| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PEOVELOCITY3 | 4348 SOUTHPOINT BLVD SUITE 400 JACKSONVILLE, FL 322160935 | BLUE CROSS BLUE SHIELD OF FLORIDA | $222K | — | $222K | 2.71% |
| PEOVELOCITY3 | 4348 SOUPOINT BLVD SUITE 400 JACKSONVILLE, FL 322160935 | HEALTH OPTIONS, INC | $218K | — | $218K | 4.05% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | METROPOLITAN LIFE INSURANCE COMPANY | $53K | $6K | $59K | 12.03% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 99 WOOD AVE S STE 501 ISELIN, NJ 088302715 | METROPOLITAN LIFE INSURANCE COMPANY | $24K | — | $24K | 4.92% |
| USB HEALTH LLC3 | 99 WOOD AVE S STE 501 ATTN ROSE LAPRUS ISELIN, NJ 088302715 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 2.99% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: PLYMOUTH INSURACE AGENCY | 2739 US HIGHWAY 19 HOLIDAY, FL 346912708 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 2.20% |
| ENROLLMENT FIRST INC3 Filed as: ENROLLMENT FIRST | 6712 DEANE HILL DR KNOXVILLE, TN 379195969 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 1.58% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | — | $11K | 10.00% |
| USB HEALTH LLC3 | 99 WOOD AVE S STE 501 ISELIN, NJ 08830 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $5K | $10K | 9.19% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $6K | $6K | 5.00% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | — | $11K | 10.00% |
| USB HEALTH LLC3 Filed as: USB HEALTH | 99 WOOD AVE S STE 501 ISELIN, NJ 08830 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $5K | $10K | 9.19% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $5K | $5K | 5.00% |
| ENROLLMENT FIRST INC3 | 6712 DEANE HILL KNOXVILLE, TN 37919 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $435 | — | $435 | 0.41% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP, INC | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $8K | $907 | $9K | 12.12% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 99 WOOD AVE S STE 501 ISELIN, NJ 088302715 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $4K | — | $4K | 4.91% |
| USB HEALTH LLC3 | 99 WOOD AVE S, STE. 501 ATTN ROSE LAPRUS ISELIN, NJ 088302715 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $2K | — | $2K | 2.99% |
| PLYMOUTH INSURANCE AGENCY3 | 2739 US HIGHWAY 19 HOLIDAY, FL 346912708 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $2K | — | $2K | 2.21% |
| ENROLLMENT FIRST INC3 Filed as: ENROLLMENT FIRST | 6712 DEANE HILL DR KNOXVILLE, TN 37919 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $1K | — | $1K | 1.66% |
| WHITTINGTON ROBERT HUNTER3 | 700 W HILLSBORO BLVD BLDG 2 STE 102 DEERFIELD BEACH, FL 33441 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $35K | — | $35K | 48.07% |
| PLYMOUTH INSURANCE AGENCY3 Filed as: PLYMOUTH INS AGENCY | 2739 US HWY 19 N HOLIDAY, FL 34691 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10K | — | $10K | 13.74% |
| REBER MICHAEL3 | 20101 HERON CROSSING RD TAMPA, FL 33647 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5K | — | $5K | 6.88% |
| COMPASS CONSULTING GROUP, INC. 43483 Filed as: COMPASS COUNSULTING GROUP INC | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | THE LINCOLN NATIONAL LIFE INURANCE COMPANY | $6K | — | $6K | 10.00% |
| USB HEALTH LLC3 | 99 WOOD AVE S STE 501 ISELIN, NJ 08830 | THE LINCOLN NATIONAL LIFE INURANCE COMPANY | $3K | $3K | $5K | 9.15% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | THE LINCOLN NATIONAL LIFE INURANCE COMPANY | — | $3K | $3K | 5.00% |
| ENROLLMENT FIRST INC3 | 6712 DEANE HILL KNOXVILLE, TN 37919 | THE LINCOLN NATIONAL LIFE INURANCE COMPANY | $241 | — | $241 | 0.42% |
| ENROLLMENT FIRST INC3 | 237 GORE RD SW KNOXVILLE, TN 37919 | TRANSAMERICA LIFE INSURANCE COMPANY | $5K | — | $5K | 12.16% |
| PLYMOUTH INSURANCE AGENCY3 | 2739 US HWY 19 NORTH HOLIDAY, FL 34691 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.78% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTH POINT BLVD STE 400 JACKSONVILLE, FL 32216 | TRANSAMERICA LIFE INSURANCE COMPANY | $212 | — | $212 | 0.57% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| USB HEALTH LLC3 | 99 WOOD AVE S STE 501 ISELIN, NJ 08830 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $1K | $3K | 9.13% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| ENROLLMENT FIRST INC3 | 6712 DEANE HILL KNOXVILLE, TN 37919 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $120 | — | $120 | 0.43% |
| WHITTINGTON ROBERT HUNTER3 Filed as: WHITTINGTON ROBERT H | 700 HILLSBORO BLVD BLDG 2 STE 102 DEERFIELD BEACH, FL 33441 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 21.88% |
| PLYMOUTH INSURANCE AGENCY3 Filed as: PLYMOUTH INS AGENCY | 2739 US HWY 19 N HOLIDAY, FL 34691 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $606 | — | $606 | 6.25% |
| REBER MICHAEL3 | 20201 HERON CROSSING RD TAMPA, FL 33647 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $303 | — | $303 | 3.12% |
| THE GREAT ATLANTIC REGION3 | 8833 PERIMETER PARK BLVD STE 1002 JACKSONVILLE, FL 32216 | PROFESSIONAL INSURANCE COMPANY | $243 | — | $243 | 4.18% |
| NORTH FLORIDA REGION3 | 8833 PERIMETER PARK BLVD STE 1002 JACKSONVILLE, FL 32216 | PROFESSIONAL INSURANCE COMPANY | $75 | — | $75 | 1.29% |
| BSI CORPORATE BENEFITS LLC3 Filed as: AFFILIATED BSI INC | MARK TUBBS 672 BRENT LANE PENSACOLA, FL 32503 | PROFESSIONAL INSURANCE COMPANY | $37 | — | $37 | 0.64% |
| BENEFIT SERV CONSULTANTS3 | RANDY WOOD 3539 WEBER STREET SARASOTA, FL 34239 | PROFESSIONAL INSURANCE COMPANY | $23 | — | $23 | 0.40% |
| AFFILIATED BENEFIT CONSULTANTS3 Filed as: AFFILIATED BENEFITS | ROBERT MCMINN 672 BRENT LANE PENSACOLA, FL 32503 | PROFESSIONAL INSURANCE COMPANY | $13 | — | $13 | 0.22% |
| CLAUDIA MITCHELL-MCLEOD3 | 10903 BRIDLE PLACE TAMPA, FL 33626 | PROFESSIONAL INSURANCE COMPANY | $12 | — | $12 | 0.21% |
| LANCE ACKERMAN3 Filed as: LANCE N ACKERMAN | 5010 N 9TH ST TAMPA, FL 33603 | AFLAC | $90 | — | $90 | 1.92% |
| RICARDO G SORIANO3 | PO BOX 1003 DADE CITY, FL 33526 | AFLAC | $67 | — | $67 | 1.43% |
| AMERICAN TRUST TAX ADVISORY GRP INC3 Filed as: AMERICAN TRUST TAX ADVISORY GR INC | 14502 N DALE MABRY HWY STE 200 TAMPA, FL 33618 | AFLAC | $56 | — | $56 | 1.19% |
| MARK MACKO0 | 1616 CALLE LAS CASAS OCEANSIDE, CA 92056 | AFLAC | $53 | — | $53 | 1.13% |
| GRAVES INC3 | 5659 W HOLIDAY ST HOMOSASSA, FL 34446 | AFLAC | $27 | — | $27 | 0.58% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: JOHN T MERCER | 7514 S SWOOPE ST TAMPA, FL 33616 | AFLAC | $25 | — | $25 | 0.53% |
| MELODY ANN OVERLAND3 | 7009 W MCMAHON WAY PEORIA, AZ 85345 | AFLAC | $25 | — | $25 | 0.53% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $24 | — | $24 | 0.51% |
| MELODY ANN OVERLAND3 | 8030 KENTON LN SE TUMWATER, WA 98501 | AFLAC | $21 | — | $21 | 0.45% |
| TRICIA MONTRONE3 | 8884 CHRISTIE DR LARGO, FL 33771 | AFLAC | $16 | — | $16 | 0.34% |
| HR BENEFITS SERVICES, INC.3 Filed as: HR BENEFITS GROUP CORP | 2044 ASHLEY OAKS CIR STE 102 WESLEY CHAPEL, FL 33544 | AFLAC | $15 | — | $15 | 0.32% |
| NORA M FOLKERS3 | 1121 CANE MILL LN BRADENTON, FL 34212 | AFLAC | $13 | — | $13 | 0.28% |
| JAMES (JAY) GRIMES3 | 554 ROBERT WILLIAMS RD PINE MOUNTAIN, GA 31822 | AFLAC | $10 | — | $10 | 0.21% |
| DENNIS W CAMDEN3 | 101 N JEFFERSON ST RM 305 MEXICO, MO 65265 | AFLAC | $8 | — | $8 | 0.17% |
| SANDRA WHITELEY3 Filed as: SANDRA K WHITELEY | 8884 CHRISTIE DR LARGO, FL 33771 | AFLAC | $4 | — | $4 | 0.09% |
| MARK C LEE3 | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $3 | — | $3 | 0.06% |
| JAMES ARTHUR HARBOUR3 Filed as: JAMES A HARBOUR | 405 BARSCHALL DR COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.04% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $1 | — | $1 | 0.02% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 99 WOOD AVE S STE 501 ISELIN, NJ 088302715 | METROPOLITAN LIFE INSURANCE COMPANY | $175 | — | $175 | 16.71% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | METROPOLITAN LIFE INSURANCE COMPANY | $140 | $21 | $161 | 15.38% |
| USB HEALTH LLC3 | 99 WOOD AVE S, STE 501 ATTN ROSE LAPRUS ISELIN, NJ 088302715 | METROPOLITAN LIFE INSURANCE COMPANY | $53 | $15 | $68 | 6.49% |
| PLYMOUTH INSURANCE AGENCY | 2739 US HIGHWAY 19 HOLIDAY, FL 346912708 | METROPOLITAN LIFE INSURANCE COMPANY | $35 | — | $35 | 3.34% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 322160935 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $68 | $8 | $76 | 13.82% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 99 WOOD AVE S STE 501 ISELIN, NJ 088302715 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $29 | — | $29 | 5.27% |
| USB HEALTH LLC3 | 99 WOOD AVE S, STE 501 ATTN ROSE LAPRUS ISELIN, NJ 088302715 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $18 | — | $18 | 3.27% |
| PLYMOUTH INSURANCE AGENCY3 | 2739 US HIGHWAY 19 HOLIDAY, FL 346912708 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $14 | — | $14 | 2.55% |
| ENROLLMENT FIRST INC3 Filed as: ENROLLMENT FIRST | 6712 DEANE HILL DR KNOXVILLE, TN 379195969 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $11 | — | $11 | 2.00% |
| MID FLORIDA BUSINESS SOLUTION3 | 3000 BAYPORT DR TAMPA, FL 33607 | ALLYHEALTH LLC | $2K | $11K | $13K | — |
| MID FLORIDA BUSINESS SOLUTION3 | 3000 BAYPORT DR TAMPA, FL 33607 | ALLYHEALTH LLC | $2K | $12K | $13K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,301 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,305 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | METROPOLITAN LIFE INSURANCE COMPANY | 14 | $1K |
| Dental(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,403 | $565K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,403 | $492K |
| Life insurance(3 contracts, 3 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 594 | $107K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 173 | $107K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 655 | $13.6M |
| Other(8 contracts, 6 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 594 | $281K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,403 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.