| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STAN BARNES3 | 318 N. CALHOUN STREET TALLAHASSEE, FL 32301 | CAPITAL HEALTH PLAN | $32K | $0 | $32K | 2.29% |
| MIRIAM C WATKINS3 Filed as: MIRIAM C. WATKINS | 3456 EXMOUTH LANE TALLAHASSEE, FL 32317 | AFLAC | $3K | $76 | $3K | 5.92% |
| ALLEN MOONEY AND BARNES, LLC3 | 318 N. CALHOUN STREET TALLAHASSEE, FL 32301 | AFLAC | $1K | $0 | $1K | 1.92% |
| ASSURANCE AGENCY LTD3 Filed as: CHERRY ASSURANCE GROUP, LLC | 1425 E. PIEDMONT DRIVE, STE 101-B TALLAHASSEE, FL 32308 | AFLAC | $782 | $36 | $818 | 1.40% |
| BARNES BENEFIT CONSULTANTS, LLC3 | 318 N. CALHOUN STREET TALLAHASSEE, FL 32301 | AFLAC | $780 | $0 | $780 | 1.34% |
| JAMES M. CROSS3 | 267 JOHN KNOX ROAD, STE 112 TALLAHASSEE, FL 32303 | AFLAC | $505 | $21 | $526 | 0.90% |
| JONATHAN LEWIS BAZELL3 | 903 ANN ARBOR LANE VERNON HILLS, IL 60061 | AFLAC | $455 | $3 | $458 | 0.78% |
| DEBRA W KNIGHT3 Filed as: DEBRA W. KNIGHT | 4715 HIGH GROVE ROAD TALLAHASSEE, FL 32309 | AFLAC | $420 | $11 | $431 | 0.74% |
| ADAINA REDMON3 | 382 E. GLENN ROAD MONTICELLO, FL 32344 | AFLAC | $338 | $22 | $360 | 0.62% |
| DANIEL S ADAMS3 Filed as: DANIEL S. ADAMS | 3857 SCOTT CHURCH ROAD MARIANNA, FL 32448 | AFLAC | $348 | $0 | $348 | 0.60% |
| SANDRA COLLIER3 Filed as: SANDRA A. COLLIER | P.O. BOX 37096 TALLAHASSEE, FL 32315 | AFLAC | $297 | $0 | $297 | 0.51% |
| ERIN L KIRKLAND3 Filed as: ERIN L. KIRKLAND | 1775 PINE PARK ROAD CAIRO, GA 39828 | AFLAC | $260 | $0 | $260 | 0.45% |
| JONATHAN LEWIS BAZELL3 | 5341 SAINT IVES LANE TALLAHASSEE, FL 32309 | AFLAC | $213 | $12 | $225 | 0.39% |
| ASSURANCE AGENCY LTD3 Filed as: CROSS ASSURANCE GROUP, INC. | 267 JOHN KNOX ROAD, STE 103 TALLAHASSEE, FL 32303 | AFLAC | $193 | $0 | $193 | 0.33% |
| MEREDITH K SCHAEFER3 Filed as: MEREDITH K. SCHAEFER | 1011 HARBERT STREET TALLAHASSEE, FL 32303 | AFLAC | $139 | $0 | $139 | 0.24% |
| BETH LUANNE KIMBROUGH3 | 6750 N. ANDREWS AVENUE, STE 200 FT. LAUDERDALE, FL 33309 | AFLAC | $103 | $36 | $139 | 0.24% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DRIVE LAFAYETTE, LA 70508 | AFLAC | $131 | $0 | $131 | 0.22% |
| RICHARD T. TENNEY3 | 1921 LEONE DRIVE TALLAHASSEE, FL 32308 | AFLAC | $108 | $20 | $128 | 0.22% |
| THOMAS W. GRAY3 | 5321 HIGH COLONY DRIVE TALLAHASSEE, FL 32317 | AFLAC | $116 | $0 | $116 | 0.20% |
| LYDIA C CLARK3 Filed as: LYDIA C. CLARK | 11882 PINE MEADOW CIRCLE FISHERS, IN 46037 | AFLAC | $96 | $0 | $96 | 0.16% |
| AMY GREEN3 Filed as: AMY F. GREEN | 715 E 53RD STREET SAVANNAH, GA 31405 | AFLAC | $87 | $0 | $87 | 0.15% |
| BB&T INSURANCE SERVICES, INC.3 | 414 GALLIMORE DAIRY ROAD, STE F GREENSBORO, NC 27409 | AFLAC | $85 | $0 | $85 | 0.15% |
| RICHARD T. TENNEY3 | 2216 BRANBURY LANE TALLAHASSEE, FL 32308 | AFLAC | $81 | $0 | $81 | 0.14% |
| GSL MARKETING INC3 Filed as: GSL MARKETING, INC. | 14260 W NEWBERRY ROAD, 336 NEWBERRY, FL 32669 | AFLAC | $51 | $0 | $51 | 0.09% |
| JOURNEY INS GRP INC3 Filed as: JOURNEY INSURANCE GROUP, INC. | 8761 WILES ROAD, APT. 203 CORAL SPRINGS, FL 33067 | AFLAC | $46 | $0 | $46 | 0.08% |
| J C ADAMS INC3 Filed as: J C ADAMS, INC. | 5631 1 NE 31ST TERRACE OCALA, FL 34479 | AFLAC | $39 | $0 | $39 | 0.07% |
| KATTY W COHEN3 Filed as: KATTY W. COHEN | 21711 TOWN PLACE DRIVE BOCA RATON, FL 33433 | AFLAC | $32 | $0 | $32 | 0.05% |
| J C ADAMS INC3 Filed as: J C ADAMS, INC. | 6001 CHATHAM CENTER DR., STE 190 OCALA, FL 34479 | AFLAC | $30 | $0 | $30 | 0.05% |
| CAPITAL INSURANCE ADVISORS LLC3 Filed as: CAPITAL INSURANCE AGENCY, INC. | P.O. BOX 15949 TALLAHASSEE, FL 32317 | AFLAC | $26 | $0 | $26 | 0.04% |
| LARRY W. ZWAGIL3 | 3036 RANCHWOOD TERRACE THE VILLAGES, FL 32163 | AFLAC | $24 | $0 | $24 | 0.04% |
| J W GRIMES INC3 Filed as: J W GRIMES, INC. | 7659 HERITAGE CROSSING WAY REUNION, FL 34747 | AFLAC | $21 | $0 | $21 | 0.04% |
| J C ADAMS INC3 Filed as: J C ADAMS, INC. | 5631 NE 31ST TERRACE OCALA, FL 34479 | AFLAC | $16 | $0 | $16 | 0.03% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT L. TRAPNELL, JR | 15 N. INDIAN RIVER DR., APT. 705 COCOA, FL 32922 | AFLAC | $16 | $0 | $16 | 0.03% |
| GORDON L. ALFORD3 | 4724 NW 4TH STREET PLANTATION, FL 33317 | AFLAC | $16 | $0 | $16 | 0.03% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE ROAD THOMSON, GA 30824 | AFLAC | $15 | $0 | $15 | 0.03% |
| ASSURANCE AGENCY LTD3 Filed as: CROSS ASSURANCE GROUP, INC. | 267 JOHN KNOX ROAD, STE 112 TALLAHASSEE, FL 32303 | AFLAC | $15 | $0 | $15 | 0.03% |
| ROBERT EDWIN MILLER3 Filed as: ROBERT W. MILLER | 1892 BUFORD BLVD TALLAHASSEE, FL 32308 | AFLAC | $13 | $0 | $13 | 0.02% |
| JERRY ALFORD3 | 40374 SW FOREST ROAD, 181 BRISTOL, FL 32321 | AFLAC | $8 | $0 | $8 | 0.01% |
| CHRISTEN A CHASON3 Filed as: CHRISTEN A. CHASON | 40374 SW FOREST ROAD, 181 BRISTOL, FL 32321 | AFLAC | $7 | $0 | $7 | 0.01% |
| A & A INSURANCE SERVICE, INC.3 | 330 SE 20TH AVENUE, APT. 306 DEERFIELD BEACH, FL 33441 | AFLAC | $5 | $0 | $5 | 0.01% |
| MARTA M SASTRE3 Filed as: MARTA M. SASTRE | P.O. BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $2 | $0 | $2 | 0.00% |
| TERRI DUNN COLLINS3 | 2422 BUTTONBUSH COURT TALLAHASSEE, FL 32308 | AFLAC | $2 | $0 | $2 | 0.00% |
| A & A INSURANCE SERVICE, INC.3 | 5102 NW 122 AVENUE CORAL SPRINGS, FL 33076 | AFLAC | $1 | $0 | $1 | 0.00% |
| GAMMON MONEY MANAGEMENT SVC, INC.3 | 3348 E. LAKESHORE DRIVE TALLAHASSEE, FL 32312 | AFLAC | $0 | $0 | $0 | 0.00% |
| BARNES BENEFIT CONSULTANTS, LLC3 | 318 N. CALHOUN STREET TALLAHASSEE, FL 32301 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| BARNES BENEFIT CONSULTANTS, LLC3 | 318 N. CALHOUN STREET TALLAHASSEE, FL 32301 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 6.03% |
| BARNES BENEFIT CONSULTANTS, LLC3 | 318 N. CALHOUN STREET TALLAHASSEE, FL 32301 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| BARNES BENEFIT CONSULTANTS, LLC3 | 318 N. CALHOUN STREET TALLAHASSEE, FL 32301 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 5.92% |
| BARNES BENEFIT CONSULTANTS, LLC3 | 318 N. CALHOUN STREET TALLAHASSEE, FL 32301 | STANDARD INSURANCE COMPANY | $4K | $0 | $4K | 10.00% |
| BARNES BENEFIT CONSULTANTS, LLC3 | 318 N. CALHOUN STREET TALLAHASSEE, FL 32301 | STANDARD INSURANCE COMPANY | $2K | $0 | $2K | 5.14% |
| BARNES BENEFIT CONSULTANTS, LLC3 | 318 N. CALHOUN STREET TALLAHASSEE, FL 32301 | UNION SECURITY INSURANCE COMPANY | $457 | — | $457 | 9.95% |
| ALLEN MOONEY AND BARNES, LLC3 | 318 N. CALHOUN STREET TALLAHASSEE, FL 32301 | UNION SECURITY INSURANCE COMPANY | $5K | $18K | $23K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 259 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 259 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNION SECURITY INSURANCE COMPANY | 157 | $0 |
| Vision | UNION SECURITY INSURANCE COMPANY | 36 | $5K |
| Life insurance | STANDARD INSURANCE COMPANY | 179 | $44K |
| Short-term disability | STANDARD INSURANCE COMPANY | 179 | $45K |
| Long-term disability | STANDARD INSURANCE COMPANY | 57 | $44K |
| Stop-loss / reinsurancereinsurance | AFLAC | 92 | $58K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 259 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.