| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 1720 SOUTHEAST 16TH AVENUE SUITE 301 OCALA, FL 34471 | BLUE CROSS BLUE SHIELD OF FLORIDA | $33K | — | $33K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 1720 SOUTHEAST 16TH AVENUE SUITE 301 OCALA, FL 34471 | BLUE CROSS BLUE SHIELD OF FLORIDA | $9K | — | $9K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 1720 SOUTHEAST 16TH AVENUE SUITE 301 OCALA, FL 34471 | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC. | — | $2K | $2K | 3.91% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 220 SOUTH RDIGEWOOD AVENUE DAYTONA, FL 32114 | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC. | — | $776 | $776 | 1.88% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INC | 1720 SOUTHEAST 16TH AVENUE SUITE 301 OCALA, FL 34471 | AFLAC | $820 | — | $820 | 3.48% |
| SOTERIA S MALLARD3 | 6529 NORTHWEST 36TH TERRACE GAINSVILLE, FL 32653 | AFLAC | $708 | — | $708 | 3.00% |
| JEREMY C ALFORD3 | 11628 NORTHWEST 9TH LANE GAINESVILLE, FL 32606 | AFLAC | $653 | — | $653 | 2.77% |
| JEREMY M HASKELL3 | PO BOX 3274 OCALA, FL 34478 | AFLAC | $536 | — | $536 | 2.27% |
| SABRINA HASKELL3 | PO BOX 3274 OCALA, FL 34478 | AFLAC | $210 | — | $210 | 0.89% |
| C H ROBINSON & ASSOCIATES INC3 | 4623 NORTHWEST 53RD AVENUE SUITE 1A GAINSVILLE, FL 32653 | AFLAC | $192 | — | $192 | 0.81% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INC | 10151 DEERWOOD PARK BOULEVARD SUITE 100-100 JACKSONVILLE, FL 32256 | AFLAC | $183 | — | $183 | 0.78% |
| ANGEL E HILL3 | 500 SOUTHEAST FORT KING STREET SUITE A OCALA, FL 34471 | AFLAC | $182 | — | $182 | 0.77% |
| THE HORTON GROUP3 Filed as: R HORTON GRIFFIN JUNIOR | 116 NORTH DAWSON STREET THOMASVILLE, GA 31792 | AFLAC | $144 | — | $144 | 0.61% |
| J C ADAMS INC3 | 5631 NORTHEAST 31ST TERRACE OCALA, FL 34479 | AFLAC | $141 | — | $141 | 0.60% |
| MATTHEW SMITH3 Filed as: MATTHEW A SMITH | 8313 WEST HILLSBOROUGH AVENUE SUITE 150 TAMPA, FL 33615 | AFLAC | $110 | — | $110 | 0.47% |
| DAVID K MOBLEY3 | 3812 VALVERDE CIRCLE JACKSONVILLE, FL 32224 | AFLAC | $80 | — | $80 | 0.34% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP ONC | 1425 EAST PIEDMONT DRIVE SUITE 101-B TALLAHASSEE, FL 32308 | AFLAC | $71 | — | $71 | 0.30% |
| JOEL BARAT TOIGO3 | 4907 NORTHWEST 43RD STREET SUITE B GAINESVILLE, FL 32606 | AFLAC | $66 | — | $66 | 0.28% |
| C H ROBINSON & ASSOCIATES INC3 | 101 SOUTHEAST 2ND PLACE SUITE 201A GAINSVILLE, FL 32601 | AFLAC | $59 | — | $59 | 0.25% |
| J W GRIMES INC3 | 7659 HERITAGE CROSSING WAY REUNION, FL 34747 | AFLAC | $50 | — | $50 | 0.21% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $48 | — | $48 | 0.20% |
| JANINA CRAMPTON3 Filed as: JANINA J CRAMPTON | 475 JENKINSBURG ROAD GRIFFIN, GA 30223 | AFLAC | $43 | — | $43 | 0.18% |
| ELIZABETH S SMITH3 | 3318 SPINDLETOP COURT KNOXVILLE, TN 37938 | AFLAC | $36 | — | $36 | 0.15% |
| THE HORTON GROUP3 Filed as: HORTON INC | 40 BANYAN CRSE UNIT 2 OCALA, FL 34472 | AFLAC | $31 | — | $31 | 0.13% |
| VICKI M DICKERT3 | 258 SEAVIEW AVENUE DAYTONA BEACH, FL 32118 | AFLAC | $27 | — | $27 | 0.11% |
| FRAN C HARGARTEN III3 | 1140 MOSSY ROCK ROAD NORTHWEST KENNESAW, GA 30152 | AFLAC | $24 | — | $24 | 0.10% |
| JAMES C TAMARGO3 | PO BOX 56373 JACKSONVILLE, FL 32241 | AFLAC | $24 | — | $24 | 0.10% |
| ROBERT P FERRONE3 | 1701 WILLIAMS COURT APARTMENT 202 COLUMBUS, GA 34904 | AFLAC | $19 | — | $19 | 0.08% |
| BETH LUANNE KIMBROUGH3 | 6750 NORTH ANDREWS AVENUE SUITE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $14 | — | $14 | 0.06% |
| BILLY RAY BRADLEY3 | 201 MITCHELL CEMETERY ROAD GREENSBURG, KY 42743 | AFLAC | $11 | — | $11 | 0.05% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT L TRAPNELL JUNIOR | 19 NORTH INDIAN RIVER DRIVE APARTMENT 701 COCOA, FL 32922 | AFLAC | $8 | — | $8 | 0.03% |
| BRAIN ANDREWS3 | 5728 TAMARACK DRIVE PACE, FL 32571 | AFLAC | $6 | — | $6 | 0.03% |
| SAIC INC3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $6 | — | $6 | 0.03% |
| JAMES ARTHUR HARBOUR3 | 1100 ALAKEA STREET SUITE 3200 HONOLULU, HI 96813 | AFLAC | $5 | — | $5 | 0.02% |
| DENTON EISTER3 | PO BOX 873882 VANCOUVER, WA 98687 | AFLAC | $5 | — | $5 | 0.02% |
| BRANDON C ADAMS3 | 108 TORTUGA BAY DRIVE SAINT AUGUSTINE, FL 32092 | AFLAC | $5 | — | $5 | 0.02% |
| EDWARD DANIELS3 Filed as: EDWARD CRAIG DANIELS | 12548 KNOLLCREST COURT JACKSONVILLE, FL 32225 | AFLAC | $5 | — | $5 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 1720 SOUTHEAST 16TH AVENUE SUITE 301 OCALA, FL 34471 | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC | — | $620 | $620 | 3.62% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 220 SOUTH RIDGEWOOD AVENUE DAYTONA BEACH, FL 32114 | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC | — | $351 | $351 | 2.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 1720 SOUTHEAST 16TH AVENUE SUITE 301 OCALA, FL 34471 | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC | — | $1K | $1K | 13.46% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFITS GROUP-GAINESVILLE | 4811 BEACH BOULEVARD SUITE 106 JACKSONVILLE, FL 32007 | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC | — | $96 | $96 | 0.89% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 220 SOUTH RIDGEWOOD AVENUE DAYTONA BEACH, FL 32114 | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC | — | -$42 | -$42 | -0.39% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN INC | 1720 SOUTHEAST 16TH AVENUE SUITE 301 OCALA, FL 34471 | STANDARD INSURANCE COMPANY | $815 | — | $815 | 8.22% |
| JOHN E CUMMINGS3 Filed as: JOHN JOHNSON | 1618 FOX GLEN COURT WINTER SPRINGS, FL 32708 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 1.41% |
| DEMOS GINAKES3 | 1020 WEST INTERNATIONAL SPEEDWAY BO DAYTONA BEACH, FL 32114 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.55% |
| KAREN PICCININI3 | 425 WEST COLONIAL DRIVE ORLANDO, FL 32804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 96 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 96 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD OF FLORIDA | 66 | $836K |
| Dental(2 contracts) | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC. | 51 | $58K |
| Vision(2 contracts, 2 carriers) | AFLAC | 91 | $33K |
| Life insurance(2 contracts, 2 carriers) | FLORIDA COMBINED LIFE INSURANCE COMPANY, INC | 144 | $12K |
| Prescription drug(2 contracts) | BLUE CROSS BLUE SHIELD OF FLORIDA | 66 | $836K |
| Other(5 contracts, 5 carriers) | LIBERTY NATIONAL | 144 | $91K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 144 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.