| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 850 CONCOURSE PARKWAY SOUTH SUITE 200 MAITLAND, FL 32751 | BLUE CROSS BLUE SHIELD OF FLORIDA | $84K | $0 | $84K | 4.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 7701 AIRPORT CENTER DRIVE GREENSBORO, NC 27409 | PRINCIPAL LIFE INSURANCE COMPANY | $20K | $3K | $22K | 15.87% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1513 AMBER LANE GUNTERSVILLE, AL 35976 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $757 | $757 | 0.54% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 850 CONCOURSE PARKWAY SOUTH SUITE 200 MAITLAND, FL 32751 | FLORIDA COMBINED LIFE | $13K | $0 | $13K | 10.03% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 850 CONCOURSE PARKWAY SOUTH SUITE 200 MAITLAND, FL 32751 | USABLE LIFE | $4K | $0 | $4K | 4.88% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMUS PARKWAY SUITE DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $3K | $0 | $3K | 3.29% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOLUTIONS LLC | 99 WOOD AVENUE SOUTH, SUITE 501 ISELIN, NJ 08830 | USABLE LIFE | $2K | $0 | $2K | 2.81% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 3201 BEECHLEAF COURT, SUITE 200 RALEIGH, NC 27604 | USABLE LIFE | $1K | $0 | $1K | 1.21% |
| C WALKER SULLIVAN3 | 2859 PACES FERRY ROAD SE SUITE 1200 ATLANTA, GA 30339 | NORTHWESTERN MUTUAL | $1K | $358 | $2K | 6.61% |
| MOE MODJESKI3 | 2201 EAST CAMELBACK ROAD, SUITE 400 PHOENIX, AZ 85016 | NORTHWESTERN MUTUAL | $1K | $358 | $2K | 6.61% |
| TYLER A WRAGE3 | 16029 NORTH FLORIDA AVENUE LUTZ, FL 33549 | NORTHWESTERN MUTUAL | $619 | $156 | $775 | 2.88% |
| RPS BENEFITS INC3 Filed as: RPS FINANCIAL GROUP INC | 5251 WEST 116TH PLACE, SUITE 300 LEAWOOD, KS 66211 | NORTHWESTERN MUTUAL | $284 | $68 | $352 | 1.31% |
| CALLAWAY BLACK GRP INC3 Filed as: CALLAWAY BLACK GROUP | 2859 PACES FERRY ROAD SE SUITE 1200 ATLANTA, GA 30339 | NORTHWESTERN MUTUAL | $284 | $34 | $318 | 1.18% |
| OCONNEL FINANCIAL GROUP INC3 | 1511 NORTH WEST SHORE BOULEVARD TAMPA, FL 33607 | NORTHWESTERN MUTUAL | $124 | $15 | $139 | 0.52% |
| UNKNOWN3 | UNKNOWN OCALA, FL 34482 | TELEDOC | $2K | $0 | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 290 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 290 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 244 | $2.1M |
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 421 | $271K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 421 | $140K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 421 | $229K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 421 | $140K |
| Long-term disability(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 421 | $167K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 244 | $2.1M |
| Other(3 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 421 | $243K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 421 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.