| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE, LLC.-FRANK H FURMAN | 1314 E ATLANTIC BLVD POMPANO BEACH, FL 33060 | HEALTH OPTIONS, INC | $30K | — | $30K | 5.00% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC.-FRANK H FURMAN | 1314 E ATLANTIC BLVD POMPANO BEACH, FL 33060 | BLUE CROSS BLUE SHIELD OF FLORIDA | $11K | — | $11K | 5.00% |
| ACRISURE LLC3 Filed as: ACRISURE DBA ALLTRUST INSURANCE | 2965 ALT. 19 PALM HARBOR, FL 34683 | DELTA DENTAL INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC.-FRANK H FURMAN INC. | 1314 E ATLANTIC BLVD POMPANO BEACH, FL 830606745 | USABLE LIFE | $4K | — | $4K | 14.88% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY # DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $249 | — | $249 | 1.00% |
| ACRISURE LLC3 Filed as: ACRISURE DBA ALLTRUST INSURANC | 2965 ALT.19 PALM HARBOR, FL 34683 | DELTA DENTAL INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| FRANK H FURMAN INC3 Filed as: FRANK H. FURMAN, INC. | 1314 EAST ATLANTIC BLVD. POMPANO BEACH, FL 33060 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY/SUPERIOR VISION PLAN | $715 | — | $715 | 8.48% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA ALLTRUST INSURANCE | 2965 ALT. 19 PALM HARBOR, FL 34683 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY/SUPERIOR VISION PLAN | $128 | — | $128 | 1.52% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC.-FRANK H FURMAN INC. | 1314 E. ATLANTIC BLVD. POMPANO BEACH, FL 33060 | USABLE LIFE | $511 | — | $511 | 12.05% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMPUS PKWY # DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $42 | — | $42 | 0.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 92 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 96 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH OPTIONS, INC | 82 | $839K |
| Dental(2 contracts) | DELTA DENTAL INSURANCE COMPANY | 86 | $46K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY/SUPERIOR VISION PLAN | 67 | $8K |
| Life insurance(2 contracts) | USABLE LIFE | 74 | $29K |
| Prescription drug(2 contracts, 2 carriers) | HEALTH OPTIONS, INC | 82 | $839K |
| Other(2 contracts) | USABLE LIFE | 74 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 86 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.