| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY LLC | 6 CONCOURSE PARKWAY STE 2750 ATLANTA, GA 30328 | SUN LIFE ASSURANCE COMPANY OF CANADA | $162K | — | $162K | 8.67% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES HOUSTON LLC | 1120 SANCTUARY PKWY STE 300 ALPHARETTA, GA 30004 | SUN LIFE ASSURANCE COMPANY OF CANADA | $106K | — | $106K | 5.68% |
| IMA, INC.3 Filed as: IMA INC | 6 CONCOURSE PKWY SUITE 3000 ATLANTA, GA 30328 | SUN LIFE ASSURANCE COMPANY OF CANADA | $83K | — | $83K | 4.44% |
| BENEFIT CO LLC - 63 | CONCOURSE PARKWAY SUITE 2750 ATLANTA, GA 30338 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $22K | — | $22K | 2.40% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 125 HIGH STREET 22ND FLOOR BOSTON, MA 02110 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $18K | — | $18K | 1.89% |
| IMA, INC.3 Filed as: IMA INC - 1705 17TH STREET | SUITE 100 DENVER, CO 80202 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | $13K | — | $13K | 1.42% |
| KEELER & ASSOCIATES3 Filed as: KEELER & ASSOCIATES INC | 211 S 23RD ST PLATTSMOUTH, NE 68048 | SUN LIFE ASSURANCE COMPANY OF CANADA | $50K | — | $50K | 12.57% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B ST 6TH FLOOR SAN DIEGO, CA 92101 | SUN LIFE ASSURANCE COMPANY OF CANADA | $28K | — | $28K | 7.05% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY LLC | 6 CONCOURSE PKWY STE 2750 ATLANTA, GA 30328 | SUN LIFE ASSURANCE COMPANY OF CANADA | $13K | — | $13K | 3.32% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERIBEN / IEC GROUP EIN 82-0497661 THIRD PARTY ADMINISTRATO | Claims processing Service code 12 | — | $409K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,383 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,384 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 752 | $137K |
| Dental | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | 2,378 | $939K |
| Vision | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. | 2,378 | $939K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,438 | $1.9M |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,438 | $1.9M |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,438 | $1.9M |
| Other(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,438 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,378 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.