| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BARRETT INSURANCE SERVICES LLC3 | 8945 W RUSSELL RD STE 180 LAS VEGAS, NV 89148 | AETNA LIFE INSURANCE COMPANY | $38K | — | $38K | 9.81% |
| BARRETT INSURANCE SERVICES LLC3 Filed as: BARRETT INSURANCE SERVICES INC | 8945 W RUSSELL RD STE 180 LAS VEGAS, NV 89148 | RELIANCE LIFE INSURANCE COMPANY | $5K | — | $5K | 2.30% |
| VINCENT A LLAUGER3 Filed as: VINCENT P BARRETT | 8945 W RUSSELL RD STE 180 LAS VEGAS, NV 89148 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $14K | — | $14K | 15.00% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 W RUSSELL RD STE 180 LAS VEGAS, NV 89148 | RELIANCE STANDARD LIFE INSURANCE COMPANY | -$7K | — | -$7K | -7.51% |
| VINCENT A LLAUGER3 Filed as: VINCENT P BARRETT | 8945 W RUSSELL RD STE 180 LAS VEGAS, NV 89148 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 W RUSSELL RD STE 180 LAS VEGAS, NV 89148 | RELIANCE STANDARD LIFE INSURANCE COMPANY | -$2K | — | -$2K | -4.99% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 W RUSSELL RD STE 180 LAS VEGAS, NV 89148 | VISION SERVICE PLAN | $1K | — | $1K | 4.92% |
| BARRETT INSURANCE SERVICES LLC3 Filed as: BARRETT, VINCENT P | 8945 W RUSSELL RD STE 180 LAS VEGAS, NV 89148 | RELIANCE LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 W RUSSELL RD STE 180 LAS VEGAS, NV 89148 | RELIANCE LIFE INSURANCE COMPANY | -$1K | — | -$1K | -4.99% |
| VINCENT A LLAUGER3 Filed as: VINCENT P BARRETT | 8945 W RUSSELL RD STE 180 LAS VEGAS, NV 89148 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 W RUSSELL RD STE 180 LAS VEGAS, NV 89148 | RELIANCE STANDARD LIFE INSURANCE COMPANY | -$557 | — | -$557 | -5.02% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 W RUSSELL RD STE 180 LAS VEGAS, NV 89148 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 W RUSSELL RD STE 180 LAS VEGAS, NV 89148 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $293 | — | $293 | 9.99% |
| BARRET INSURANCE SERVICES INC3 | 8945 W RUSSELL RD STE 180 LAS VEGAS, NV 89148 | RELIANCE LIFE INSURANCE COMPANY | $188 | — | $188 | 10.00% |
| BARRETT INSURANCE SERVICES LLC3 | 8945 W RUSSELL RD STE 180 LAS VEGAS, NV 89148 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $136 | — | $136 | 15.03% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPLOYEE BENEFIT MGMT SERVICES INC EIN 81-0391256 ADMIN FEES | Contract Administrator Service code 13 | — | $51K |
| BARRETT INSURANCE SERVICES EIN 20-4976834 BROKER | Insurance agents and brokers Service code 22 | — | $24K |
| NAVITUS HEALTH SOLUTIONS EIN 04-3608530 RX ADMIN | Claims processing Service code 12 | — | $22K |
| EMPLOYEE BENEFIT MGMT SERVICES EIN 81-0391256 POST-SVC NEGOTIATION | Other fees Service code 99 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 140 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | RELIANCE LIFE INSURANCE COMPANY | 150 | $196K |
| Vision | VISION SERVICE PLAN | 147 | $26K |
| Life insurance(2 contracts) | RELIANCE LIFE INSURANCE COMPANY | 156 | $25K |
| Short-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 95 | $12K |
| Long-term disability(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 251 | $39K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE COMPANY | 140 | $382K |
| Other(5 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 156 | $129K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 251 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.