| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BARNES INSURANCE & FINANCIAL SERVIC3 Filed as: BARNES INSURANCE & FIN SVCS. INC. | 1582 AIRPORT BLVD. PENSACOLA, FL 32504 | BLUE CROSS BLUE SHIELD OF FLORIDA | $13K | — | $13K | 3.86% |
| RAIMEY CORPORATION3 | 12450 BRANTLEY COMMONS CT FORT MYERS, FL 33907 | BLUE CROSS BLUE SHIELD OF FLORIDA | $7K | — | $7K | 2.14% |
| HOLLY ADAMS BUTCHER3 | 600 UNIVERSITY OFFICE BLVD STE 12 PENSACOLA, FL 32504 | AFLAC | $1K | — | $1K | 4.98% |
| TRAVIS E. MCDONALD3 | 3639 TIGER POINT BLVD GULF BREEZE, FL 32563 | AFLAC | $1K | — | $1K | 4.62% |
| BRIAN ANDREWS3 | 5728 TAMARACK DRIVE PACE, FL 32571 | AFLAC | $504 | — | $504 | 1.78% |
| SAIC INC3 Filed as: SAIC, INC. | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $416 | — | $416 | 1.47% |
| JOHN C POLLOCK3 Filed as: JOHN C. POLLOCK | 600 UNIVERSITY OFFICE BLVD. STE 12 PENSACOLA, FL 32504 | AFLAC | $407 | — | $407 | 1.44% |
| SEAN DENNIS MURPHY3 | 609 GARDENVIEW COURT PENSACOLA, FL 32506 | AFLAC | $389 | — | $389 | 1.37% |
| MORGAN NICOLE GANNARELLI3 | 3299 MERLOT DRIVE LAKELAND, FL 33811 | AFLAC | $70 | — | $70 | 0.25% |
| DARRK ENTERPRISES LLC3 | 9542 YARROW CIRCLE SUITE 1 PENSACOLA, FL 32514 | AFLAC | $31 | — | $31 | 0.11% |
| WILLIAM JOHN BUTCHER3 | 1616 MOONRAKER DRIVE MILTON, FL 32583 | AFLAC | $26 | — | $26 | 0.09% |
| MICHELLE G POLLOCK3 Filed as: MICHELLE G. POLLOCK | 6410 GUILFORD DRIVE PENSACOLA, FL 32504 | AFLAC | $20 | — | $20 | 0.07% |
| DAVID G WILLIAMS3 Filed as: DAVID G. WILLIAMS | 108 COUNTRYSIDE DRIVE HENDERSONVILLE, TN 37075 | AFLAC | $14 | — | $14 | 0.05% |
| DAVID G WILLIAMS3 | 108 COUNTRYSIDE DRIVE HENDERSONVILLE, TN 37075 | AFLAC | $14 | — | $14 | 0.05% |
| ELEANOR M BREZNAY3 | 919 KEITH LANE AUBURNDALE, FL 33823 | AFLAC | $10 | — | $10 | 0.04% |
| STEVEN H STEINHAUER3 Filed as: STEVEN H. STEINHAUER | 4730 TURNBERRY LANE UNIT 13 COLUMBUS, GA 31909 | AFLAC | $8 | — | $8 | 0.03% |
| STEVEN VINCE NUTT3 | 1796 CONDOR DRIVE CANTONMENT, FL 32533 | AFLAC | $7 | — | $7 | 0.02% |
| LOCKWOOD INSURANCE3 | 1426 E IRON EAGLE DRIVE EAGLE, ID 83616 | AFLAC | $5 | — | $5 | 0.02% |
| THOMAS R BAILEY3 Filed as: THOMAS R. BAILEY | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $3 | — | $3 | 0.01% |
| ROBERTO D PRIVETTE3 Filed as: ROBERTO D. PRIVETTE | 8727 THOMAS DRIVE E 11 PANAMA CITY, FL 32408 | AFLAC | $3 | — | $3 | 0.01% |
| DANIEL S ADAMS3 Filed as: DANIEL S. ADAMS | 3857 SCOTT CHURCH ROAD MARIANNA, FL 32448 | AFLAC | $2 | — | $2 | 0.01% |
| TYLER L NORWOOD3 Filed as: TYLER L. NORWOOD | 119 S. MACARTHUR AVENUE PANAMA CITY, FL 32401 | AFLAC | $2 | — | $2 | 0.01% |
| LOCKWOOD INSURANCE3 | 1463 OAKFIELD DRIVE SUITE 131 BRANDON, FL 33511 | AFLAC | $2 | — | $2 | 0.01% |
| BARNES INSURANCE & FINANCIAL SERVIC3 Filed as: BARNES INSURANCE & FIN SVCS. INC. | 1582 AIRPORT BLVD. PENSACOLA, FL 32504 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $703 | — | $703 | 6.02% |
| RAIMEY CORPORATION3 | 12450 BRANTLEY COMMONS COURT FORT MYERS, FL 33907 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $350 | — | $350 | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 75 | $345K |
| Dental(2 contracts, 2 carriers) | AFLAC | 112 | $40K |
| Vision | AFLAC | 68 | $28K |
| Life insurance | AFLAC | 68 | $28K |
| Short-term disability | AFLAC | 68 | $28K |
| Long-term disability | AFLAC | 68 | $28K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 75 | $345K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 112 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.