| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA | 3705 SWANN AVE FL 2 TAMPA, FL 33609 | HEALTH OPTIONS INC | $29K | — | $29K | 4.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF FLORIDA | 3705 W SWANN AVE FL 2 TAMPA, FL 33609 | BCBS OF FLORIDA | $10K | — | $10K | 4.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF FLORIDA LLC | 4600 W CYPRESS ST STE 550 TAMPA, FL 33607 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 7.26% |
| AP BENEFIT ADVISORS, LLC3 | 10 N PARK DR STE 200 HUNT VALLEY, MD 21030 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $2K | $2K | 3.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 166 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 166 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH OPTIONS INC | 81 | $981K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 166 | $55K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 166 | $55K |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 166 | $55K |
| Prescription drug | HEALTH OPTIONS INC | 81 | $722K |
| Other | BCBS OF FLORIDA | 25 | $259K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 166 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.