| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDBROOKE/STELCNER & ASSOCIATES, INC3 Filed as: EDBROOKE STELCNER ASSOCIATES INC. | 75 VALENCIA AVE SUITE 500 CORAL GABLES, FL 33134 | HEALTH OPTIONS | $154K | — | $154K | 4.00% |
| EDBROOKE/STELCNER & ASSOCIATES, INC3 Filed as: EDBROOKE STELCNER ASSOCIATES INC. | 75 VALENCIA AVE SUITE 500 CORAL GABLES, FL 33134 | BLUE CROSS BLUE SHIELD OF FLORIDA | $33K | — | $33K | 4.00% |
| EDBROOKE/STELCNER & ASSOCIATES, INC3 Filed as: EDBROOKE STELCNER ASSOCIATES INC. | 75 VALENCIA AVE SUITE 500 CORAL GABLES, FL 33134 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $49K | $8K | $57K | 8.85% |
| EDBROOKE/STELCNER & ASSOCIATES, INC3 Filed as: EDBROOKE STELCNER ASSOCIATES INC. | 75 VALENCIA AVE SUITE 500 CORAL GABLES, FL 33134 | HEALTH OPTIONS | $11K | — | $11K | 4.00% |
| LISSETTE FERNANDEZ3 | 75 VALENCIA AVE SUITE 500 CORAL GABLES, FL 33134 | KAISER FOUNDATION HEALTH PLAN INC | $9K | — | $9K | 7.84% |
| MARIA ORTIZ3 | 7400 SW 50TH TER STE 300 MIAMI, FL 33155 | AFLAC | $4K | $416 | $4K | 6.19% |
| LISSETTE FERNANDEZ3 | 75 VALENCIA AVE SUITE 500 CORAL GABLES, FL 33134 | AFLAC | $2K | $132 | $2K | 2.52% |
| NATALIA ORTIZ3 | 9800 SW 62ND CT MIAMI, FL 33156 | AFLAC | $1K | — | $1K | 1.74% |
| MARTA M SASTRE3 Filed as: MARTA SASTRE | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $1K | $91 | $1K | 1.70% |
| GABRIELA DEPILLIS3 | 7950 NE BAYSHORE CT APT 1009 MIAMI, FL 33138 | AFLAC | $461 | — | $461 | 0.64% |
| JANET IBANEZ3 | 10205 SW 130TH LN MIAMI, FL 33176 | AFLAC | $160 | — | $160 | 0.22% |
| ALFRED RIETKERK3 | 3120 NE 47TH ST FORT LAUDERDALE, FL 33308 | AFLAC | $136 | — | $136 | 0.19% |
| ANA MARIA LEON3 Filed as: ANA COHEN | 5741 SW 45TH TER MIAMI, FL 33155 | AFLAC | $122 | — | $122 | 0.17% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES BROWN | 2522 OWNES LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $122 | — | $122 | 0.17% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $114 | — | $114 | 0.16% |
| LILIANNE OUIMET3 | 8 CRAWFORD AVE EXETER, NH 03833 | AFLAC | $109 | — | $109 | 0.15% |
| ANA HEDMAN3 | 10885 NW 7TH ST APT 23 MIAMI, FL 33172 | AFLAC | $96 | — | $96 | 0.13% |
| JAVIER ORTIZ3 | 165 NE 96TH ST MIAMI SHORES, FL 33138 | AFLAC | $84 | — | $84 | 0.12% |
| SHAWN STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $58 | — | $58 | 0.08% |
| LELAND E MCCRAVY3 Filed as: LELAND MCCRAVY | 9736 SPYGLASS DR VILLA RICA, GA 30180 | AFLAC | $56 | — | $56 | 0.08% |
| ELLENIT SERRANO3 | 444 HENDRICKS ISLE APT 202 FORT LAUDERDALE, FL 33301 | AFLAC | $45 | — | $45 | 0.06% |
| SANDRA VELAZQUEZ3 | 6374 SW 22ND ST MIAMI, FL 33155 | AFLAC | $36 | — | $36 | 0.05% |
| LOURDES M. ALDEREGUIA3 Filed as: LOURDES ALDEREGUIA | 9808 SW 94TH TER MIAMI, FL 33176 | AFLAC | $29 | — | $29 | 0.04% |
| KATY ECHEVARRIA3 | 14020 SW 104TH PL MIAMI, FL 33176 | AFLAC | $26 | — | $26 | 0.04% |
| JACQUELINE TIFFER3 | 11980 SW 144 CT STE 110 MIAMI, FL 33186 | AFLAC | $23 | — | $23 | 0.03% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $23 | — | $23 | 0.03% |
| DENISSE HANDAL3 | 1032 NW 87TH AVE APT 101 MIAMI, FL 33172 | AFLAC | $21 | — | $21 | 0.03% |
| ELVIRA HERNANDEZ3 | 8800 SW 43RD ST MIAMI, FL 33165 | AFLAC | $20 | — | $20 | 0.03% |
| MARTHA BRIEVA3 | 3255 W FLAGLER ST APT 4 MIAMI, FL 33135 | AFLAC | $16 | — | $16 | 0.02% |
| RICARDO AUGUSTIN3 | 1032 NW 87TH AVE APT 101 MIAMI, FL 33172 | AFLAC | $15 | — | $15 | 0.02% |
| RONALD INFANTINO3 | 7242 SW 163RD CT MIAMI, FL 33193 | AFLAC | $15 | — | $15 | 0.02% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL COHEN | 7901 HISPANOLA AVE APT 904 NORTH BAY VILLAGE, FL 33141 | AFLAC | $14 | — | $14 | 0.02% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | $5 | — | $5 | 0.01% |
| ISIS FERNANDEZ3 | 2942 SW 34TH AVE MIAMI, FL 33133 | AFLAC | $4 | — | $4 | 0.01% |
| DAVID S MORRIS3 Filed as: DAVID MORRIS | 950 PENINSULA CORPORATE CIR STE 1005 BOCA RATON, FL 33487 | AFLAC | $4 | — | $4 | 0.01% |
| FRANK ROBERT SOBOCINSKI3 Filed as: FRANK SOBOCINSKI | 528 SWEET BAY CIRCLE JUPITER, FL 33458 | AFLAC | $2 | — | $2 | 0.00% |
| THOMAS R BAILEY3 Filed as: THOMAS BAILEY | 142 MAPLE COURT NW CHARLESTON, TN 37310 | AFLAC | $2 | — | $2 | 0.00% |
| MARIROSY GONZALEZ3 | 2200 SW 4TH AVE MIAMI, FL 33129 | AFLAC | $1 | — | $1 | 0.00% |
| MARIA ORBE3 | 8362 PINES BLVD STE 250 PEMBROKE PINES, FL 33024 | AFLAC | $1 | — | $1 | 0.00% |
| DE VITA B MCKENZIE3 Filed as: DE VITA MCKENZIE | 110 SE 6TH ST STE 1700 FORT LAUDERDALE, FL 33301 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES W BENCIN3 Filed as: JAMES BENCIN | 11 SHELDRAKE LN WEST PALM BEACH, FL 33418 | AFLAC | $1 | — | $1 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH WILLIS JR. | 1431 NE 55TH ST FORT LAUDERDALE, FL 33334 | AFLAC | $1 | — | $1 | 0.00% |
| JUAN C FERLINI3 Filed as: JUAN FERLINI | 13826 CHRISTIAN BARRETT DR MOORPARKS, CA 93021 | AFLAC | $1 | — | $1 | 0.00% |
| EDBROOKE/STELCNER & ASSOCIATES, INC3 Filed as: EDBROOKE STELCNER ASSOCIATES INC. | 75 VALENCIA AVE SUITE 500 CORAL GABLES, FL 33134 | BLUE CROSS BLUE SHIELD OF FLORIDA | $3K | — | $3K | 4.00% |
| EDBROOKE/STELCNER & ASSOCIATES, INC3 Filed as: EDBROOKE STELCNER ASSOCIATES INC. | 75 VALENCIA AVE SUITE 500 CORAL GABLES, FL 33134 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | $3K | $6K | 13.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 364 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 364 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | HEALTH OPTIONS | 298 | $5.1M |
| Dental(2 contracts) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 364 | $692K |
| Vision(2 contracts) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 364 | $692K |
| Life insurance(2 contracts) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 364 | $692K |
| Short-term disability(2 contracts) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 364 | $692K |
| Long-term disability(2 contracts) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 364 | $692K |
| Other(3 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 364 | $763K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 364 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.