| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MEDLINK INC3 Filed as: MEDLINK, INC. | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $62K | $2K | $64K | 2.54% |
| INTEGRO INSURANCE BROKERS3 Filed as: EPIC INSURANCE SOLUTIONS AGENCY LLC | — | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $7K | — | $7K | 5.48% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES INC | 8044 MONTGOMERY RD SUITE 520 CINCINNATI, OH 45236 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $2K | $8K | 12.60% |
| FIFTH THIRD INSURANCE AGENCY INC3 | 9700 ORMSBY STATION ROAD SUITE 200 LOUISVILLE, KY 45202 | AFLAC | $2K | — | $2K | 5.55% |
| BRIAN GRAHAM INC3 | 2201 POLO MOUNT COURT LOUISVILLE, KY 40245 | AFLAC | $903 | — | $903 | 2.35% |
| SHARON MCSHANE3 | 10300 LINN STATIM ROAD LOUISVILLE, KY 40222 | AFLAC | $494 | — | $494 | 1.29% |
| LEEZA DANIELE WRIGHT3 Filed as: LEEZA D WRIGHT | 9505 TRUSCOTT COURT PROSPECT, KY 40059 | AFLAC | $432 | — | $432 | 1.12% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INSURANCE AGENCY | 5905 E GALBRAITH ROAD SUITE 5000 CINCINNATI, OH 45236 | AFLAC | $167 | — | $167 | 0.43% |
| DAVID WATSON3 | 3912 FALLEN TIMBER DRIVE LOUISVILLE, KY 40241 | AFLAC | $135 | — | $135 | 0.35% |
| ENROLLEASE3 Filed as: RONALD L CLARKE | 10300 LINN STATION ROAD LOUISVILLE, KY 40223 | AFLAC | $29 | — | $29 | 0.08% |
| MARK GALVIN LLC3 Filed as: MARK A GALVIN | 204 DEERFIELD HILLS ROAD ELIZABETHTOWN, KY 42701 | AFLAC | $9 | — | $9 | 0.02% |
| AKERS ENTERPRISES LLC3 Filed as: AKERS ENTERPRISES, LLC | 362 WILLOWBROOK DRIVE FISHERVILLE, KY 40023 | AFLAC | $9 | — | $9 | 0.02% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES INC | 4990 EAST GALBRAITH RD SUITE 102 CINCINNATI, OH 45236 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $564 | $3K | 16.25% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES INC | 4990 EAST GALBRAITH ROAD SUITE 102 CINCINNATI, OH 45236 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $699 | $208 | $907 | 12.97% |
| HORAN ASSOCIATES INC.3 Filed as: HORAN ASSOCIATES INC | 4990 EAST GALBRAITH RD SUITE 102 CINCINNATI, OH 45236 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $630 | $187 | $817 | 12.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 272 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 272 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 620 | $2.5M |
| Dental | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 253 | $134K |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 620 | $2.5M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 341 | $65K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 47 | $6K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 149 | $19K |
| Other(2 contracts, 2 carriers) | AFLAC | 341 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 620 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.