| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 N. PIMA RD #210 SCOTTSDALE, AZ 85255 | BERKSHIRE HATHAWAY SPECIALTY INS. CO. | $54K | — | $54K | 10.00% |
| LASSISTER WARE, INC2 | 6917 OCALA LN PARKLAND, FL 33067 | 5 STAR LIFE INSURANCE COMPANY | $7K | — | $7K | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEATHCARE SHARED SERVICES EIN 41-1289245 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $113K |
| NATIONAL EMPLOYEE BENEFITS ADMIN. EIN 65-0498809 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $70K |
| KARPUS INVESTMENT MANAGEMENT EIN 16-1290558 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $52K |
| GRAIL, LLC EIN 86-3673636 NONE | Direct payment from the plan; Other services Service code 49 | — | $47K |
| LASSITER-WARE INC. EIN 59-1258855 NONE | Insurance agents and brokers; Consulting (general) Service code 16 | — | $33K |
| U.A. OF JOURNEYMEN & 295 PPF EIN 59-0488966 RELATED ORGANIZATION | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $32K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $28K |
| SUGARMAN, SUSSKIND, BRASWELL & HERR NONE | Legal; Direct payment from the plan Service code 29 | 150 ALHAMBRA CIRCLE SUITE 725 CORAL GABLES, FL 33134 | $28K |
| ACRISURE NONE | Claims processing; Direct payment from the plan Service code 12 | 100 OTTAWA AVE SW GRAND RAPIDS, MI 49503 | $25K |
| MEDEXPERT INTERNATIONAL, INC. NONE | Direct payment from the plan; Claims processing Service code 12 | 1300 HANCOCK STREET REDWOOD CITY, CA 94063 | $20K |
| UNITED ACTUARIAL SERVICES NONE | Direct payment from the plan; Actuarial Service code 11 | 11590 N MERDIAN SUITE 610 CARMEL, IN 46032 | $12K |
| TELADOC HEALTH, INC. EIN 04-3705970 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $11K |
| PENSION FUND EVALUATIONS INC. EIN 11-2503982 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $8K |
| PART D ADVISORS, INC. EIN 20-2595200 NONE | Direct payment from the plan; Other services Service code 49 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 282 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 52 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 334 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. | 83 | $120K |
| Life insurance | 5 STAR LIFE INSURANCE COMPANY | 321 | $50K |
| Stop-loss / reinsurancereinsurance | BERKSHIRE HATHAWAY SPECIALTY INS. CO. | 282 | $535K |
| Other | 5 STAR LIFE INSURANCE COMPANY | 321 | $50K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 321 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.