| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADMINISTRATORS ADVISORY GROUP3 | PO BOX 549 DELAND, FL 32721 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $85K | $85K | 6.88% |
| ADMINISTRATORS ADVISORY GROUP3 | PO BOX 0549 DELAND, FL 32721 | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC. | $4K | — | $4K | 3.29% |
| BENEFITMALL3 | 6750 N ANDREWS AVE. STE. 125 FT. LAUDERDALE, FL 333092148 | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC. | $309 | — | $309 | 0.24% |
| ADMINISTRATORS ADVISORY GROUP3 | PO BOX 0549 DELAND, FL 32721 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 9.86% |
| ADMINISTRATORS ADVISORY GROUP3 | 105 S DEXTER AVE DELAND, FL 32721 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 12.15% |
| ADMINISTRATOR ADVRY GRP INC3 Filed as: ADMINISTRATOR ADVISORY GROUP | PO BOX 0549 DELAND, FL 32721 | ADVANTICA INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| ADMINISTRATORS ADVISORY GROUP3 | 105 SOUTH DEXTER AVENUE DELAND, FL 32721 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 15.00% |
| ADMINISTRATORS ADVISORY GROUP3 | 105 S DEXTER AVENUE DELAND, FL 32721 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 192 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 192 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 278 | $1.2M |
| Dental | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC. | 159 | $128K |
| Vision | ADVANTICA INSURANCE COMPANY | 230 | $15K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 192 | $27K |
| Short-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 170 | $36K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 192 | $27K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 192 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 278 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.