| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LASSITER WARE3 Filed as: LASSITER-WARE INC | PO BOX 490690 LEESBURG, FL 347490690 | RELIANCE STANDARD | $4K | — | $4K | 2.14% |
| LASSITER WARE3 Filed as: LASSITER-WARE INSURANCE | 2701 MAITLAND CENTER PARKWAY MAITLAND, FL 32751 | RELIANCE STANDARD | — | — | $0 | 0.00% |
| LASSITER WARE3 | 2701 MAITLAND CENTER PARKWAY MAITLAND, FL 32751 | RELIANCE STANDARD | $8K | — | $8K | 10.00% |
| LASSITER WARE3 | 2701 MAITLAND CENTER PARKWAY MAITLAND, FL 32751 | RELIANCE STANDARD | $4K | — | $4K | 7.50% |
| LASSITER WARE3 | 2701 MAITLAND CENTER PARKWAY MAITLAND, FL 32751 | RELIANCE STANDARD | $7K | — | $7K | 25.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 229 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 229 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | RELIANCE STANDARD | 229 | $194K |
| Vision | RELIANCE STANDARD | 229 | $194K |
| Life insurance | RELIANCE STANDARD | 219 | $84K |
| Short-term disability | RELIANCE STANDARD | 0 | $54K |
| Long-term disability | RELIANCE STANDARD | 147 | $27K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 229 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.