| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: PEEL AND HOLLAND INC. | P.O. BOX 427 BENTON, KY 42025 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $610 | — | $610 | 0.04% |
| ASSUREDPARTNERS3 Filed as: PEEL AND HOLLAND INC. | 1120 MAIN STREET BENTON, KY 420251450 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | $3K | $18K | 18.05% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN ROAD SOLON, OH 44139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 2.61% |
| JOSEPH GARETT KELLER3 | 422 FREDRICA STREET OWENSBORO, KY 42301 | AFLAC | $7K | $132 | $7K | 8.63% |
| JENNIFER KELLER3 Filed as: JENNIFER L KELLER | 319 EAST 2ND STREET OWENSBORO, KY 42303 | AFLAC | $2K | $42 | $2K | 2.34% |
| JOSEPH GARETT KELLER3 | 319 EAST 2ND STREET OWENSBORO, KY 42303 | AFLAC | $2K | $49 | $2K | 2.16% |
| FRANK ANTHONY LAIRD3 | 222 KENTUCKY AVENUE SUITE 3 PADUCAH, KY 42003 | AFLAC | $786 | $10 | $796 | 1.02% |
| CHAD L NELSON3 Filed as: CHAD M THOMPSON | 2730 TROTTERS LANE OWENSBORO, KY 42303 | AFLAC | $195 | — | $195 | 0.25% |
| ADAM C MCBRIDE3 | 283 AUDLEY AVENUE BOWLING GREEN, KY 42101 | AFLAC | $139 | — | $139 | 0.18% |
| CLIFFORD FRANKLIN BROOKS3 | 9200 SHELBYVILLE ROAD SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $117 | — | $117 | 0.15% |
| BRADLEY L ELLIS3 | 1500 BELVILLE ROAD SUITE 606 #327 DAYTONA BEACH, FL 32114 | AFLAC | $110 | — | $110 | 0.14% |
| BARRY MONTALTA3 Filed as: BARRY M MONTALTA | 17 SOUTH 377TH AVENUE TONOPAH, AZ 85354 | AFLAC | $77 | $18 | $95 | 0.12% |
| LINDA MARKSBERRY3 Filed as: LINDA D MARKSBERRY | P.O. BOX 4424 EVANSVILLE, IN 47724 | AFLAC | $85 | — | $85 | 0.11% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: KIARA BROWN | 918 PARKWAY DRIVE SOUTH OWENSBORO, KY 40203 | AFLAC | $57 | — | $57 | 0.07% |
| ADAM C MCBRIDE3 | 414 MINNIE WAY BOWLING GREEN, KY 42101 | AFLAC | $35 | — | $35 | 0.04% |
| GLEN ESTES3 | P.O. BOX 514 SIMPSONVILLE, KY 40067 | AFLAC | $28 | — | $28 | 0.04% |
| SUSAN PEARCY3 | 2011 FRANKFORT AVENUE UNIT 313 LOUISVILLE, KY 40206 | AFLAC | $22 | — | $22 | 0.03% |
| KAREN L ESTES3 | P.O. BOX 514 SIMPSONVILLE, KY 40067 | AFLAC | $20 | — | $20 | 0.03% |
| CHRIS A GEHLHAUSEN3 | 5401 VOGEL ROAD SUTIE 410 EVANSVILLE, IN 47715 | AFLAC | $19 | — | $19 | 0.02% |
| JEREMY S KLOKKENGA3 | 1355 NORTH BLUFF ROAD SUITE A COLLINSVILLE, IL 62234 | AFLAC | $15 | $4 | $19 | 0.02% |
| MORGAN JILL HAPNEY3 | 6706 CROSSWAYS PLACE LOUISVILLE, KY 40241 | AFLAC | $16 | — | $16 | 0.02% |
| BRANDEE L JUSTUS3 | 5700 VICTORIAS BLUFFS DRIVE NEWBURGH, IN 47630 | AFLAC | $13 | — | $13 | 0.02% |
| NEIL C KNIGHT3 | 1379 NW SOUZA PLACE CORVALLIS, OR 97330 | AFLAC | $8 | $4 | $12 | 0.02% |
| AKERS ENTERPRISES LLC3 | 362 WILLOWBROOK DRIVE FISHERVILLE, KY 40023 | AFLAC | $12 | — | $12 | 0.02% |
| ROGER LEON STACY3 | 4118 MASON WOODS LANE OWENSBORO, KY 42303 | AFLAC | $11 | — | $11 | 0.01% |
| NEIL C KNIGHT3 | 4197 NW BITTERSWEET PLACE CORVALLIS, OR 97330 | AFLAC | $9 | — | $9 | 0.01% |
| POWELL ENTERPRISES LLC3 | 107 SOUTHERN BOULEVARD SUITE 103A SAVANNAH, GA 31405 | AFLAC | $8 | — | $8 | 0.01% |
| JOSEPH L EAMES3 | 2624 SOUTH GRIFFITH AVENUE OWENSBORO, KY 42301 | AFLAC | $7 | — | $7 | 0.01% |
| MARK GALVIN LLC3 | 204 DEERFIELD HILLS ROAD ELIZABETHTOWN, KY 42701 | AFLAC | $5 | — | $5 | 0.01% |
| R AARON WRIGHT3 | 9200 SHELBYVILLE ROAD SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $5 | — | $5 | 0.01% |
| POWELL ENTERPRISES LLC3 | 125 PLANTATION CENTRE DRIVE SOUTH SUITE 900 MACON, GA 31210 | AFLAC | $2 | — | $2 | 0.00% |
| DENNIS HARTIN3 Filed as: DENNIS HARIN | 3115 PHOENIX AVENUE OLDSMAR, FL 34677 | AFLAC | $2 | — | $2 | 0.00% |
| DEBRA LYNN MULLINS3 | 9102 POINT PARK DRIVE HOUSTON, TX 77095 | AFLAC | $1 | — | $1 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY INC. | 1925 FREDRICA STREET OWENSBORO, KY 42301 | AFLAC | $1 | — | $1 | 0.00% |
| ASSUREDPARTNERS3 Filed as: PEEL AND HOLLAND INC. | 1120 MAIN STREET BENTON, KY 420251450 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $2K | $9K | 18.05% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN ROAD SOLON, OH 44139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 2.61% |
| ASSUREDPARTNERS3 Filed as: PEEL AND HOLLAND INC. | 1120 MAIN STREET BENTON, KY 420251450 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $2K | $9K | 18.49% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN ROAD SOLON, OH 44139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 2.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 336 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 340 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 421 | $1.4M |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 421 | $1.4M |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 336 | $145K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 336 | $51K |
| Other(4 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 336 | $274K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 421 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.