| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 7077 BONNEVAL ROAD, SUITE 120 JACKSONVILLE, FL 32216 | HEALTH OPTIONS, INC. | $44K | $0 | $44K | 7.50% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 5210 BELFORT ROAD, SUITE 405 JACKSONVILLE, FL 32256 | HARTFORD LIFE AND ACCIDENT | $11K | $0 | $11K | 15.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | PO BOX 1687 TOLEDO, OH 43603 | HARTFORD LIFE AND ACCIDENT | $0 | $4K | $4K | 5.77% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 7077 BONNEVAL ROAD, SUITE 120 JACKSONVILLE, FL 32216 | DELTA DENTAL INSURANCE COMPANY | $5K | $0 | $5K | 10.00% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43604 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $648 | $5K | 24.20% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43604 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | $239 | $1K | 18.23% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43604 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $592 | $0 | $592 | 10.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 104 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 105 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH OPTIONS, INC. | 65 | $593K |
| Dental | DELTA DENTAL INSURANCE COMPANY | 122 | $46K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 96 | $6K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 104 | $73K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 104 | $73K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 104 | $73K |
| Prescription drug | HEALTH OPTIONS, INC. | 65 | $593K |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 104 | $101K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 122 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.