| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE ENTERPRISE TEAM, INC.3 Filed as: THE ENTERPRISE TEAM, INC | 255 PRIMERA BLVD LAKE MARY, FL 32746 | HEALTH OPTIONS | $12K | — | $12K | 3.75% |
| THE ENTERPRISE TEAM, INC.3 Filed as: THE ENTERPRISE TEAM, INC | 1110 DOUGLAS AVE STE 2000 ALTAMONTE SPRINGS, FL 32714 | BLUE CROSS BLUE SHIELD OF FLORIDA | $8K | — | $8K | 3.75% |
| THE ENTERPRISE TEAM, INC.3 Filed as: ENTERPRISE TEAM INC | 255 PRIMERA BLVD LAKE MARY, FL 32746 | TRULI | — | — | $0 | 0.00% |
| UNITED BENEFIT ADVISORS OF FLORIDA3 Filed as: UNITED BENEFIT ADVISORS OF FL | 1110 DOUGLAS AVE STE 2000 ALTAMONTE SPRINGS, FL 32714 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | — | $5K | 9.99% |
| UNITED BENEFIT ADVISORS OF FLORIDA3 Filed as: UNITED BENEFIT ADVISORS OF FL | 2211 LEE RD STE 100 WINTER PARK, FL 32789 | PRINCIPAL LIFE INSURANCE COMPANY | — | $646 | $646 | 1.18% |
| UNITED BENEFIT ADVISORS OF FLORIDA3 | 1110 DOUGLAS AVE STE 2000 STE 750 ALTAMONTE SPRINGS, FL 327142004 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | — | $5K | 10.09% |
| UNITED BENEFIT ADVISORS OF FLORIDA3 | 11641 KEW GARDENS AVE STE 111 PALM BEACH GARDENS, FL 334102846 | PRINCIPAL LIFE INSURANCE COMPANY | — | $542 | $542 | 1.09% |
| JENNIE MOORE HAWKINS3 | 4215 S RIDGEWOOD AVE PORT ORANGE, FL 32127 | AFLAC | $2K | $219 | $2K | 4.57% |
| THE ENTERPRISE TEAM, INC.3 Filed as: THE ENTERPRISE TEAM | PO BOX 195579 WINTER SPRINGS, FL 32179 | AFLAC | $2K | — | $2K | 4.52% |
| MARIA V. LANZA3 Filed as: MARIA LANZA | 10197 ANDOVER POINT CIR ORLANDO, FL 32825 | AFLAC | $2K | — | $2K | 3.49% |
| JEFFREY B HAWKINS3 | PO BOX 730382 ORMOND BEACH, FL 32173 | AFLAC | $1K | $99 | $1K | 2.95% |
| SCOTT D HAWKINS INC3 Filed as: SCOTT D HAWKINS | 3216 MEDICI BLVD NEW SMYRA, FL 32168 | AFLAC | $1K | $225 | $1K | 2.91% |
| DH2 ENTERPRISES INC3 | 13313 FALCON POINTE DR ORLANDO, FL 32837 | AFLAC | $399 | $27 | $426 | 0.98% |
| A & M BONURA & ASSOCIATES INC3 Filed as: A&M BONURA & ASSOCIATES INC | 1882 LAUREL BROOK LOOP CASSELBERRY, FL 32141 | AFLAC | $256 | $27 | $283 | 0.65% |
| JOSE LUIS FELICIANO SANTO DOMINGO3 | 428 ACACIA TREE WAY KISSIMMEE, FL 32173 | AFLAC | $113 | $116 | $229 | 0.53% |
| HOLLY JEAN ROREM3 | 431 NASH LN PORT ORANGE, FL 32127 | AFLAC | $52 | $25 | $77 | 0.18% |
| DEBORAH JEAN SMITH3 | 9254 BRIDLE PATH SEBRING, FL 33875 | AFLAC | $53 | — | $53 | 0.12% |
| LINDA SLATER KING3 | 3001 PINETREE RD EUSTIS, FL 32726 | AFLAC | $11 | — | $11 | 0.03% |
| CHRISTOPHER HIGGINS3 | 2030 UMBRELLA TREE DR EDGEWATER, FL 32141 | AFLAC | $8 | — | $8 | 0.02% |
| REX CATON3 | 3731 S NOVA RD PORT ORANGE, FL 32129 | AFLAC | $5 | — | $5 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 149 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH OPTIONS | 26 | $528K |
| Dental(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 182 | $104K |
| Vision(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 182 | $104K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 182 | $55K |
| Prescription drug(3 contracts, 3 carriers) | HEALTH OPTIONS | 26 | $586K |
| Other | AFLAC | 57 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 182 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.