| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC Filed as: AON CONSULTING INC. | 1001 BRICKWELL BAY DR MIAMI, FL 33131 | BLUE CROSS AND BLUE SHIELD OF FLORIDA | $0 | — | $0 | 0.00% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $274K | $112 | $274K | 6.55% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $27K | $27K | 0.65% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $6K | $6K | 0.13% |
| AON CONSULTING INC Filed as: AON CONSULTING INC. | 1001 BRICKWELL BAY DR MIAMI, FL 33131 | HEALTH OPTIONS, INC. | $0 | — | $0 | 0.00% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | EYEMED VISION CARE | $24K | $0 | $24K | 5.57% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $56K | $112 | $56K | 15.70% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $316 | $316 | 0.09% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $36K | $112 | $36K | 15.42% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $205 | $205 | 0.09% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $32K | $112 | $32K | 16.07% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $164 | $164 | 0.08% |
| THE PATTERSON INSURANCE GROUP3 Filed as: PATTERSON INSURANCE GROUP | — | COMBINED INSURANCE | $1K | — | $1K | 2.79% |
| LOURIE CONSULTING3 | — | COMBINED INSURANCE | $574 | — | $574 | 1.13% |
| GARDEN STREET INSURANCE, INC3 | 219 E GARDEN ST. STE 500 PENSACOLA, FL 32502 | COMBINED INSURANCE | $42 | — | $42 | 0.08% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $112 | $112 | 0.24% |
| COMBINED INSURANCE SERVICES3 Filed as: COMBINED INS SVCS INC | 1403 E BELMONT ST PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $199 | $0 | $199 | 1.18% |
| WALDEN CHARLES A3 | 950 E KINGSFIELD RD CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $131 | $0 | $131 | 0.78% |
| SECKINGER DAVID E JR3 | 2526 REDFORD DR CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $47 | $0 | $47 | 0.28% |
| SECKINGER DAVID E JR3 | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $42 | $0 | $42 | 0.25% |
| DYESS GEORGE G3 | 2577 SOUTHERN OAKS DR CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $30 | $0 | $30 | 0.18% |
| INFINGER FAYE3 | 3720 RABBIT RUN CT PACE, FL 32571 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $28 | $0 | $28 | 0.17% |
| SAPP CECILIA DAWN3 | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $24 | $0 | $24 | 0.14% |
| INFINGER FAYE3 | 3720 RABBIT RUN CT PACE, FL 32571 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $13 | $0 | $13 | 0.08% |
| COMBINED INSURANCE SERVICES3 Filed as: COMBINED INS SVCS INC | 1403 E BELMONT ST PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $713 | $0 | $713 | 5.06% |
| SECKINGER DAVID E JR3 | 2526 REDFORD DR CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $359 | $0 | $359 | 2.55% |
| WALDEN CHARLES A3 | 950 E KINGSFIELD RD CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $236 | $0 | $236 | 1.67% |
| SAPP CECILIA DAWN3 | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $186 | $0 | $186 | 1.32% |
| SECKINGER DAVID E JR3 Filed as: SECKINGER DAVID E | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $118 | $0 | $118 | 0.84% |
| INFINGER FAYE3 | 3720 RABBIT RUN CT PACE, FL 32571 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $90 | $0 | $90 | 0.64% |
| SECKINGER DAVID E JR3 | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $32 | $0 | $32 | 0.23% |
| INFINDER FAYE3 | 3720 RABBIT RUN CT PACE, FL 32571 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $26 | $0 | $26 | 0.18% |
| SAPP CECILIA DAWN3 Filed as: SAPP CECILIA D | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $25 | $0 | $25 | 0.18% |
| HAWKINS BRIAN J3 | 1066 US HWY 331 SOUTH DEFUNIAK SPRINGS, FL 32435 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $24 | $0 | $24 | 0.17% |
| COMBINED INSURANCE SERVICES3 Filed as: COMBINED INS SVCS | 1403 E BELMONT ST PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $782 | $0 | $782 | 5.85% |
| WALDEN CHARLES A3 | 950 E KINGSFIELD RD CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $429 | $0 | $429 | 3.21% |
| SECKINGER DAVID E JR3 | 2526 REDFORD DR CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $231 | $0 | $231 | 1.73% |
| INFINGER FAYE3 | 3720 RABBIT RUN CT PACE, FL 32571 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $113 | $0 | $113 | 0.85% |
| SAPP CECILIA DAWN3 | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $98 | $0 | $98 | 0.73% |
| SECKINGER DAVID E JR3 | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $81 | $0 | $81 | 0.61% |
| INFINGER FAYE3 | 3720 RABBIT RUN CT PACE, FL 32571 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | $0 | $8 | 0.06% |
| GAHAGAN TERRY L3 | 1070 TUNNEL RD BLDG 1 SUITE 20 ASHEVILLE, NC 28805 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | $0 | $6 | 0.04% |
| BILL SHYTLE AGENCY INC3 | 1987 HENDERSONFILLE RD STE E ASHEVILLE, NC 28803 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | $0 | $5 | 0.04% |
| DYESS GEORGE G3 | 2577 SOUTHERN OAKS DR CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | $0 | $3 | 0.02% |
| WALDEN CHARLES A3 | 950 E KINGSFIELD RD CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $326 | $0 | $326 | 3.19% |
| COMBINED INSURANCE SERVICES3 Filed as: COMBINED INS SVCS INC | 1403 E BELMONT ST PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $296 | $0 | $296 | 2.89% |
| SECKINGER DAVID E JR3 | 2526 REDFORD DR CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $54 | $0 | $54 | 0.53% |
| INFINGER FAYE3 | 3720 RABBIT RUN CT PACE, FL 32571 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $50 | $0 | $50 | 0.49% |
| SECKINGER DAVID E JR3 | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $49 | $0 | $49 | 0.48% |
| SAPP CECILIA DAWN3 | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $45 | $0 | $45 | 0.44% |
| GAHAGAN TERRY L3 | 1070 TUNNEL RD BLDG 1 SUITE 20 ASHEVILLE, NC 28805 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | $0 | $8 | 0.08% |
| INFINGER FAYE3 | 3720 RABBIT RUN CT PACE, FL 32571 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | $0 | $6 | 0.06% |
| COMBINED INSURANCE SERVICES3 Filed as: COMBINED INS SVCS INC | 1403 E BELMONT ST PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $91 | $0 | $91 | 0.93% |
| WALDEN CHARLES A3 | 950 E KINGSFIELD RD CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $71 | $0 | $71 | 0.73% |
| INFINGER FAYE3 | 3720 RABBIT RUN CT PACE, FL 32571 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $61 | $0 | $61 | 0.62% |
| SECKINGER DAVID E JR3 | 2526 REDFORD DR CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $47 | $0 | $47 | 0.48% |
| SECKINGER DAVID E JR3 | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $17 | $0 | $17 | 0.17% |
| SAPP CECILIA DAWN3 | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15 | $0 | $15 | 0.15% |
| INFINGER FAYE3 | 3720 RABBIT RUN CT PACE, FL 32571 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | $0 | $1 | 0.01% |
| GAHAGAN TERRY L3 | 1070 TUNNEL RD BLDG 1 SUITE 20 ASHEVILLE, NC 28805 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | $0 | $1 | 0.01% |
| BILL SHYTLE AGENCY INC3 | 1987 HENDERSONVILLE RD STE E ASHEVILLE, NC 28803 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | $0 | $1 | 0.01% |
| COMBINED INSURANCE SERVICES3 Filed as: COMBINED INS SVCS INC | 1403 E BELMONT ST PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $234 | $0 | $234 | 6.32% |
| WALDEN CHARLES A3 | 950 E KINGSFIELD RD CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $184 | $0 | $184 | 4.97% |
| SECKINGER DAVID E JR3 | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $33 | $0 | $33 | 0.89% |
| SECKINGER DAVID E JR3 | 2526 REDFORD DR CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $30 | $0 | $30 | 0.81% |
| SAPP CECILIA DAWN3 | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $29 | $0 | $29 | 0.78% |
| DYESS GEORGE G3 | 2577 SOUTHERN OAKS DR CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | $0 | $18 | 0.49% |
| INFINGER FAYE3 | 3720 RABBIT RUN CT PACE, FL 32571 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | $0 | $8 | 0.22% |
| WALDEN CHARLES A3 | 950 E KINGSFIELD RD CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $192 | $0 | $192 | 5.78% |
| COMBINED INSURANCE SERVICES3 Filed as: COMBINED INS SVCS INC | 1403 E BELMONT ST PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $139 | $0 | $139 | 4.18% |
| SECKINGER DAVID E JR3 | 2526 REDFORD DR CANTONMENT, FL 32533 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $88 | $0 | $88 | 2.65% |
| SECKINGER DAVID E JR3 | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $37 | $0 | $37 | 1.11% |
| INFINGER FAYE3 | 3720 RABBIT RUN CT PACE, FL 32571 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $22 | $0 | $22 | 0.66% |
| SAPP CECILIA DAWN3 | 1117 N 9TH AVENUE PENSACOLA, FL 32501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | $0 | $14 | 0.42% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $4 | $0 | $4 | 3.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,934 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 31 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 5,965 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 3 carriers) | BLUE CHOICE OF SOUTH CAROLINA | 2,269 | $4.0M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 6,572 | $4.2M |
| Vision | EYEMED VISION CARE | 5,812 | $427K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 6,572 | $4.2M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 6,572 | $4.2M |
| Long-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 6,572 | $4.2M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 86 | $755K |
| Other(12 contracts, 6 carriers) | BLUE CROSS AND BLUE SHIELD OF FLORIDA | 6,572 | $24.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,572 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.