| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 282896620 | METROPOLITAN LIFE INSURANCE COMPANY | $168K | $39K | $208K | 10.03% |
| ROSWEN ENTERPRISES INC3 | 1977 THE OAKS BLVD KISSIMMEE, FL 34746 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30K | — | $30K | 10.06% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, LLC | 214 N TRYON ST SUITE 46 CHARLOTTE, NC 28202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20K | — | $20K | 6.81% |
| A & M BONURA & ASSOCIATES INC3 | 1882 LAUREL BROOK LOOP CASSELBERRY, FL 32707 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 1.64% |
| JASMINE DORITY3 | 221 ASTERBROOKE DR DELAND, FL 32724 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 1.39% |
| TEAM WEISS AND ASSOC LLC3 Filed as: TEAM WEISS AND ASSOCIATES LLC | 1521 MT. VERNON ST ORLANDO, FL 32803 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 1.36% |
| RUBEN ROSA3 | 933 LEE RD #200 ORLANDO, FL 32810 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.85% |
| KENDRA MCNEIL3 | 4045 LAKESIDE RESERVE CT ORLANDO, FL 32810 | CONTINENTAL AMERICAN INSURANCE COMPANY | $153 | — | $153 | 0.05% |
| ROSALIE A THOMPSON3 | 1977 THE OAKS BLVD KISSIMMEE, FL 34746 | CONTINENTAL AMERICAN INSURANCE COMPANY | $128 | — | $128 | 0.04% |
| JOHN F DUSSLING3 | 2009 TULLAGEE AVE MELBOURNE, FL 329406041 | CONTINENTAL AMERICAN INSURANCE COMPANY | $116 | — | $116 | 0.04% |
| ROMAN CARRASCO3 | 11035 CONNEMARA COVE SAN ANTONIO, TX 782545991 | CONTINENTAL AMERICAN INSURANCE COMPANY | $68 | — | $68 | 0.02% |
| ELIZABETH BAKER3 Filed as: ELIZABETH LANIUS BAKER | 3045 NEW BERN COVE OVIEDO, FL 32765 | CONTINENTAL AMERICAN INSURANCE COMPANY | $64 | — | $64 | 0.02% |
| LAWRENCE GANSER3 | 1056 DISHMAN LOOP OVIEDO, FL 32765 | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | — | $38 | 0.01% |
| DONNA H COREY3 | 988 JONES WYND WAKE FOREST, NC 27587 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | — | $36 | 0.01% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 2 GLENMORE DRIVE DURHAM, NC 27707 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| LKI LLC3 | 8051 HENDERSON CT ALPHARETTA, GA 30004 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| BRENT FORD3 Filed as: BRENT ALAN FORD | 20345 REGENCY RUN GARDEN RIDGE, TX 782662358 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.00% |
| VIRMELIA RODRIGUEZ3 Filed as: VIRMELIA R RODRIQUEZ | 10090 BENNINGTON CHASE DR ORLANDO, FL 32829 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| RACHEL THERIOT CURRY3 | 109 WINGED FOOT DR BROUSSARD, LA 705186131 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| SJR INSURANCE LLC3 | 3732 UPLAND DR MARIETTA, GA 30066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| JUANDA L MAGWOOD WARE3 Filed as: JUANDA L MAGWOOD-WARE | 333 MCCOOK CIRCLE KENNESAW, GA 30144 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| COLLEEN M KIRKLAND3 Filed as: COLLEEN MEI LING KIRKLAND | 11050 CRABAPPLE RD STE C107 ROSWELL, GA 300752489 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| KEITH WILLIAM BELLE3 | 105 GENNA LN YOUNGSVILLE, LA 705926269 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| CATHERINE L LEE3 | 10 NUN ST WILIMINGTON, NC 28401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| RUEANN EMERSON3 Filed as: RUEANN MARIE EMERSON | 142 NE 1ST ST OAK ISLAND, NC 284656835 | CONTINENTAL AMERICAN INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | P.O. BOX 896620 CHARLOTTE, NC 28289 | VISION SERVICE PLAN | $17K | — | $17K | 9.17% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 282896620 | SAFEGUARD HEALTH PLANS INC. A FLORIDA CORPORATION | $16K | $3K | $19K | 10.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,947 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,947 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,624 | $2.3M |
| Vision | VISION SERVICE PLAN | 1,519 | $183K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 4,624 | $2.1M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 4,624 | $2.1M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 4,624 | $2.1M |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,624 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,624 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.