| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FLORIDA BANKERS INS TRUST DBA SELEC3 | 300 PRIMERA BLVD LAKE MARY, FL 32734 | AETNA HEALTH INC | $9K | — | $9K | 1.08% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL AND ASSOC INSURANCE | 110 CARILLON PARKWAY ST PETERSBURG, FL 33716 | AETNA LIFE INSURANCE CO | $11K | $361 | $11K | 13.04% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE | 110 CARILLON PKWY ST PETERSBURG, FL 337161201 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| TRUST MANAGEMENT GROUP5 | 300 PRIMERA BLVD STE 140 LAKE MARY, FL 32746 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $702 | $702 | 5.00% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INSURANCE | 110 CARILLON PKWY ST PETERSBURG, FL 337161201 | ADVANTICA REINSURANCE COMPANY | $1K | — | $1K | 12.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| STAHL & ASSOCIATES INSURANCE INC BROKER | Other commissions Service code 55 | 110 CARILLON PKWY ST PETERSBURG, FL 33716 | $51K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 137 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA HEALTH INC | 136 | $818K |
| Dental | AETNA LIFE INSURANCE CO | 177 | $85K |
| Vision | ADVANTICA REINSURANCE COMPANY | 147 | $10K |
| Life insurance | AETNA LIFE INSURANCE CO | 177 | $85K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 34 | $14K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 34 | $14K |
| Other | AETNA LIFE INSURANCE CO | 177 | $85K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 177 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.