | $31 | 0.05% |
| MONICA DALBEY3 | 85 ARROWHEAD ROAD EDDYVILLE, KY 42038 | AFLAC | $26 | — | $26 | 0.04% |
| DUSTIN BRADLEY GLASS3 | 334 JACKIE ALEXANDER ROAD CADIZ, KY 42211 | AFLAC | $25 | — | $25 | 0.04% |
| HIGGINS INSURANCE INC3 | PO BOX 552 HOPKINSVILLE, KY 42241 | AFLAC | $20 | — | $20 | 0.03% |
| WILLIAM L DOZIER JR3 Filed as: WILLIAM DOZIER JR | 351 PASCOE BOULEVARD SUITE 100 BOWLING GREEN, KY 42104 | AFLAC | $16 | — | $16 | 0.02% |
| AMY JOHANNEMANN3 | PO BOX 22806 LOUISVILLE, KY 40252 | AFLAC | $10 | $2 | $12 | 0.02% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 4000 SMITH ROAD SUITE 400 CINCINNATI, OH 45209 | AFLAC | $3 | — | $3 | 0.00% |
| ASSUREDPARTNERS3 Filed as: PEEL AND HOLLAND INC | PO BOX 427 BENTON, KY 42025 | DELTA DENTAL OF KENTUCKY | $2K | — | $2K | 6.68% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND INC | PO BOX 9167 PADUCAH, KY 42002 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND INC | PO BOX 8167 PADUCAH, KY 42002 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND INC | PO BOX 9167 PADUCAH, KY 42002 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND INC | PO BOX 8167 PADUCAH, KY 42002 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 18.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 111 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 114 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 101 | $561K |
| Dental | DELTA DENTAL OF KENTUCKY | 142 | $32K |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 101 | $561K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 112 | $28K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 28 | $10K |
| Other(4 contracts, 2 carriers) | AFLAC | 112 | $102K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.