| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 3375 B CAPITAL CIR. N.E. TALLAHASSEE, FL 323083778 | BLUE CROSS BLUE SHIELD OF FLORIDA | $6K | — | $6K | 3.00% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC. | 414 GALLIMORE DAIRY ROAD SUITE F GREENSBORO, NC 27409 | HARTFORD LIFE AND ACCIDENT | $22K | $7K | $30K | 23.18% |
| BB&T-LANDRUM YAEGER3 | 3375-B CAPITAL CIRCLE NE TALLAHASSEE, FL 32308 | UNION SECURITY INSURANCE COMPANY | $4K | — | $4K | 3.35% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY INC. | P. O. BOX 211486 COLUMBIA, SC 29221 | UNION SECURITY INSURANCE COMPANY | — | $2K | $2K | 2.00% |
| BB&T TALLAHASSEE3 | 3375-B CAPITAL CIRCLE NE TALLAHASSEE, FL 32308 | ADVANTICA INSURANCE COMPANY | -$6 | — | -$6 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 194 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 194 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CAPITAL HEALTH PLAN | 283 | $2.1M |
| Dental | UNION SECURITY INSURANCE COMPANY | 174 | $119K |
| Vision | ADVANTICA INSURANCE COMPANY | 201 | $0 |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 258 | $127K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 258 | $127K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 258 | $127K |
| Other | HARTFORD LIFE AND ACCIDENT | 258 | $127K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 283 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.