| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 282905494 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $539K | $539K | 2.57% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | $282K | $40 | $282K | 9.09% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $50K | $50K | 1.63% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $9K | $9K | 0.30% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1001 BRINCKELL BAY DRIVE MIAMI, FL 33131 | DELAWARE AMERICAN LIFE INSURANCE COMPANY | $26K | $0 | $26K | 7.94% |
| SHIRLEY SASTRE SOUTO3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $16K | $846 | $17K | 8.46% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1001 BRICKELL DRIVE 10TH FLOOR MIAMI, FL 33131 | AFLAC | $6K | $0 | $6K | 2.89% |
| RICHARD N WALLACE3 | PO BOX 386 PECULIAR, MO 64078 | AFLAC | $5K | $11 | $5K | 2.70% |
| LORIENE L OSBORNE3 | 2710 N SABINE STREET APT 110 HOUSTON, TX 77009 | AFLAC | $4K | $140 | $4K | 2.06% |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $3K | $141 | $4K | 1.79% |
| FRANK M KING IV3 | 9605 W 115TH TERRACE OVERLOOK PARK, KS 66210 | AFLAC | $1K | $0 | $1K | 0.60% |
| RONALD INFANTINO3 | 7242 SO WEST 163RD COURT MIAMI, FL 33193 | AFLAC | $1K | $0 | $1K | 0.56% |
| SUSANNA GOODE3 | 1212 CORTEZ STREET CORAL GABLLES, FL 33134 | AFLAC | $1K | $0 | $1K | 0.53% |
| ANA MARIA LOPEZ3 | PO BOX 560147 MIAMI, FL 33256 | AFLAC | $924 | $0 | $924 | 0.46% |
| ROBERT SALAS3 | 1747 PARKVIEW LANE MISSOURI CITY, TX 77459 | AFLAC | $832 | $0 | $832 | 0.41% |
| BRIAN MILLS3 | 1116 REMINGTON PLAZA SUITE A RAYMORE, MO 64083 | AFLAC | $802 | $0 | $802 | 0.40% |
| RAYMON P KEECH III3 | 8207 CAMPAIGN CIRCLE RICHMOND, TX 77406 | AFLAC | $542 | $0 | $542 | 0.27% |
| EILEEN KELLY JONES3 | 18714 RIVERTON CREST COURT CYPRESS, TX 77433 | AFLAC | $505 | $0 | $505 | 0.25% |
| PATRICIA PENROD3 Filed as: PATRICIA G PENROD | 1401 S CAGE BOULEVARD UNIT A 115 PHARR, TX 78577 | AFLAC | $490 | $0 | $490 | 0.24% |
| ALFRED RIETKERK3 | 3120 NE 47TH STREET FORT LAUDERDALE, FL 33308 | AFLAC | $319 | $141 | $460 | 0.23% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2002 EASTWOOD ROAD SUITE 301 WILMINGTON, NC 28403 | AFLAC | $233 | $0 | $233 | 0.11% |
| JEANNINE CAPPUSO3 | 10308 PALMERO CIRCLE APARTMENT 203 TAMPA, FL 33619 | AFLAC | $168 | $48 | $216 | 0.11% |
| JOHN PAUL THOMPSON II3 | 315 OAKSPRINGS DRIVE DEBARY, FL 32713 | AFLAC | $187 | $0 | $187 | 0.09% |
| KRISTY GRAMLICH INC3 | 7509 NW TIFFANY SPRINGS PARKWAY SUITE 100 KANSAS CITY, MO 64153 | AFLAC | $180 | $2 | $182 | 0.09% |
| JOHN C FENDER3 | 3914 E 4TH STREET TULSA, OK 74112 | AFLAC | $169 | $11 | $180 | 0.09% |
| ROSALIND CIESLEWICZ3 Filed as: ROSALIND W CIESLEWICZ | 11731 CANYON VISTA LANE TOMBALL, TX 77377 | AFLAC | $173 | $0 | $173 | 0.09% |
| JARED E DAY3 | 19710 CHARA COURT CYPRESS, TX 77433 | AFLAC | $125 | $28 | $153 | 0.08% |
| DEBRA SHERLOCK3 Filed as: DEBRA ANN SHERLOCK | 8410 HOLLYNN LANE #90 LINCOLN, NE 68512 | AFLAC | $147 | $0 | $147 | 0.07% |
| MICHAEL GRASS3 | 21707 KINGSLAND BOULEVARD SUITE 105 KATY, TX 77450 | AFLAC | $104 | $28 | $132 | 0.07% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE ROAD THOMASON, GA 30824 | AFLAC | $117 | $0 | $117 | 0.06% |
| SHANNON CRAVOTTA3 | 7700 W GLASGOW PLACE APARTMENT 23D LITTLETON, CO 80128 | AFLAC | $111 | $0 | $111 | 0.05% |
| RICHARD J ROSS3 | 2463 NE BUCKWHEAT COURT BEND, OR 97701 | AFLAC | $98 | $0 | $98 | 0.05% |
| DAVID M BUDZYN3 | 6006 EAST LAKE DRIVE UNIT 1D LISLE, IL 60532 | AFLAC | $94 | $0 | $94 | 0.05% |
| JEFF MUSGROVE3 | 3126 PINEY FOREST DRIVE HOUSTON, TX 77084 | AFLAC | $94 | $0 | $94 | 0.05% |
| MARK EDWIN SCHMITZ3 | 1512 W TRENTON STREET BROKEN ARROW, OK 74012 | AFLAC | $89 | $2 | $91 | 0.04% |
| K GRAMLICH INC3 | 7509 NW TIFFANY SPRINGS PARKWAY 100 KANSAS CITY, MO 64153 | AFLAC | $76 | $2 | $78 | 0.04% |
| NATALIE MALHAM3 | 5642 E EDGEMONT AVENUE SCOTTSDALE, AZ 85257 | AFLAC | $67 | $0 | $67 | 0.03% |
| JEREMY FRYE & ASSOCIATES INC3 | 1508 N CHURCH ROAD SUITE 8 LIBERTY, MO 64068 | AFLAC | $63 | $3 | $66 | 0.03% |
| MARY P CAVALIER3 | 3 CEDAR CHASE PLACE THE WOODLANDS, TX 77381 | AFLAC | $59 | $0 | $59 | 0.03% |
| MELINDA M HICKEY3 | 4742 LIBERTY ROAD SOUTH 116 SALEM, OR 97302 | AFLAC | $52 | $0 | $52 | 0.03% |
| HENRY J SAMAAN3 | 4415 HARRISON STREET SUITE 503 HILLSIDE, IL 60662 | AFLAC | $49 | $0 | $49 | 0.02% |
| THOMAS J PITZENBERGER3 | 2106 N LAZY BRANCH ROAD INDEPENDENCE, MO 64058 | AFLAC | $48 | $0 | $48 | 0.02% |
| JOHN ROBERT DE LARIOS3 Filed as: JOHN ROBER DE LARIOS | 4306 W TOLEDO COURT BROKEN ARROW, OK 74012 | AFLAC | $44 | $2 | $46 | 0.02% |
| LEO GILLIES3 | 4008 VISTA ROAD SUTIE C101 #C101-B PASADENA, TX 77504 | AFLAC | $45 | $0 | $45 | 0.02% |
| BRYAN FERNANDEZ-SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $45 | $0 | $45 | 0.02% |
| LOUREDES M MARRERO3 | 15253 SW 112TH TERRACE MIAMI, FL 33196 | AFLAC | $43 | $0 | $43 | 0.02% |
| CHAD L NELSON3 Filed as: CHAD NELSON | 490 EAST ROOSELVELT ROAD SUITE 203 WEST CHICAGO, IL 60685 | AFLAC | $32 | $8 | $40 | 0.02% |
| KATHI JO SWEETER3 Filed as: KATHI JO DOREO | 10650 COUNTY ROAD 81 SUITE 224 MAPLE GROVE, MN 55369 | AFLAC | $37 | $0 | $37 | 0.02% |
| AIMEE BRANDON3 Filed as: AIMEE ZWWIEL BRANDON | 4676 GOLDROCK DRIVE FORT WORTH, TX 76137 | AFLAC | $34 | $0 | $34 | 0.02% |
| TERRANCE GREENE3 | 11318 WOODWARD STREET OVERLAND PARK, KS 66210 | AFLAC | $33 | $0 | $33 | 0.02% |
| JANET A MARSHALL3 Filed as: JANET A MASHALL | 3169 S DAYTON COURT DENVER, CO 80231 | AFLAC | $26 | $0 | $26 | 0.01% |
| GUY R SOUTER3 | 2350 OAKMONT WAY SUITE 207 EUGENE, OR 97401 | AFLAC | $26 | $0 | $26 | 0.01% |
| TREVOR G NORENBERG3 | 1716 N 1ST STREET SUITE B HAMILTON, MT 59840 | AFLAC | $23 | $0 | $23 | 0.01% |
| JENNIFER L FREEMAN3 | 4672 CHARING COURT CASTLE ROCK, CO 80109 | AFLAC | $23 | $0 | $23 | 0.01% |
| COLLEN M DONOVAN3 | 10517 MITSFLOWER LANE TAMPA, FL 33647 | AFLAC | $22 | $0 | $22 | 0.01% |
| THE LUTER GROUP LLC3 | 3704 NW 74TH STREET KANSAS CITY, MO 64151 | AFLAC | $20 | $0 | $20 | 0.01% |
| TREVOR G NORENBERG3 | 2901 WEST BROADWAY SUITE C MISSOULA, MT 59808 | AFLAC | $20 | $0 | $20 | 0.01% |
| THERESA NETTO PHILLIPS3 Filed as: THERESA V REDDING | 71 COUNTRY CLUB DRIVE BLOOMINGDALE, IL 60108 | AFLAC | $19 | $0 | $19 | 0.01% |
| DORIS A BELTON3 | 7702 HANOVER PARKWAY #304 GREENBELT, MD 20770 | AFLAC | $19 | $0 | $19 | 0.01% |
| TIMOTHY B ASBY3 | 9247 N MERIDIAN STREET SUITE 205 INDIANAPOLIS, IN 46260 | AFLAC | $11 | $8 | $19 | 0.01% |
| THERESIA TUOR3 | 22416 N ARRELLAGA DRIVE SUN CITY WEST, AZ 85275 | AFLAC | $18 | $0 | $18 | 0.01% |
| PETER T ARNOLD3 | 12199 SILVER SPRINGS PLACE GRASS VALLEY, CA 95949 | AFLAC | $17 | $0 | $17 | 0.01% |
| STEVEN KAISER3 | 4120 OLD BARK WAY CUMMING, GA 30041 | AFLAC | $17 | $0 | $17 | 0.01% |
| AMY J DAHLQUIST3 | 8105 CEDAR STREET ROCKFORD, MN 55373 | AFLAC | $17 | $0 | $17 | 0.01% |
| NATALIE MALHAM3 | 3850 E BASELINE ROAD SUITE 116 MESA, AZ 85206 | AFLAC | $17 | $0 | $17 | 0.01% |
| REGINA K SANTANGELO3 | 9034 E EASTER PLACE SUITE 202 CENTENNIAL, CO 80012 | AFLAC | $16 | $0 | $16 | 0.01% |
| JEFFERY C WEST3 | 17403 WIDMORE PLACE SPRING, TX 77379 | AFLAC | $15 | $0 | $15 | 0.01% |
| VINCENT BRIAN VOLLMAR3 | 3225 CAMELLIA DRIVE S SALEM, OR 97302 | AFLAC | $15 | $0 | $15 | 0.01% |
| LARMON M PESCHKA3 | 16748 E SMOKY HILL ROAD UNIT 9C AURORA, CO 80015 | AFLAC | $15 | $0 | $15 | 0.01% |
| RONNY HUCKABEE3 Filed as: RONNY E HUCKABEE | 2562 TRES LAGOS ALAMOGORDO, NM 88310 | AFLAC | $14 | $0 | $14 | 0.01% |
| CAROLYN J BURKHART3 | 23509 W 73RD TERRACE SHAWNEE, KS 66277 | AFLAC | $13 | $0 | $13 | 0.01% |
| MATTHEW R LORENZ3 | 1021 PROSPECT POINTE ROAD JORDAN, MN 55352 | AFLAC | $11 | $0 | $11 | 0.01% |
| WENDY TRIPP3 Filed as: WENDY E TRIPP | 23117 W 45TH TERRACE SHAWNEE, KS 66226 | AFLAC | $11 | $0 | $11 | 0.01% |
| LARRY D DENNY3 | PO BOX 306 WETUMKA, OK 74883 | AFLAC | $11 | $0 | $11 | 0.01% |
| DEBORAH HEARD3 Filed as: DEBORAH L HEARD | 7908 DARCY ROAD DISTRICT HEIGHTS, MD 20747 | AFLAC | $10 | $0 | $10 | 0.00% |
| CHARLES HUDSON3 Filed as: CHARLES P HUDSON | 2643 TWIN PINE ROAD THOMSON, GA 30824 | AFLAC | $10 | $0 | $10 | 0.00% |
| ALICIA J MATSON3 | 3295 TRIANGLE DRIVE SE SUITE 100 SALEM, OR 97302 | AFLAC | $10 | $0 | $10 | 0.00% |
| STACEY SHANNON3 | 1116 REMINGTON PLAZA SUITE A RAYMORE, MO 64083 | AFLAC | $9 | $0 | $9 | 0.00% |
| BRIAN K HOWARD3 Filed as: BRIAN HOWARD | 14612 TUDOR CHASE DRIVE TAMPA, FL 33625 | AFLAC | $9 | $0 | $9 | 0.00% |
| JENNIFER L FREEMAN3 | 675 BISHOP PINE WAY CASTLE ROCK, CO 80104 | AFLAC | $9 | $0 | $9 | 0.00% |
| JOSEPH WESLEY WILLINGHAM3 | 1502 N METCALF ROAD LOUISBURG, KS 66053 | AFLAC | $8 | $0 | $8 | 0.00% |
| KATHI JO SWEETER3 | 10550 COUNTY ROAD 81 SUITE 224 MAPLE GROVE, MN 55369 | AFLAC | $8 | $0 | $8 | 0.00% |
| DAVID V PAYNE3 | 225 EAGLE COURT MONROE, MI 48162 | AFLAC | $8 | $0 | $8 | 0.00% |
| CAELUM INC3 | 13295 CALLE DEL CAMPO UNIT 2 SAN DIEGO, CA 92129 | AFLAC | $7 | $0 | $7 | 0.00% |
| LINDA M WALLACE-PESCHKA3 | 15748 E SMOKY HILL ROAD UNIT 9C CENTENNIAL, CO 80015 | AFLAC | $7 | $0 | $7 | 0.00% |
| BRIAN K HOWARD3 | 14612 TUDOR CHASE DRIVE TAMPA, FL 33626 | AFLAC | $6 | $0 | $6 | 0.00% |
| KATHY J JOHNSON3 | 4600 N 5TH STREET MAALLEN, TX 78504 | AFLAC | $5 | $0 | $5 | 0.00% |
| KATTY W COHEN3 | 21711 TOWN PLACE DRIVE BOCA RATON, FL 33433 | AFLAC | $5 | $0 | $5 | 0.00% |
| THOMAS ASSOCIATES LLC3 | 2801 SCENIC MEADOW STREET WALDORF, MD 20603 | AFLAC | $5 | $0 | $5 | 0.00% |
| ECK INC3 | PO BOX 246 SAFETY HARBOR, FL 34695 | AFLAC | $5 | $0 | $5 | 0.00% |
| PEGGY SUE LAZER3 | 7914 113TH AVENUE N CHAMPLIN, MN 55316 | AFLAC | $4 | $0 | $4 | 0.00% |
| EDUARDO VARGAS3 | 1001 BRICKELL BAY DRIVE 10TH FLOOR MIAMI, FL 33131 | AFLAC | $4 | $0 | $4 | 0.00% |
| JAMES ARTHUR HARBOUR3 | 1100 ALAKEA STREET SUITE 3200 HONOLULU, HI 96813 | AFLAC | $4 | $0 | $4 | 0.00% |
| JOSEPH P TYRRELL3 | 468 E FOREST RIDGE DRIVE MERIDIAN, ID 83642 | AFLAC | $4 | $0 | $4 | 0.00% |
| JOHN A WILLIAMS COMPANY INC3 | 3100 S BERRY ROAD SUITE 100 NORMAN, OK 73072 | AFLAC | $2 | $2 | $4 | 0.00% |
| BARBARA MORRISON3 | 1030 POLK STREET HOLLYWOOD, FL 33019 | AFLAC | $3 | $0 | $3 | 0.00% |
| JOURNEY INS GRP INC3 Filed as: JOURNEY INS GROUP INC | 7563 NW 70TH AVENUE PARKLAND, FL 33067 | AFLAC | $3 | $0 | $3 | 0.00% |
| MICHAEL C WALKER3 | 203 MARKET STREET SUIRE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $3 | $0 | $3 | 0.00% |
| JOHN P THOMPSON3 | 6395 S KEWAUNEE WAY SUITE 425 AURORA, CO 80016 | AFLAC | $3 | $0 | $3 | 0.00% |
| JAMES (JAY) GRIMES3 | 6165 WATERFORD ROAD COLUMBUS, GA 31904 | AFLAC | $2 | $0 | $2 | 0.00% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB ROGAL & HOBBS OF FLORIDA INC | 201 ALHAMBRA CIRCLE SUITE 1100 CORAL GABLES, FL 33134 | AFLAC | $2 | $0 | $2 | 0.00% |
| KIMMEY INSURANCE SERVICES INC3 | PO BOX 245 SAFETY HARBOR, FL 34695 | AFLAC | $2 | $0 | $2 | 0.00% |
| JEFFREY M HANSEN3 | 1895 52ND STREET SW PEQUOT LAKES, MN 56472 | AFLAC | $2 | $0 | $2 | 0.00% |
| LINDSAY A LIJEWSKI3 Filed as: LINDSAY A HANSEN | 9034 E EASTER PLACE SUITE 202 CENTENNIAL, CO 80112 | AFLAC | $2 | $0 | $2 | 0.00% |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 7659 HERITAGE CROSSING WAY REUNION, FL 34747 | AFLAC | $2 | $0 | $2 | 0.00% |
| JONATHAN SAMUEL KIRKLAND3 | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARGO JOE KLIMEK3 | 1501 LYNDON B JOHNSON FREEWAY SUITE 660 DALLA, TX 75234 | AFLAC | $1 | $0 | $1 | 0.00% |
| DARIN D PAVLISH3 | 7760 FRANCE AVENUE SOUTH 1162 EDINA, MN 55435 | AFLAC | $1 | $0 | $1 | 0.00% |
| G SCOTT COOKE3 Filed as: SCOTT E NIELSEN | 1089 LAKE WASHINGTON BOULEVARD N APARTMENT 306 RENTON, WA 98056 | AFLAC | $1 | $0 | $1 | 0.00% |
| AON CONSULTING INC3 Filed as: AON HEWITT | PO BOX 905494 CHARLOTTE, NC 282905494 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $16K | $0 | $16K | 9.80% |
| AON CONSULTING INC3 Filed as: AON HEWITT | PO BOX 905494 CHARLOTTE, NC 282905494 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $130 | $0 | $130 | 5.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,569 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,583 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 3,799 | $21.5M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,520 | $3.4M |
| Vision(2 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 2,859 | $164K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,520 | $3.4M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 3,520 | $3.1M |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,520 | $3.4M |
| Other(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,520 | $3.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,799 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.