No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE EIN 36-2739571 | Accounting (including auditing); Claims processing Service code 10 | — | $606K |
| SOUTHERN BENEFITS ADMINISTRATOR EIN 62-1116095 | Contract Administrator; Consulting (general); Actuarial; Direct payment from the plan Service code 11 | — | $450K |
| LAPADULA CARLSON & CO. EIN 65-0292391 | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $33K |
| PNC WEALTH MANAGEMENT EIN 22-3952636 | Investment management fees paid directly by plan; Investment management Service code 28 | — | $27K |
| INVEST PERFORMANCE SERVICE EIN 58-2432390 | Investment management fees paid directly by plan; Consulting (pension) Service code 17 | — | $26K |
| VENABLE LAW FIRM EIN 59-1824867 | Legal; Trustee (directed) Service code 25 | — | $23K |
| POST INTERMEDIATE TERM HIGH YIELD EIN 45-3138207 | Investment management fees paid directly by plan; Investment management Service code 28 | — | $19K |
| LAW OFFICE OF ALAN EICHENBAUM EIN 26-6065243 | Legal; Direct payment from the plan Service code 29 | — | $15K |
| BANK OF NY MELLON EIN 13-2614959 | Investment management fees paid directly by plan; Investment management Service code 28 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,282 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 44 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 7 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,333 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 1,337 | $176K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,337 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.