| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 39340 TREASURY CENTER CHICAGO, IL 60694 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $135K | $6K | $141K | 10.32% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 39340 TREASURY CENTER CHICAGO, IL 60694 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $28K | $2K | $30K | 5.41% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | P.O. BOX 905494 CHARLOTTE, NC 28290 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $10K | — | $10K | 2.36% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 39340 TREASURY CENTER CHICAGO, IL 60694 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $924 | $7K | 5.73% |
| ACRISURE LLC3 Filed as: FULCRO INSURANCE | PO BOX 9024048 SAN JUAN, PR 009024048 | HUMANA INSURANCE OF PUERTO RICO, INC. | $2K | — | $2K | 3.82% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 39340 TREASURY CENTER CHICAGO, IL 60694 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $239 | $239 | 0.46% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 199 WATER STREET 12TH FL NEW YORK, NY 100380000 | FEDERAL INSURANCE COMPANY | $3K | — | $3K | 20.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 60673 | CIGNA LIFE INSURANCE CO. OF NEW YORK | — | $62 | $62 | 1.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,421 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 173 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,594 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | BLUE CROSS BLUE SHIELD OF HAWAII | 139 | $1.9M |
| Dental(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 6,020 | $4.5M |
| Vision(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 6,020 | $5.0M |
| Life insurance(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 5,542 | $1.4M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,535 | $553K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF HAWAII | 139 | $806K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 6,020 | $4.2M |
| Other(7 contracts, 6 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 5,537 | $532K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,020 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.