| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 7077 BONNEVAL RD STE 120 JACKSONVILLE, FL 322164043 | BLUE CROSS BLUE SHIELD OF FLORIDA | $82K | $0 | $82K | 5.00% |
| HYLANT GROUP INC3 | 7077 BONNEVAL RD STE 120 JACKSONVILLE, FL 322164043 | BLUE CROSS BLUE SHIELD OF FLORIDA | $29K | $0 | $29K | 5.00% |
| HYLANT GROUP INC3 | 811 MADISON AVE TOLEDO, OH 436045684 | METROPOLITAN LIFE INSURANCE COMPANY | $60K | $36 | $60K | 12.34% |
| MARK METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | $10K | $27K | 5.65% |
| HYLANT GROUP INC3 | PO BOX 1687 TOLEDO, OH 436031687 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $8K | $8K | 1.71% |
| JULIA CHAMBERS HAGER3 Filed as: JULIA C HAGER | 4660 NOTTINGHAM RD JACKSONVILLE, FL 32210 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16K | $0 | $16K | 15.13% |
| PETER HAGER3 | 4660 NOTTINGHAM RD JACKSONVILLE, FL 32210 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 3.88% |
| DAVID MARKS3 | 3317 W BANISTER RD ST. AUGUSTINE, FL 32092 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 2.88% |
| MARK A LINSNER3 Filed as: MARK LINSNER | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 2.80% |
| HYLANT GROUP INC3 | 2401 W BIG BEAVER ROAD STE 400 TROY, MI 48084 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 2.76% |
| MARK A LINSNER3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 2.33% |
| BETH L WALTER3 | 8375 DIXELLIS TRAIL STE 409 JACKSONVILLE, FL 32256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $867 | $0 | $867 | 0.83% |
| ASHLEY CROOK3 Filed as: ASHLEY L CROOK | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $803 | $0 | $803 | 0.76% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 8375 DIXELLIS TRAIL STE 409 JACKSONVILLE, FL 32256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $498 | $0 | $498 | 0.47% |
| CECIL T SALMON3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $323 | $0 | $323 | 0.31% |
| THOMAS J OLLER3 | 1855 WELLS RD STE 3 ORANGE PARK, FL 32073 | CONTINENTAL AMERICAN INSURANCE COMPANY | $94 | $0 | $94 | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 382 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 12 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 395 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD OF FLORIDA | 231 | $2.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 903 | $486K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 903 | $486K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 903 | $486K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 903 | $486K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 903 | $486K |
| Prescription drug(2 contracts) | BLUE CROSS BLUE SHIELD OF FLORIDA | 231 | $2.2M |
| Other(3 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 903 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 903 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.