| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | 340 MADISON AVE FL 21 NEW YORK, NY 10173 | STANDARD INSURANCE COMPANY | $17K | $0 | $17K | 1.04% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | 340 MADISON AVE FL 21 NEW YORK, NY 10173 | STANDARD INSURANCE COMPANY | $17K | $0 | $17K | 1.04% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 340 MADISON AVENUE 21ST FLOOR NEW YORK, NY 10173 | STANDARD INSURANCE COMPANY | $105K | $0 | $105K | 13.99% |
| PINETREE CAPITAL LLC3 | 5511 N UNIVERSITY DRIVE SUITE 104 CORAL SPRINGS, FL 33067 | STANDARD INSURANCE COMPANY | $105K | $0 | $105K | 13.99% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY, LLC | 340 MADISON AVENUE 21ST FLOOR NEW YORK, NY 10173 | STANDARD INSURANCE COMPANY | $81K | $0 | $81K | 12.44% |
| PINETREE CAPITAL LLC3 | 5511 N UNIVERSITY DRIVE SUITE 104 CORAL SPRINGS, FL 33067 | STANDARD INSURANCE COMPANY | $81K | $0 | $81K | 12.44% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY, LLC | 340 MADISON AVENUE 21ST FLOOR NEW YORK, NY 10173 | STANDARD INSURANCE COMPANY | $27K | $0 | $27K | 8.40% |
| PINETREE CAPITAL LLC3 | 5511 N UNIVERSITY DRIVE SUITE 104 CORAL SPRINGS, FL 33067 | STANDARD INSURANCE COMPANY | $27K | $0 | $27K | 8.40% |
| PINETREE CAPITAL LLC3 | 2091 NE 36TH STREET 50401 LIGHTHOUSE PT, FL 33074 | HUMANA INSURANCE COMPANY | $22K | $0 | $22K | 7.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,325 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 81 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,408 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STANDARD INSURANCE COMPANY | 3,084 | $1.7M |
| Vision | HUMANA INSURANCE COMPANY | 2,591 | $303K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,830 | $750K |
| Short-term disability | STANDARD INSURANCE COMPANY | 1,410 | $319K |
| Long-term disability | STANDARD INSURANCE COMPANY | 1,143 | $653K |
| Other | STANDARD INSURANCE COMPANY | 1,830 | $750K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,084 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.