| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP IN | 5110 N 40TH STREET STE 234 PHOENIX, AZ 85018 | AETNA HEALTH INC | $43K | — | $43K | 2.73% |
| MFB FINANCIAL DBA THE BAILEY GROUP3 | 1200 PLANTATION ISLAND DRIVE STE 210 ST AUGUSTINE, FL 32080 | UNION SECURITY INSURANCE COMPANY | $10K | — | $10K | 10.60% |
| MFB FINANCIAL DBA THE BAILEY GROUP3 | 1200 PLANTATION ISLAND DRIVE STE 210 ST AUGUSTINE, FL 32080 | SUNLIFE ASSURANCE COMPANY OF CANADA | $17K | $2K | $19K | 22.25% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY 32125 AUSTIN, TX 78746 | SUNLIFE ASSURANCE COMPANY OF CANADA | $0 | $614 | $614 | 0.73% |
| PETER HAGER3 | 4660 NOTTINGHAM RD JACKSONVILLE, FL 32210 | AFLAC | $6K | $131 | $6K | 13.82% |
| THOMAS JAMES OLLER3 Filed as: THOMAS OLLER | 2410 SOUTHER LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $1K | $26 | $1K | 2.98% |
| MARK A LINSNER3 Filed as: MARK LINSNER | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $901 | $26 | $927 | 2.23% |
| JULIE HAGER3 | 4660 NOTTINGHAM RD JACKSONVILLE, FL 32210 | AFLAC | $557 | — | $557 | 1.34% |
| MICHELE HASKELL3 | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $183 | — | $183 | 0.44% |
| DAVID MARKS3 | 4021 WE HECK CT BLDG J BATON ROUGE, LA 70816 | AFLAC | $144 | — | $144 | 0.35% |
| TROY DANIEL DESLATTE3 Filed as: TROY DELATE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $59 | — | $59 | 0.14% |
| THE HORTON GROUP3 Filed as: R HORTON GRIFFIN JR | 116 N DAWSON ST THOMASVILLE, GA 31792 | AFLAC | $44 | — | $44 | 0.11% |
| FREDERICK I BRAREN JR3 Filed as: FREDERICK BRAREN JR | 1840 SAN MARCO BLVD APT 2 JACKSONVILLE, FL 32207 | AFLAC | $30 | — | $30 | 0.07% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FT LAUDERDALE, FL 33309 | AFLAC | $29 | — | $29 | 0.07% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 1005 BELLA VISTA BLVD APT 119 ST AUGUSTINE, FL 32084 | AFLAC | $29 | — | $29 | 0.07% |
| DAVID K MOBLEY3 Filed as: DAVID MOBLEY | 3812 VALVERDE CIR JACKSONVILLE, FL 32224 | AFLAC | $28 | — | $28 | 0.07% |
| JIMMY D BOONE3 Filed as: JIMMY BOONE | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $25 | — | $25 | 0.06% |
| ELAINE COX3 | 3355 DOROTHEA RD JACKSONVILLE, FL 32216 | AFLAC | $20 | — | $20 | 0.05% |
| ALGERINE COX3 | 3355 DOROTHEA RD JACKSONVILLE, FL 32216 | AFLAC | $18 | — | $18 | 0.04% |
| JEFFREY M SINTAY3 Filed as: JEFFREY SINTAY | 1972 ALCOVA RIDGE DR LAS VEGAS, NV 89135 | AFLAC | $16 | — | $16 | 0.04% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $14 | — | $14 | 0.03% |
| LAURA HEILIG3 | 13768 OAK TREE TER JACKSONVILLE, FL 32224 | AFLAC | $13 | — | $13 | 0.03% |
| J C ADAMS INC3 | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $12 | — | $12 | 0.03% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 21426 GOSIER WAY BOCA RATON, FL 33428 | AFLAC | $10 | — | $10 | 0.02% |
| CHRIS GUZEWICH3 | 1007 DRAKE FEATHER DR ORANGE PARK, FL 32065 | AFLAC | $6 | — | $6 | 0.01% |
| CECIL T SALMON3 Filed as: CECIL SALMON | 95 EDWARDS DR PALM COAST, FL 32164 | AFLAC | $5 | — | $5 | 0.01% |
| AARON ANTHONY3 | 1700 FOUNTAIN CIR APT 1303 COLUMBUS, GA 31904 | AFLAC | $3 | — | $3 | 0.01% |
| VICKI M DICKERT3 Filed as: VICKI DICKERT | 258 SEAVIEW AVE DAYTONA BEACH, FL 32118 | AFLAC | $3 | — | $3 | 0.01% |
| ROBERT VICTOR WOERNER II3 Filed as: ROBERT WOERNER II | 2285 MARSH HAWK LN APT 1304 FLEMING ISLAND, FL 32003 | AFLAC | $3 | — | $3 | 0.01% |
| ROBERT P FERRONE3 Filed as: ROBERT FERRONE | 1701 WILLIAMS CT APT 202 COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.00% |
| BRANDON C ADAMS3 Filed as: BRANDON ADAMS | 75 CROWN COLONY RD ST AUGUSTINE, FL 32092 | AFLAC | $2 | — | $2 | 0.00% |
| OMER S BASS IV3 Filed as: OMER BASS IV | 565 W GATEWAY CT MERRIT ISLAND, FL 32952 | AFLAC | $1 | — | $1 | 0.00% |
| MARK C LEE3 Filed as: MARK LEE | 1444 SOUTH 17TH ST WILMINGTON, NC 28401 | AFLAC | $1 | — | $1 | 0.00% |
| PETER HAGER3 | 4660 NOTTINGHAM RD JACKSONVILLE, FL 32210 | AFLAC | $3K | $63 | $3K | 13.04% |
| THOMAS JAMES OLLER3 Filed as: THOMAS OLLIER | 2410 SOUTHERN LINKS DR FLEMING ISLAND, FL 32003 | AFLAC | $516 | $13 | $529 | 2.38% |
| MARK LINSER3 | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $469 | $13 | $482 | 2.17% |
| JULIA CHAMBERS HAGER3 Filed as: JULIA HAGER | 4660 NOTTINGHAM RD JACKSONVILLE, FL 32210 | AFLAC | $209 | — | $209 | 0.94% |
| DAVID MARKS3 | 4021 WE HECK CT BLDG J BATON ROUGE, LA 70816 | AFLAC | $111 | — | $111 | 0.50% |
| MICHELLE HASKELL3 Filed as: MICHELLE HASKEL | PO BOX 440307 JACKSONVILLE, FL 32222 | AFLAC | $106 | — | $106 | 0.48% |
| TROY DANIEL DESLATTE3 Filed as: TROY DESLATTE | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $31 | — | $31 | 0.14% |
| BETH LUANNE KIMBROUGH3 Filed as: BETH KIMBROUGH | 6750 N ANDREWS AVE STE 200 FL LAUDERDALE, FL 33309 | AFLAC | $29 | — | $29 | 0.13% |
| JIMMY LEON JOHNSON3 Filed as: JIMMY JOHNSON | 1005 BELLA VISTA BLVD APT 119 ST AUGUSTINE, FL 32084 | AFLAC | $16 | — | $16 | 0.07% |
| ROBERT VICTOR WOERNER II3 Filed as: ROBERT WOERNER II | 2285 MARSH HAWK LN APT 1304 FLEMING ISLAND, FL 32003 | AFLAC | $13 | — | $13 | 0.06% |
| JAMES R MIRABELLI3 Filed as: JAMES MIRABELLI | 21426 GOSIER WAY BOCA RATON, FL 33428 | AFLAC | $13 | — | $13 | 0.06% |
| JIMMY D BOONE3 Filed as: JIMMY BOONE | 5346 DOMINICA CIR SARASOTA, FL 34233 | AFLAC | $11 | — | $11 | 0.05% |
| ELAINE COX3 | 3355 DOROTHEA RD JACKSONVILLE, FL 32216 | AFLAC | $9 | — | $9 | 0.04% |
| JEFFREY M SINTAY3 Filed as: JEFFREY SINTAY | 1972 ALCOVA RIDGE DR LAS VEGAS, NV 89135 | AFLAC | $9 | — | $9 | 0.04% |
| CECIL T SALMON3 Filed as: CECIL SALMON | 95 EDWARD DR PALM COAST, FL 32164 | AFLAC | $8 | — | $8 | 0.04% |
| ALGERINE COX3 | 3355 DOROTHEA RD JACKSONVILLE, FL 32216 | AFLAC | $8 | — | $8 | 0.04% |
| JENNIFER L HOCE3 Filed as: JENNIFER HOCE | 4116 CASTLEBAY DR JACKSONVILLE, FL 32257 | AFLAC | $8 | — | $8 | 0.04% |
| LAURA HEILIG3 | 13768 OAK TREE TER JACKSONVILLE, FL 32224 | AFLAC | $6 | — | $6 | 0.03% |
| J C ADAMS INC3 Filed as: JC ADAMS INC | 5631 NE 31ST TER OCALA, FL 34479 | AFLAC | $1 | — | $1 | 0.00% |
| AARON ANTHONY3 | 1700 FOUNTAIN CT APT 1303 COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| VIVKI DICKERT3 | 258 SEAVIEW AVE DAYTONA BEACH, FL 32118 | AFLAC | $1 | — | $1 | 0.00% |
| TRACI BATTON3 | 216 MAITLAND AVE MAITLAND, FL 32701 | AFLAC | $1 | — | $1 | 0.00% |
| MFB FINANCIAL INC3 | 1200 PLANTATION ISLAND DR STE 210 ST AUGUSTINE, FL 32080 | HUMANA | $2K | $626 | $3K | 18.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 189 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 189 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNION SECURITY INSURANCE COMPANY | 213 | $91K |
| Vision | HUMANA | 103 | $16K |
| Life insurance | SUNLIFE ASSURANCE COMPANY OF CANADA | 189 | $84K |
| Long-term disability | SUNLIFE ASSURANCE COMPANY OF CANADA | 189 | $84K |
| Other(2 contracts) | AFLAC | 84 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 213 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.