| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| OMS INSURANCE GROUP3 Filed as: OMS INSURANCE GROUP LLC | PO BOX 2 LAKELAND, FL 33802 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $16K | $16K | 2.87% |
| UMR, INC.3 Filed as: UMR INC | 11 SCOTT ST STE 100 WASAU, WI 54403 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $4K | $4K | 0.80% |
| LANCE ACKERMAN3 | 5010 N 9TH ST TAMPA, FL 33603 | AFLAC | $18K | $1K | $19K | 11.49% |
| JEFFREY NELSON3 | 8512 WESTERLAND DR LAND O LAKES, FL 34637 | AFLAC | $3K | $275 | $4K | 2.15% |
| MICHAEL C WALKER3 Filed as: MICHAEL REBER | 20101 HERON CROSSING DR TAMPA, FL 33647 | AFLAC | $2K | $275 | $2K | 1.21% |
| MARK MACKO3 | 1203 MANDERLEE PL TRINITY, FL 34655 | AFLAC | $539 | — | $539 | 0.32% |
| THE BINNACLE GROUP INC.3 Filed as: THE BINNACLE GROUP INC | 1339 ORCHID AVE WINTER PARK, FL 32789 | AFLAC | $520 | — | $520 | 0.31% |
| CATHERINE L LEE3 Filed as: CATHERINE LEE | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $396 | — | $396 | 0.24% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $372 | — | $372 | 0.22% |
| SUSAN BRIMHALL3 | 3921 CAPE SAN BLAS RD PORT ST JOE, FL 32456 | AFLAC | $296 | — | $296 | 0.18% |
| BARTLEIN AND ASSOC INC3 | 5577 BROADCAST COURT SARASOTA, FL 34240 | AFLAC | $189 | — | $189 | 0.11% |
| PARK INSURANCE PLANNERS INC3 | 1320 MAGNOLIA BAY CT MAITLAND, FL 32751 | AFLAC | $177 | — | $177 | 0.11% |
| DH2 ENTERPRISES INC3 | 13313 FALCON POINTE DR ORLANDO, FL 32837 | AFLAC | $142 | — | $142 | 0.08% |
| ADAM ROTH3 | 4627 RIVER OVERLOOK DR VALRICO, FL 33596 | AFLAC | $141 | — | $141 | 0.08% |
| JEANNINE MACKO3 | 1203 MADERLEE PL TRINITY, FL 34655 | AFLAC | $107 | — | $107 | 0.06% |
| GREGORY SALE3 | PO BOX 2 LAKELAND, FL 33802 | AFLAC | $98 | — | $98 | 0.06% |
| INS CONS OF CENTRAL FLORIDA3 | 1331 PALMETTO AVE STE 100 WINTER PARK, FL 32789 | AFLAC | $90 | — | $90 | 0.05% |
| PATRICIA ANNE REILLY3 Filed as: PATRICIA ALMOND | 269 E LONG CREEK CV LONGWOOD, FL 32750 | AFLAC | $74 | — | $74 | 0.04% |
| TLW VENTURES LLC3 | 614 E HIGHWAY 50 338 CLERMONT, FL 34711 | AFLAC | $73 | — | $73 | 0.04% |
| GREGORY MEYER3 | 301 NORTH ELM ST STE 520 GREENSBORO, NC 27401 | AFLAC | $66 | — | $66 | 0.04% |
| MATTHEW SHANE STRONG3 Filed as: MATTHEW STRONG | 5628 SKINNER DR APOLLO BEACH, FL 33572 | AFLAC | $55 | — | $55 | 0.03% |
| JANINE FOX3 | 18 HAVILAND DR SCHENECTADY, NY 12302 | AFLAC | $51 | — | $51 | 0.03% |
| GREG L BENJAMIN3 Filed as: GREG BENJAMIN | 3118 GULF TO BAY BLVD STE 100 CLEARWATER, FL 33759 | AFLAC | $18 | $25 | $43 | 0.03% |
| JEFFREY GLENN YARISH3 Filed as: JEFFREY YARISH | 16122 ARMINSTEAD LN ODESSA, FL 33556 | AFLAC | $40 | — | $40 | 0.02% |
| MKF & ASSOCIATES INC3 Filed as: MKF & ASSOCIATES | 4505 PINE TREE CIR STE 201 BIRMINGHAM, AL 35243 | AFLAC | $27 | — | $27 | 0.02% |
| MARY REBECCA WEATHERLY3 Filed as: MARY WEATHERLY | 1934 E LEEWYNN DR SARASOTA, FL 34240 | AFLAC | $27 | — | $27 | 0.02% |
| DONALD HUDSON3 | 8010 N CREEK WAY CITRUS SPRINGS, FL 34434 | AFLAC | $26 | — | $26 | 0.02% |
| FRANCIS V CRUZ3 Filed as: FRANCIS CRUZ | 19115 LIVINGSTON AVE LUTZ, FL 33559 | AFLAC | $26 | — | $26 | 0.02% |
| LISA FLOWERS3 | 5851 KARA PL BURKE, VA 22015 | AFLAC | $26 | — | $26 | 0.02% |
| BECKY ASARE3 | 10438 CANARY ISLE DR TAMPA, FL 33647 | AFLAC | $25 | — | $25 | 0.01% |
| JENNIFER B MOREHEAD3 Filed as: JENNIFER MOREHEAD | 13412 WHITBY RD HUDSON, FL 34667 | AFLAC | $19 | — | $19 | 0.01% |
| THE MASTERS AGENCY INC3 | 4192 PENINSULAR POINT SANFORD, FL 32771 | AFLAC | $14 | — | $14 | 0.01% |
| HORACE R WEAVER III3 Filed as: HORACE WEAVER III | 106 FOUNTAIN DR SLIDELL, LA 70458 | AFLAC | $13 | — | $13 | 0.01% |
| ROBIN PONCE3 | 2849 ROXBURY RD WINTER PARK, FL 32789 | AFLAC | $13 | — | $13 | 0.01% |
| DANIEL J LONG3 Filed as: DANIEL LONG | 6100 CHEVY CHASE DR STE 102 LAUREL, MD 20707 | AFLAC | $12 | — | $12 | 0.01% |
| BRANDY ANN HARTIN3 Filed as: BRANDY HARTIN | 3115 PHOENIX AVE OLDSMAR, FL 34677 | AFLAC | $7 | $4 | $11 | 0.01% |
| JESSICA ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 33626 | AFLAC | $11 | — | $11 | 0.01% |
| KIMBERLY DIAN CROCKETT3 Filed as: KIMBERLY CROCKETT | 1563 ASHLEY CREEK LN CORDOVA, TN 38016 | AFLAC | $10 | — | $10 | 0.01% |
| KATHRYN AXENTE3 | 500 N WEST SHORE BLVD STE 1015 TAMPA, FL 33609 | AFLAC | $4 | $5 | $9 | 0.01% |
| ELLEN D JAMES3 Filed as: ELLEN JAMES | 3831 MISTY LANDING DR VALRICO, FL 33594 | AFLAC | $9 | — | $9 | 0.01% |
| JOYCE WEBER ENTERPRISES INC3 | 13313 FALCON POINTE DR ORLANDO, FL 32837 | AFLAC | $9 | — | $9 | 0.01% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT TRAPNELL JR | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $8 | — | $8 | 0.00% |
| DOUGLAS J SUCHECKI3 Filed as: DOUGLAS SUCHECKI | 3850 VINE STREET STE 130 RIVERSIDE, CA 92507 | AFLAC | $6 | — | $6 | 0.00% |
| HEACOCK INS GROUP3 | PO BOX 7788 SEBRING, FL 33872 | AFLAC | $6 | — | $6 | 0.00% |
| DOUGLAS MISCH3 | 15700 SAINT PETERS CHURCH RD MONTPELIER, VA 23192 | AFLAC | $6 | — | $6 | 0.00% |
| MARK A LINSNER3 Filed as: MARK LINSNER | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $5 | — | $5 | 0.00% |
| STEFAN E SCHULT3 Filed as: STEFAN SCHULT | 233 E CENTER AVE SEBRING, FL 33870 | AFLAC | $5 | — | $5 | 0.00% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE KIMBROUGH | PO BOX 273488 BOCA RATON, FL 33427 | AFLAC | $4 | — | $4 | 0.00% |
| DEREK DEVANE3 | 3205 JERRY SMITH RD DOVER, FL 33527 | AFLAC | $3 | — | $3 | 0.00% |
| SCHATZIE GROUP LLC3 | 2553 LAKEWALK CV APT 105 CASSELBERRY, FL 32707 | AFLAC | $3 | — | $3 | 0.00% |
| RUBICON REGION LLC3 | 3719 SW 74TH DR GAINESVILLE, FL 32608 | AFLAC | $2 | — | $2 | 0.00% |
| LINDA CAMPBELL3 | 174 PALMETTO GREEN DR LONGS, SC 29568 | AFLAC | $1 | — | $1 | 0.00% |
| GRAVES INC3 | 5659 W HOLIDAY ST HOMOSASSA, FL 34446 | AFLAC | $1 | — | $1 | 0.00% |
| THERESE KENNEDY3 | 4 JANET LANE COMMACK, NY 11725 | AFLAC | $1 | — | $1 | 0.00% |
| VICKI M DICKERT3 Filed as: VICKI DICKERT | 258 SEAVIEW AVE DAYTONA BEACH, FL 32118 | AFLAC | $1 | — | $1 | 0.00% |
| LARA CARLSON3 | 106 LAUREL VIEW DR ST SIMONS ISLAND, GA 31522 | AFLAC | $1 | — | $1 | 0.00% |
| DENA JORDAN3 | 641 HIGUERA ST STE 300-APT 208 SAN LUIS OBISPO, CA 93401 | AFLAC | $1 | — | $1 | 0.00% |
| CLARISSA LYNNE HERRICK3 Filed as: CLARISSA HERRICK | 3449 EAGLE RIDGE CT VALRICO, FL 33596 | AFLAC | $1 | — | $1 | 0.00% |
| DAWN T SUCHECKI3 Filed as: DAWN SUCHECKI | 225 S WATER ST WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.00% |
| RANDALL BARTLEIN3 | 5577 BROADCAST CT SARASOTA, FL 34240 | AFLAC | $1 | — | $1 | 0.00% |
| LANCE ACKERMAN3 | 5010 N 9TH ST TAMPA, FL 33603 | AFLAC | $6K | $341 | $6K | 8.76% |
| JEFFREY NELSON3 | 8512 WESTERLAND DR LAND O LAKES, FL 34637 | AFLAC | $788 | $68 | $856 | 1.25% |
| MICHAEL C WALKER3 Filed as: MICHAEL REBER | 20101 HERON CROSSING DR TAMPA, FL 33647 | AFLAC | $405 | $68 | $473 | 0.69% |
| THE BINNACLE GROUP INC.3 Filed as: THE BINNACLE GROUP | 1339 ORCHID AVE WINTER PARK, FL 32789 | AFLAC | $347 | $62 | $409 | 0.60% |
| MARK MACKO3 | 1203 MANDERLEE PL TRINITY, FL 34655 | AFLAC | $283 | — | $283 | 0.41% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $162 | — | $162 | 0.24% |
| PARK INSURANCE PLANNERS INC3 | 1320 MAGNOLIA BAY CT MAITLAND, FL 32751 | AFLAC | $145 | — | $145 | 0.21% |
| SUSAN BRIMHALL3 | 3921 CAPE SAN BLAS RD PORT SAINT JOE, FL 32456 | AFLAC | $134 | — | $134 | 0.20% |
| DH2 ENTERPRISES INC3 | 13313 FALCON POINTE DR ORLANDO, FL 32837 | AFLAC | $121 | $12 | $133 | 0.19% |
| GREGORY SALE3 | PO BOX 2 LAKELAND, FL 33802 | AFLAC | $104 | — | $104 | 0.15% |
| BARTLEIN AND ASSOC INC3 Filed as: BARTLEIN AND ASSOC | 5577 BROADCAST COURT SARASOTA, FL 34240 | AFLAC | $100 | — | $100 | 0.15% |
| CATHERINE L LEE3 Filed as: CATHERINE LEE | 10 NUN ST WILMINGTON, NC 28401 | AFLAC | $97 | — | $97 | 0.14% |
| TLW VENTURES LLC3 | 614 E HIGHWAY 50 338 CLERMONT, FL 34711 | AFLAC | $83 | $12 | $95 | 0.14% |
| PATRICIA ANNE REILLY3 Filed as: PATRICIA ALMOND | 269 E LONG CREEK CV LONGWOOD, FL 32750 | AFLAC | $89 | — | $89 | 0.13% |
| GREGORY MEYER3 | 301 NORTH ELM ST STE 520 GREENSBORO, NC 27401 | AFLAC | $81 | — | $81 | 0.12% |
| JEANNINE MACKO3 | 1203 MANDERLEE PL TRINITY, FL 34655 | AFLAC | $44 | — | $44 | 0.06% |
| INS CONS OF CENTRAL FLORIDA3 | 1331 PALMETTO AVE STE 100 WINTER PARK, FL 32789 | AFLAC | $38 | — | $38 | 0.06% |
| MKF & ASSOCIATES INC3 | 4505 PINE TREE CIR STE 201 BIRMINGHAM, AL 35243 | AFLAC | $33 | — | $33 | 0.05% |
| TAMARA DOUGLASS3 | 2890 SPRING HEATHER PL OVIEDO, FL 32766 | AFLAC | $25 | — | $25 | 0.04% |
| SCHATZIE GROUP LLC3 | 2553 LAKEWALK CV APT 105 CASSELBERRY, FL 32707 | AFLAC | $24 | — | $24 | 0.04% |
| JEFFREY GLENN YARISH3 Filed as: JEFFREY YARISH | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $21 | — | $21 | 0.03% |
| ADAM ROTH3 | 4627 RIVER OVERLOOK DR VALRICO, FL 33596 | AFLAC | $19 | — | $19 | 0.03% |
| JANINE FOX3 | 18 HAVILAND DR SCHENECTADY, NY 12302 | AFLAC | $19 | — | $19 | 0.03% |
| JEANNE COKER3 | 734 CHEROKEE RD LAGRANGE, GA 30240 | AFLAC | $18 | — | $18 | 0.03% |
| THOMAS LUND3 | 2801 SUNRISE DR SEBRING, FL 33872 | AFLAC | $18 | — | $18 | 0.03% |
| LARA CARLSON3 | 106 LAUREL VIEW DR ST SIMONS ISLAND, GA 31522 | AFLAC | $17 | — | $17 | 0.02% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT TRAPNELL JR | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $15 | — | $15 | 0.02% |
| MARY REBECCA WEATHERLY3 Filed as: MARY WEATHERLY | 1934 E LEEWYNN DR SARASOTA, FL 34240 | AFLAC | $13 | — | $13 | 0.02% |
| ELEANOR M BREZNAY3 Filed as: ELEANOR BREZNAY | 919 KEITH LN AUBURNDALE, FL 33823 | AFLAC | $13 | — | $13 | 0.02% |
| KRISTINA GOODISON3 | 1102 FREDRICK LN BRANDON, FL 33511 | AFLAC | $13 | — | $13 | 0.02% |
| JENNIFER B MOREHEAD3 Filed as: JENNIFER MOREHEAD | 13412 WHITBY RD HUDSON, FL 34667 | AFLAC | $12 | — | $12 | 0.02% |
| KELLY L KUTCHER3 Filed as: KELLY KUTCHER | 785 GLENWOOD DR LAKE MARY, FL 32746 | AFLAC | $12 | — | $12 | 0.02% |
| LISA FLOWERS3 | 5851 KARA PL BURKE, VA 22015 | AFLAC | $12 | — | $12 | 0.02% |
| FRANCIS V CRUZ3 Filed as: FRANCIS CRUZ | 19115 LIVINGSTON AVE LUTZ, FL 33559 | AFLAC | $11 | — | $11 | 0.02% |
| TRACEY H BOURDON3 Filed as: TRACEY BOURDON | 4866 MANDOLIN CT WINTER HAVEN, FL 33884 | AFLAC | $11 | — | $11 | 0.02% |
| ELLEN D JAMES3 Filed as: ELLEN JAMES | 3831 MISTY LANDING DR VALRICO, FL 33594 | AFLAC | $10 | — | $10 | 0.01% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $9 | — | $9 | 0.01% |
| TODD CLARK LEE3 Filed as: TODD LEE | 1443 LADY SLIPPER CT NW KENNESAW, GA 30152 | AFLAC | $9 | — | $9 | 0.01% |
| MARK A LINSNER3 Filed as: MARK LINSNER | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $8 | — | $8 | 0.01% |
| MICHAEL K HALL3 Filed as: MICHAEL HALL | 6630 W BLACK TAIL WAY MCCORDSVILLE, IN 46055 | AFLAC | $8 | — | $8 | 0.01% |
| KIMBERLY DIAN CROCKETT3 Filed as: KIMBERLY CROCKETT | 1563 ASHLEY CREEK LN CORDOVA, TN 38016 | AFLAC | $7 | — | $7 | 0.01% |
| ELAINE COX3 | 3355 DOROTHEA RD JACKSONVILLE, FL 32216 | AFLAC | $7 | — | $7 | 0.01% |
| JESSICA ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 33626 | AFLAC | $6 | — | $6 | 0.01% |
| MATTHEW SHANE STRONG3 Filed as: MATTHEW STRONG | 5628 SKINNER DR APOLLO BEACH, FL 33572 | AFLAC | $6 | — | $6 | 0.01% |
| HORACE R WEAVER III3 Filed as: HORACE WEAVER | 106 FOUNTAIN DR SLIDELL, LA 70458 | AFLAC | $5 | — | $5 | 0.01% |
| KAREN CARROLL3 | 12333 S PUTNEY CT LEESBURG, FL 34788 | AFLAC | $4 | — | $4 | 0.01% |
| STEFAN E SCHULT3 Filed as: STEFAN SCHULT | 233 E CENTER AVE SEBRING, FL 33870 | AFLAC | $4 | — | $4 | 0.01% |
| MERRITT ENTERPRISE LLC3 | 3518 BONNIE DR APOPKA, FL 32703 | AFLAC | $4 | — | $4 | 0.01% |
| LAURA HEILIG3 | 13768 OAK TREE TER JACKSONVILLE, FL 32224 | AFLAC | $4 | — | $4 | 0.01% |
| ROBIN PONCE3 | 2849 ROXBURY RD WINTER PARK, FL 32789 | AFLAC | $4 | — | $4 | 0.01% |
| W BOTKIN III3 | 307 45TH ST W BRADENTON, FL 34209 | AFLAC | $4 | — | $4 | 0.01% |
| JACQUELINE THOMAS3 | 1038 BRIELLE AVE OVIEDO, FL 32765 | AFLAC | $3 | — | $3 | 0.00% |
| THE MASTERS AGENCY INC3 Filed as: THE MASTERS AGENCY INC. | 4192 PENINSULA POINT SANFORD, FL 32771 | AFLAC | $3 | — | $3 | 0.00% |
| JOYCE WEBER ENTERPRISES INC3 | 13313 FALCON POINTE DR ORLANDO, FL 32837 | AFLAC | $3 | — | $3 | 0.00% |
| HEARTLAND BENEFITS INC3 | 233 EAST CENTER AVE SEBRING, FL 33870 | AFLAC | $3 | — | $3 | 0.00% |
| DEREK DEVANE3 | 3205 JERRY SMITH RD DOVER, FL 33527 | AFLAC | $3 | — | $3 | 0.00% |
| DOUGLAS J SUCHECKI3 Filed as: DOUGLAS SUCHECKI | 3850 VINE ST STE 130 RIVERSIDE, CA 92507 | AFLAC | $2 | — | $2 | 0.00% |
| MARK EDWARD CASE3 Filed as: MARK CASE | 6821 WELLINGTON PL CASTLE PINES, CO 80108 | AFLAC | $2 | — | $2 | 0.00% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE KIMBROUGH | PO BOX 273488 BOCA RATON, FL 33427 | AFLAC | $2 | — | $2 | 0.00% |
| RUBICON REGION LLC3 | 3719 SW 74TH DR GAINESVILLE, FL 32608 | AFLAC | $2 | — | $2 | 0.00% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| MARK C LEE3 Filed as: MARK LEE | 1444 SOUTH 17TH ST WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.00% |
| J C ADAMS INC3 Filed as: JC ADAMS | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $1 | — | $1 | 0.00% |
| DENA JORDAN3 | 641 HIGUERA ST STE 300 SAN LUIS OBISPO, CA 93401 | AFLAC | $1 | — | $1 | 0.00% |
| CLARISSA LYNNE HERRICK3 Filed as: CLARISSA HERRICK | 3449 EAGLE RIDGE CT VALRICO, FL 33596 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL AISSEN3 | 920 HOLCOMB BRIDGE RD STE 200 ROSWELL, GA 30076 | AFLAC | $1 | — | $1 | 0.00% |
| JANICE NICKELL3 | 808 DUANE PALMER BLVD SEBRING, FL 33876 | AFLAC | $1 | — | $1 | 0.00% |
| OMS INSURANCE GROUP3 Filed as: OMS INSURANCE GROUP LLC | 26 LAKE WIRE DR LAKELAND, FL 33815 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 10.11% |
| OMS INSURANCE GROUP3 | 26 LAKE WIRE DR LAKELAND, FL 33815 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $695 | — | $695 | 2.38% |
| DOUGLAS HUTCHISON3 | 26 LAKE WIRE DR LAKELAND, FL 33815 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 15.71% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUM RX INC EIN 33-0441200 PHARMACY BENEFIT MANAGEME | Float revenue; Other fees; Claims processing; Direct payment from the plan Service code 12 | — | $739K |
| UMR INC EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $307K |
| OMS INSURANCE GROUP EIN 59-3757026 BROKER | Other commissions Service code 55 | PO BOX 2 LAKELAND, FL 33802 | $88K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 602 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 602 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 546 | $29K |
| Life insurance(3 contracts, 2 carriers) | AFLAC | 538 | $302K |
| Short-term disability(3 contracts, 2 carriers) | AFLAC | 538 | $302K |
| Long-term disability(3 contracts, 2 carriers) | AFLAC | 538 | $302K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | SUNLIFE ASSURANCE COMPANY OF CANADA | 602 | $1.1M |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 23 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 602 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.