| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES F. TULLIS & ASSOCIATES, INC.3 Filed as: JAMES F. TULLIS & ASSOC INC | 1645 SAN MARCO BLVD JACKSONVILLE, FL 32207 | BLUE CROSS BLUE SHIELD OF FLORIDA | $26K | — | $26K | 6.00% |
| JAMES F. TULLIS & ASSOCIATES, INC.3 Filed as: JAMES F. TULLIS & ASSOC INC | 1645 SAN MARCO BLVD JACKSONVILLE, FL 32207 | BLUE CROSS BLUE SHIELD OF FLORIDA | $6K | — | $6K | 6.00% |
| JAMES F. TULLIS & ASSOCIATES, INC.3 Filed as: JAMES F. TULLIS & ASSOC | 1645 SAN MARCO BLVD JACKSONVILLE, FL 322071022 | UNION SECURITY INSURANCE COMPANY | $7K | — | $7K | 11.44% |
| JAMES F. TULLIS & ASSOCIATES, INC.3 Filed as: JAMES F. TULLIS & ASSOC | 1645 SAN MARCO BLVD JACKSONVILLE, FL 32207 | UNION SECURITY INSURANCE COMPANY | $1K | — | $1K | 14.99% |
| JAMES F. TULLIS & ASSOCIATES, INC.3 Filed as: JAMES F. TULLIS & ASSOC INC | 1645 SAN MARCO BLVD JACKSONVILLE, FL 32207 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $634 | — | $634 | 10.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 97 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 97 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD OF FLORIDA | 75 | $533K |
| Dental | UNION SECURITY INSURANCE COMPANY | 80 | $63K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 119 | $6K |
| Life insurance | UNION SECURITY INSURANCE COMPANY | 80 | $63K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 21 | $9K |
| Prescription drug(2 contracts) | BLUE CROSS BLUE SHIELD OF FLORIDA | 75 | $533K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 119 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.