| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGIONS INSURANCE INC3 | 1 N DALE MABRY HIGHWAY SUITE 1008 TAMPA, FL 33609 | SUN LIFE ASSURANCE COMPANY OF CANADA | $14K | $3K | $16K | 11.70% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 11407 DEPT 268 BIRMINGHAM, AL 35246 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | — | $7K | 5.24% |
| REGIONS INSURANCE INC3 | 6000 POPLAR AVENUE SUITE 300 MEMPHIS, TN 38119 | UNION SECURITY INSURANCE COMPANY | $4K | — | $4K | 7.58% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 282896620 | UNION SECURITY INSURANCE COMPANY | $1K | — | $1K | 2.42% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE | PO BOX 13389 JACKSON, MS 39236 | UNION SECURITY INSURANCE COMPANY | $0 | $676 | $676 | 1.19% |
| ANDERSON BENEFIT SOLUTIONS3 | 3821 LAKE PADGETT DRIVE LAND O LAKES, FL 34639 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $764 | $3K | 7.67% |
| REGIONS INSURANCE INC3 | 1 NORTH DALE MABRY HIGHWAY TAMPA, FL 33609 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $17 | $2K | 7.58% |
| CHOICE BENEFITS SOLUTIONS LLC3 | 525 CAPRI BOULEVARD TREASURE ISLAND, FL 33706 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $522 | $570 | $1K | 3.35% |
| BRYAN ANTHONY GONZALEZ3 | 8408 QUARTZ PL TAMPA, FL 33615 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $847 | $86 | $933 | 2.86% |
| HEIL BUSINESS SOLUTIONS CORPORATION3 | 2150 49TH STREET N SUITE F ST. PETERSBURG, FL 33710 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $638 | $187 | $825 | 2.53% |
| WILLIAM E GECEWICZ3 | 11113 LAKESIDE VISTA DRIVE RIVERVIEW, FL 33569 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $529 | $69 | $598 | 1.83% |
| TAMARA ANN BUSCHER3 Filed as: TAMARA GAIL COPELAND | PO BOX 243 LAND O LAKES, FL 34639 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $180 | — | $180 | 0.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 251 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 251 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 208 | $1.4M |
| Dental | UNION SECURITY INSURANCE COMPANY | 105 | $57K |
| Vision | UNION SECURITY INSURANCE COMPANY | 105 | $57K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 206 | $139K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 206 | $139K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 206 | $139K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 206 | $172K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 208 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.