| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | 3201 BEECHLEAF COURT RALEIGH, NC 27604 | DELTA DENTAL OF KENTUCKY | $8K | — | $8K | 10.79% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | 200 W. VINE STREET SUITE 300 LEXINGTON, KY 40507 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $8K | 19.01% |
| BEV CAP MANAGEMENT LLC3 | 120 W VIRGINIA STREET SUITE 200 MCKINNEY, TX 75069 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 2.81% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | 200 W VINE STREET SUITE 300 LEXINGTON, KY 40507 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 4.79% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | P.O. BOX 896620 CHARLOTTE, NC 28289 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $1K | $102 | $1K | 10.75% |
| MCGRIFF INSURANCE SERVICES INC3 | 200 W VINE STREET SUITE 300 LEXINGTON, KY 40507 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $637 | $2K | 13.28% |
| BEV CAP MANAGEMENT LLC3 | 120 W VIRGINIA STREET SUITE 200 MCKINNEY, TX 75069 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $214 | — | $214 | 1.66% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES INC. | 200 W. VINE STREET SUITE 300 LEXINGTON, KY 40507 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $555 | $2K | 17.21% |
| BEV CAP MANAGEMENT LLC3 | 120 W VIRGINIA STREET SUITE 200 MCKINNEY, TX 75069 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $295 | — | $295 | 2.51% |
| MCGRIFF INSURANCE SERVICES INC3 | 200 W. VINE STREET SUITE 300 LEXINGTON, KS 40507 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $504 | $2K | 17.80% |
| BEV CAP MANAGEMENT LLC3 | 120 W VIRGINIA STREET SUITE 200 MCKINNEY, TX 75069 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $233 | — | $233 | 2.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 192 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 192 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KENTUCKY | 271 | $79K |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 240 | $13K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 175 | $56K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 175 | $28K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 175 | $77K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 271 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.