| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 2811 NW 41 STREET SUITE A GAINESVILLE, FL 32606 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 1.77% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 1065 AVE OF THE AMERICAS NEW YORK, NY 10018 | STANDARD INSURANCE COMPANY | $923 | — | $923 | 0.52% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 2811 NW 41 STREET GAINESVILLE, FL 32606 | STANDARD INSURANCE COMPANY | $9K | — | $9K | 7.30% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 1065 AVE OF THE AMERICAS NEW YORK, NY 10018 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 0.84% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 2811 NW 41 STREET GAINESVILLE, FL 32606 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 7.65% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 1065 AVE OF THE AMERICAS NEW YORK, NY 10018 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 1.14% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 2811 NW 41 STREET GAINESVILLE, FL 32606 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 4.90% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 1065 AVE OF THE AMERICAS NEW YORK, NY 10018 | STANDARD INSURANCE COMPANY | $736 | — | $736 | 0.89% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 2811 NW 41 STREET GAINESVILLE, FL 32606 | STANDARD INSURANCE COMPANY | $392 | — | $392 | 1.28% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 1065 AVE OF THE AMERICAS NEW YORK, NY 10018 | STANDARD INSURANCE COMPANY | $268 | — | $268 | 0.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 379 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 379 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AVMED | 271 | $2.6M |
| Dental | STANDARD INSURANCE COMPANY | 254 | $177K |
| Vision | STANDARD INSURANCE COMPANY | 216 | $31K |
| Life insurance | STANDARD INSURANCE COMPANY | 341 | $95K |
| Short-term disability | STANDARD INSURANCE COMPANY | 142 | $83K |
| Long-term disability | STANDARD INSURANCE COMPANY | 331 | $121K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 341 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.